Comparison

OFG Digital vs ALF Customer App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OFG Digital

Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.

Highlights
  • Check account balances
  • Pay bills
  • Transfer funds
  • PeoplePay
  • Deposit checks
  • Find branches and ATMs
Features
Read full description

Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC

About

ALF Customer App

Access your loan details 24/7, view and pay your balance, and generate payoff letters directly from your mobile device. Manage your address and contact support with ease.

Highlights
  • 24/7 loan information access
  • View and pay loans
  • Generate loan payoff letters
  • Request address changes
  • Touch ID login
  • Multi-language support
Features
Read full description

FEATURES -24/7 access to your loan information -View and pay your loan anytime from your mobile device -Generate your loan payoff letter -Request change of address -Other helpful information about your loan -Login using Touch ID -Screen support for iPhone X -Contact us for support -Select app preferred language English or Spanish SECURITY -We protect your information using AES-256-bit encryption.

Screenshots

OFG Digital4 screens
ALF Customer App4 screens

Verdict

The call

The clearest difference is rating: ALF Customer App at 3.4 against OFG Digital's 2.6. ALF Customer App also leads on update cadence (every 6 weeks vs every 7 months). OFG Digital's advantage is review sentiment (17% vs 0%) and ratings volume (315 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALF Customer App holds the better App Store score, 3.4 against 2.6. That said, the two scores are not equally well evidenced: OFG Digital has 315 ratings behind it against 16, so its average is the more settled of the two. Written reviews complicate that: 17% of OFG Digital's written reviews are positive against 0% of ALF Customer App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

OFG Digital ships an update every 7 months, ALF Customer App every 6 weeks. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
OFG Digital versus ALF Customer App: the parameters behind the verdict, then further details
ParameterOFG DigitalALF Customer App
PriceFreeFree
Rating2.6 (315 ratings)3.4 (16 ratings) — better
Positive reviews17.3% of reviews — better0.0% of reviews
Number of ratings315 — better16
Update frequencyEvery 7 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better12.0
Further details — not scored
Size109 MB22 MB
Age rating4+4+
DeveloperOFG BancorpAmericas Leading Finance

Customer experience

OFG Digital

All ratings312 ratings
Positive36.2%
Neutral7.7%
Negative56.1%
Written reviews75 reviews
Positive17.3%
Neutral12.0%
Negative70.7%

ALF Customer App

All ratings16 ratings
Positive62.5%
Neutral0.0%
Negative37.5%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

OFG Digital

Reported bugs

13 issues
  • Error 0014 preventing app access
  • Login credentials not recognized despite correct password
  • Face ID and passcode authentication not working
  • App stuck on loading screen
  • Device ID not found error
Show 8 more
  • Password field overlapping with username field
  • App not compatible with newer iPhone models (iPhone X and beyond)
  • Requires re-authentication on every login
  • App freezes and becomes unresponsive
  • Cannot scroll to view account details
  • People Pay functionality broken on iOS
  • Inconsistent performance between Android and iOS
  • Account lockouts without clear resolution path

Requested features

15 requests
  • Apple Pay integration
  • Dark mode option
  • Direct credit card payment within app
  • Push notifications for transactions
  • ACH transfers to other financial institutions
Show 10 more
  • Allpoint ATM locations in app
  • Account statements directly in app
  • Transaction segmentation by billing cycles
  • Spanish language support
  • Improved UI/UX design overhaul
  • More frequent app updates
  • Chip-enabled credit cards
  • Email notifications for account activity
  • Password reset functionality in app
  • Automatic token code recognition from SMS

ALF Customer App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

OFG Digital

No in-app purchases

None

ALF Customer App

No in-app purchases

Questions

Is OFG Digital free?
OFG Digital is free to download, with no in-app purchases.
Is ALF Customer App free?
ALF Customer App is free to download, with no in-app purchases.
Which has better reviews, OFG Digital or ALF Customer App?
ALF Customer App is rated higher. OFG Digital averages 2.6 out of 5 from 315 ratings, while ALF Customer App averages 3.4 from 16 ratings.
Do OFG Digital or ALF Customer App have ads?
Neither OFG Digital nor ALF Customer App shows ads.
Which is updated more often, OFG Digital or ALF Customer App?
OFG Digital ships an update every 7 months, and ALF Customer App every 6 weeks. Most recently, OFG Digital was updated on November 1, 2026 and ALF Customer App on October 29, 2026.

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