OFG Digital vs CooPACA Móvil
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
Read full descriptionHide full description
Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
CooPACA Móvil
Easily manage your finances with this mobile application. Perform bill payments, manage your cards, and communicate securely. You can also stop check payments directly from your device.
- Bill Payments
- Manage Card
- Secure Messaging
- Stop Check Payment
Read full descriptionHide full description
With this new release, our CooPACA Movil application is easier to navigate and make your transactions. This release also includes many new features such as: 1- Bill Payments 2- Manage Card 3- Secure Messaging 4- Stop Check Payment
Screenshots
Verdict
The clearest difference is rating: CooPACA Móvil at 4.7 against OFG Digital's 2.6. CooPACA Móvil also leads on review sentiment (35% vs 17%) and ratings volume (2.4K vs 314). OFG Digital's advantage is update cadence (every 7 months vs every 29 months) and iOS requirement (11.0 vs 14.7). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CooPACA Móvil holds the better App Store score, 4.7 against 2.6. That said, the two scores are not equally well evidenced: CooPACA Móvil has 2.4K ratings behind it against 314, so its average is the more settled of the two. Written reviews point the same way: 17% of OFG Digital's written reviews are positive against 35% of CooPACA Móvil's.
OFG Digital ships an update every 7 months, CooPACA Móvil every 29 months. Both last shipped on November 11, 2026.
| Parameter | OFG Digital | CooPACA Móvil |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (314 ratings) | 4.7 (2.4K ratings) — better |
| Positive reviews | 17.3% of reviews | 34.8% of reviews — better |
| Number of ratings | 314 | 2.4K — better |
| Update frequency | Every 7 months — better | Every 29 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 14.7 |
| Further details — not scored | ||
| Size | 109 MB | 100 MB |
| Age rating | 4+ | 4+ |
| Developer | OFG Bancorp | CooPACA Móvil |
Customer experience
OFG Digital
CooPACA Móvil
User reviews
OFG Digital
From 314 App Store ratingsWhat we love
- 👍 Easy to use interface
- 💳 Check deposit feature convenient
- 🔒 Fingerprint/Touch ID authentication available
- ⚡ Fast performance when working
- 🏦 Integration with ATH Móvil
Room to improve
- 🐛 Frequent login failures and credential issues
- 🐛 App crashes and freezes regularly
- ❌ Limited functionality compared to competitors
- 🎨 Outdated and poor UI/UX design
- 🔐 Excessive authentication requirements
CooPACA Móvil
From 2.4K App Store ratingsWhat we love
- 🚀 Efficient banking
- 👍 Helpful and friendly staff
- ✨ Positive overall experience
Room to improve
- 🚫 Lack of transfer option between accounts
- ⏱️ Slow transaction processing
- 🔒 Security issues with lost/stolen cards
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
Show 8 moreShow fewer
- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
Show 10 moreShow fewer
- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
CooPACA Móvil
Reported bugs
2 issues- Login issues after app updates
- Frequent app crashes and freezes
Requested features
2 requests- Restore transfer option between accounts
- Improve transaction visibility and details
In-app purchases
OFG Digital
No in-app purchases
CooPACA Móvil
No in-app purchases
Questions
Is OFG Digital free?
Is CooPACA Móvil free?
Which has better reviews, OFG Digital or CooPACA Móvil?
Do OFG Digital or CooPACA Móvil have ads?
Which is updated more often, OFG Digital or CooPACA Móvil?
Other comparisons
