OFG Digital vs EVERPay mPOS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OFG Digital
Manage your bank accounts on the go. Check balances, pay bills, transfer funds, and deposit checks securely. Locate branches and ATMs easily.
- Check account balances
- Pay bills
- Transfer funds
- PeoplePay
- Deposit checks
- Find branches and ATMs
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Important Notice: This app version is being phased out and will no longer be available for new clients. For a better mobile banking experience, please download our new app named Oriental. Available to all Oriental Bank customers already enrolled on the Online Banking service. With this application you can use your iPhone® to easily and securely: •Check your account balances •Pay your bills •Transfer funds •PeoplePay •Deposit checks •Find a nearby branch or ATM Banca Móvil de Oriental Bank is free and secure. Member of the FDIC
EVERPay mPOS
This application enables businesses to accept various payment methods, including cash, credit cards, and ACH, from anywhere. It offers features like sales summaries, tax management, and tip handling, connecting to a Bluetooth-enabled card reader for secure transactions. A merchant account is required to use the service.
- Accepts cash, credit, debit, check, and ACH
- Bluetooth EMV chip card reader support
- Daily sales summaries and detailed reports
- Manages sales tax and tips
- Email or SMS receipts
- Signature capture
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Accept payments anywhere with EVERPay MPOS application. EVERPay supports the IVU Lotto program for cash, credit cards, ATH PIN debit, check, and ACH payments. Qualify for the best credit card processing rates and increase your sales when you use the EVERPay MPOS payment terminal, a EMV chip card reader that connects to your phone with Bluetooth technology. Advanced features include, daily sales summary and detailed reports, allows multiple users, manages sales tax, mange tips 4 ways, email or sms receipts, captures signatures and much more. A merchant account is required so contact your local bank or Evertec for more information.
Screenshots
Verdict
The clearest difference is rating: EVERPay mPOS at 3.0 against OFG Digital's 2.6. EVERPay mPOS also leads on update cadence (every 3 months vs every 7 months). OFG Digital's advantage is ratings volume (312 vs 2) and review sentiment (17% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EVERPay mPOS holds the better App Store score, 3.0 against 2.6. That said, the two scores are not equally well evidenced: OFG Digital has 312 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 17% of OFG Digital's written reviews are positive against 0% of EVERPay mPOS's, so the app with the better star average is not the one people write more warmly about.
OFG Digital ships an update every 7 months, EVERPay mPOS every 3 months. The most recent releases landed on August 8, 2026 and June 1, 2026 respectively.
| Parameter | OFG Digital | EVERPay mPOS |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (312 ratings) | 3.0 (2 ratings) — better |
| Positive reviews | 17.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 312 — better | 2 |
| Update frequency | Every 7 months | Every 3 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 — better | 12.0 |
| Further details — not scored | ||
| Size | 109 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | OFG Bancorp | EVERTEC Inc. |
Customer experience
OFG Digital
EVERPay mPOS
Bugs and requests
OFG Digital
Reported bugs
13 issues- Error 0014 preventing app access
- Login credentials not recognized despite correct password
- Face ID and passcode authentication not working
- App stuck on loading screen
- Device ID not found error
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- Password field overlapping with username field
- App not compatible with newer iPhone models (iPhone X and beyond)
- Requires re-authentication on every login
- App freezes and becomes unresponsive
- Cannot scroll to view account details
- People Pay functionality broken on iOS
- Inconsistent performance between Android and iOS
- Account lockouts without clear resolution path
Requested features
15 requests- Apple Pay integration
- Dark mode option
- Direct credit card payment within app
- Push notifications for transactions
- ACH transfers to other financial institutions
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- Allpoint ATM locations in app
- Account statements directly in app
- Transaction segmentation by billing cycles
- Spanish language support
- Improved UI/UX design overhaul
- More frequent app updates
- Chip-enabled credit cards
- Email notifications for account activity
- Password reset functionality in app
- Automatic token code recognition from SMS
EVERPay mPOS
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OFG Digital
No in-app purchases
EVERPay mPOS
No in-app purchases
Questions
Is OFG Digital free?
Is EVERPay mPOS free?
Which has better reviews, OFG Digital or EVERPay mPOS?
Do OFG Digital or EVERPay mPOS have ads?
Which is updated more often, OFG Digital or EVERPay mPOS?
Other comparisons
