OFG Digital vs Municoop
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
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Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
Municoop
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MuniCoop MovilCoop, servicio de acceso fácil y seguro para realizar transacciones. MovilCoop es un servicio que le permite a los clientes de la Cooperativa acceso fácil y seguro a sus cuentas desde su dispositivo móvil. Para poder comenzar a usar este servicio solo necesita bajar el app y acceder al mismo utilizando los credenciales de su usuario de Home Banking. Si usted no está inscrito en el servicio de Home Banking, debe inscribirse antes de comenzar a usar MovilCoop. Lo que puede realizar u obtener con este servicio: - Información de balances y detalles de todas sus cuentas - Información de balances y detalles de todos sus préstamos - Información de balances y detalles de todas sus certificados - Información histórica de todas sus cuentas y préstamos - Información de balances y detalles de sus tarjetas de crédito - Información de sus tarjetas de débito - Transferencias entre sus cuentas - Transferencias a otras cuentas pre configuradas - Pago de préstamo - Pago de facturas de comercios - Pago de tarjeta de crédito - Información histórica de pago de facturas de comercios - Información de cheques con suspensión de pagos - Información de las sucursales y cajeros automáticos de la cooperativa - Ayuda para dirigirle a la sucursal que más le convenga Al igual que en el servicio de Home Banking, toda la información, balances y transacciones mediante este servicio es actualizada en línea, al momento. Para su tranquilidad, al igual que en el servicio de Home Banking, todas las transacciones son realizadas en un ambiente de seguridad (SSL) con soporte de 128 bits. Esto significa que la data presentada y ofrecida se somete a algoritmos de encripción antes de ser intercambiada.
Screenshots
Verdict
The clearest difference is update cadence: OFG Digital at every 7 months against Municoop's every 66 months. OFG Digital also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OFG Digital ships an update every 7 months, Municoop every 66 months. The most recent releases landed on October 21, 2026 and September 20, 2026 respectively.
| Parameter | OFG Digital | Municoop |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (314 ratings) — better | — |
| Positive reviews | 17.3% of reviews | — |
| Number of ratings | 314 — better | — |
| Update frequency | Every 7 months — better | Every 66 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 109 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | OFG Bancorp | COOPERATIVA DE AHORRO Y CREDITO EMPLEADOS MUNICIPALES DE GUAYNABO |
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
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- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
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- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
Municoop
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OFG Digital
No in-app purchases
Municoop
No in-app purchases
