Comparison

Vantiv vs CardPointers for Credit Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vantiv

Accept mobile payments securely and conveniently from any U.S. issued credit, debit, or prepaid card. Ideal for small and medium businesses, this app enables quick processing at the point of service or for customer checkout.

Highlights
  • Accept mobile payments
  • Process U.S. issued credit, debit, prepaid cards
  • Secure card swiping
  • Point of service processing
  • Convenient customer checkout
Features
Read full description

Be ready to accept mobile payments anywhere, anytime. Vantiv Mobile Accept is a simple-to-use, powerful mobile payment app that allows merchants to quickly and securely swipe any U.S. issued credit, debit or prepaid card for processing on a smartphone. Use Vantiv Mobile Accept in your store for convenient customer checkout. Or, use your smartphone to enable immediate payment processing at the point of service. Vantiv Mobile Accept is perfect for small and medium-size businesses that accept cash transactions and checks or submit invoices after services are completed. Visit www.vantiv.com for more information to begin accepting payments anytime, from anywhere.

About

CardPointers for Credit Cards

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Highlights
  • Automatic category bonus tracking
  • Real-time card recommendations
  • Offer management and activation
  • Siri and chatbot integration
  • Location-based store suggestions
  • Safari web extension for online shopping
  • Apple Watch app
Features
Currently charting
Read full description

CardPointers will save you money and earn you more cash back, points, and miles every day by maximizing your card's category bonuses, offers, and welcome bonuses. More than 1 million users use CardPointers to help them automatically save over $750 every year! The app automatically tracks every category bonus and recurring bank credits from over 5,000 credit cards and helps you auto-add and use your Amex, Chase, Bank of America, Citibank, Wells Fargo, and US Bank offers to save even more money every day. Make sure you're using your best card every time to maximize your points: ask Siri, "CardPointers here", and you'll immediately know which of your cards to use at the store that you're in to maximize your points or cashback, all without even opening the app -- because no one wants to be the person holding up the line. Wish you had a chatbot which knows everything about your cards and offers? Now you do! Say "Siri, ask CardPointers", and it will answer any question you have about your wallet. Turn on AutoPilot from the app or a shortcut and it will automatically use your location to tell you your best card (or offer) as you go from store to store. Safely and securely, as no location information ever leaves your device. If you use have cards with Amex, Chase, BoA, Citi, Wells Fargo, or US Bank, you'll have access to 100s of offers with in-app auto-syncing, which adds all of your offers for you across all of your cards while you sleep. Your credentials are always stored safely, on-device. Thanks to the Safari Web Extension, you'll even know which card to use while shopping on the web thanks to integrated Shopping Pointers, with support for thousands of merchant sites. There's even a great Apple Watch app which shows you your best card at nearby stores. Whether you're new to credit cards and "travel hacking" or you already have 20+ credit cards to your name, this is the app to help you earn tens of thousands more points, miles, and cash back every year, and ensure that you always have the best cards available in your wallet. All without having to sacrifice your privacy thanks to the largest database of credit cards available. CardPointers integrates all of the latest Apple features, including: - Designed for Liquid Glass with full resizability - Fully integrated with Siri AI and Visual Intelligence - AutoPilot uses Live Activities to show you the best card to use for each store as you travel, and will automatically appear on your Apple Watch + CarPlay - Widgets of every size, including XL - New integrations into Spotlight for all of your cards and offers, plus new App Intents and Shortcuts - New controls and configurable widgets for Apple Watch - Interactive widgets and snippets let you redeem offers, navigate your pointers, and more, from your home screen & lock screen - Passkeys by default to further protect your account - Location Reminders using native region-based notifications stored solely on-device - Safari Web Extension (Shopping Pointers and automatic Offers Activation) - Full accessibility for VoiceOver and voice control support - Extensive keyboard support - Fully independent Watch app with rich complication family support + widgets You don't even need to launch the app to be able to quickly get the information that you need, thanks to the integrated lock screen widgets, app shortcuts, donated intents which show up in the system search for any matching category, Spotlight search, and quick action menus from the home screen. Over 5,000 cards from 900 different banks are fully supported across the world, and if any are missing you can add them yourself, in any country. Here are just some of the banks which are supported: Chase American Express (AmEx) Citibank Discover Capital One Goldman Sachs Bank of America (BofA) Barclaycard Synchrony Bank Wells Fargo US Bank Target Bank USAA -- Privacy Policy: https://cardpointers.com/privacy/ Terms of Use: https://cardpointers.com/terms/

