OFG Digital vs PCI_Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
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Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
PCI_Mobile
This platform allows authorized business partners to manage and streamline consumer transactions. It requires specific authorization from PCI and your office to log in and utilize its features.
- Consumer transaction enhancement
- Transaction facilitation
- Business partner platform
- Secure login
- Office authorization required
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PCI Mobile is a platform for our business partners to enhance and facilitate consumer transactions. In order to log in and use PCI Mobile, you must be authorized by PCI and your office.
Screenshots
Verdict
The clearest difference is review sentiment: PCI_Mobile at 63% against OFG Digital's 17%. PCI_Mobile also leads on rating (4.1 vs 2.6) and update cadence (every 2 months vs every 7 months). OFG Digital's advantage is ratings volume (314 vs 27) and iOS requirement (11.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PCI_Mobile holds the better App Store score, 4.1 against 2.6. That said, the two scores are not equally well evidenced: OFG Digital has 314 ratings behind it against 27, so its average is the more settled of the two. Written reviews point the same way: 17% of OFG Digital's written reviews are positive against 63% of PCI_Mobile's.
OFG Digital ships an update every 7 months, PCI_Mobile every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | OFG Digital | PCI_Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (314 ratings) | 4.1 (27 ratings) — better |
| Positive reviews | 17.3% of reviews | 62.5% of reviews — better |
| Number of ratings | 314 — better | 27 |
| Update frequency | Every 7 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 11.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 109 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | OFG Bancorp | Preferred Credit Inc |
Customer experience
OFG Digital
PCI_Mobile
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
Show 8 moreShow fewer
- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
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- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
PCI_Mobile
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OFG Digital
No in-app purchases
PCI_Mobile
No in-app purchases
Questions
Is OFG Digital free?
Is PCI_Mobile free?
Which has better reviews, OFG Digital or PCI_Mobile?
Do OFG Digital or PCI_Mobile have ads?
Which is updated more often, OFG Digital or PCI_Mobile?
Other comparisons