Screenshots

Vantiv4 screens
CardPointers for Credit Cards4 screens

Verdict

The call

The clearest difference is review sentiment: CardPointers for Credit Cards at 79% against Vantiv's 0%. CardPointers for Credit Cards also leads on rating (4.7 vs 1.0) and update cadence (every 4 days vs every 4 months). Vantiv's advantage is in-app purchases (none vs 17) and iOS requirement (7.0 vs 15.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CardPointers for Credit Cards sells 16 in-app purchases, starting at $6.99 per month. Vantiv asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CardPointers for Credit Cards holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: CardPointers for Credit Cards has 10K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of Vantiv's written reviews are positive against 79% of CardPointers for Credit Cards's.

UpkeepUpdate frequency

Vantiv ships an update every 4 months, CardPointers for Credit Cards every 4 days. The most recent releases landed on October 23, 2026 and October 29, 2026 respectively.

Scorecard9 real differences · 2 level
Vantiv versus CardPointers for Credit Cards: the parameters behind the verdict, then further details
ParameterVantivCardPointers for Credit Cards
PriceFreeFree
Rating1.0 (2 ratings)4.7 (10K ratings) — better
Positive reviews0.0% of reviews78.5% of reviews — better
Number of ratings210K — better
Update frequencyEvery 4 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank—#38 — better
DevicesiPhone, iPodiPhone, iPad, iPod, Mac, Apple Watch, Vision Pro — better
Requires iOS7.0 — better15.0
Further details — not scored
Size15 MB117 MB
Age rating4+4+
DeveloperVANTIV, LLCCardPointers LLC

Customer experience

Vantiv

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

CardPointers for Credit Cards

All ratings10,472 ratings
Positive92.8%
Neutral2.7%
Negative4.5%
Written reviews545 reviews
Positive78.5%
Neutral5.3%
Negative16.1%

Bugs and requests

Vantiv

Not enough reviews yet to summarise bugs or requests.

CardPointers for Credit Cards

Reported bugs

2 issues
  • Inconsistent data across devices
  • Inability to edit card details

Requested features

3 requests
  • Location-based card recommendations
  • Ability to adjust bonus categories
  • Option to track multiple cards of the same type

In-app purchases

None

Vantiv

No in-app purchases

16 purchases

CardPointers for Credit Cards

Subscriptions9
  • CardPointers+3 Days trial$6.991 Month
  • CardPointers+3 Days trial$7.991 Month
  • CardPointers+3 Days trial$9.991 Month
Show 6 more
  • CardPointers+1 Month trial$11.991 Month
  • CardPointers+3 Days trial$59.991 Year
  • CardPointers+7 Days trial$59.991 Year
  • CardPointers+7 Days trial$71.991 Year
  • CardPointers+7 Days trial$89.991 Year
  • CardPointers+1 Year trial$99.991 Year
One-time7
  • Tiny Tip$0.99
  • Small Tip$1.99
  • Medium Tip$4.99
Show 4 more
  • Large Tip$9.99
  • CardPointers+ (Lifetime)$139.99
  • CardPointers+ (Lifetime)$199.99
  • CardPointers+ (Lifetime)$239.99

Questions

Is Vantiv free?
Vantiv is free to download, with no in-app purchases.
Is CardPointers for Credit Cards free?
CardPointers for Credit Cards is free to download, with in-app purchases available.
Which has better reviews, Vantiv or CardPointers for Credit Cards?
CardPointers for Credit Cards is rated higher. Vantiv averages 1.0 out of 5 from 2 ratings, while CardPointers for Credit Cards averages 4.7 from 10K ratings.
Do Vantiv or CardPointers for Credit Cards have ads?
Neither Vantiv nor CardPointers for Credit Cards shows ads.
Which is updated more often, Vantiv or CardPointers for Credit Cards?
Vantiv ships an update every 4 months, and CardPointers for Credit Cards every 4 days. Most recently, Vantiv was updated on October 23, 2026 and CardPointers for Credit Cards on October 29, 2026.

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