Comparison

SC Mobile Ghana vs Ecobank Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SC Mobile Ghana

Manage your finances and perform a wide range of banking services from your mobile device. Open new accounts, transfer funds locally and internationally, pay bills, and manage investments. Enjoy the convenience of banking anytime, anywhere, without visiting a branch.

Highlights
  • Open Current, Savings Plus, or Fixed Deposit accounts
  • Transfer funds locally and internationally
  • Purchase airtime and data bundles
  • Pay utility bills and subscriptions
  • Buy, sell, and track investment portfolios
  • Access market insights and global diversification
Features
Read full description

Welcome to SC Mobile Ghana. With SC Mobile, you are about to start an amazing banking experience. From the comfort of your mobile, you can open an account, transfer funds or access and complete most of the service needs that would typically require you to visit a branch. Say goodbye to long queues and do your banking anywhere and everywhere. Open an account With SC Mobile, you have the power of banking in your palm. It only takes up to 15 minutes to open a Current, Savings Plus or Fixed Deposit account. SC Mobile offers you all the benefits of owning these account types which are available in multiple currencies. Do not worry if you are unable to complete your application in one go. You can Save and Resume your application at any time. Get a complete view of your accounts and transact with ease. SC Mobile allows you to see, move and manage your finances anytime, anywhere. You can transfer funds to accounts within Standard Chartered Bank and to other local and international destination accounts. What’s more, you can use your SC Mobile for other daily transactions such as airtime and data bundle purchases, mobile money transfers and other utility payments including DSTV subscriptions, ECG and Ghana Water bills. Access our Wealth Management proposition ü You will also be able to BUY, SELL and TRACK YOUR PORTFOLIO anytime, anywhere with our online fixed income and mutual fund platform. Invest in GHS, USD and other major currencies ü Get access to our latest market insights and take advantage of the market opportunities available ü Get global diversification (both local and offshore investments) with best in class fund managers Services at your fingertips SC Mobile enables you to execute and track progress of a majority of services available in our banking halls. Avoid the queues and enjoy the convenience of banking everywhere. SC Mobile certainly gives you more time to do the things you love and not to worry about banking.

About

Ecobank Mobile App

Manage your bank accounts and perform financial transactions instantly and securely on your mobile device. Access banking services 24/7, send money across 33 African countries, and open a digital account.

Highlights
  • Send money to 33 African countries
  • Open Ecobank Xpress Account
  • Check account balances and history
  • Airtime TopUp
  • Pay bills and merchants
  • Locate branches and ATMs
Features
Read full description

Wherever, whenever …get the Ecobank Mobile app and make everyday banking as easy as ABC! The Ecobank Mobile app allows you to enjoy our banking services instantly and conveniently on your mobile device. The app provides you with an easy channel to manage your account and perform financial transactions in a simple and secured manner. The app gives you access to affordable banking services and more wherever you are on your mobile 24/7 ,365 days a year. The app also gives you access to the Ecobank Xpress Account. It is one unified application for all the 33 where Ecobank Operates. Features on the Ecobank Mobile App include:
 - Send Money to 33 African Countries instantly - Open an Ecobank Xpress Account - Check Account balances & transaction history - Airtime TopUp for Self / Other - Pay Billers & Merchants - Account Statement Request - Block Card / Cheque Request - Locate the nearest Ecobank Branch / ATM / Xpress Point - Attach Other Bank cards - Cardless withdrawal Go digital! Get the Ecobank Mobile App.

Screenshots

SC Mobile Ghana4 screens
Ecobank Mobile App4 screens

Verdict

The call

The clearest difference is rating: SC Mobile Ghana at 3.7 against Ecobank Mobile App's 3.0. SC Mobile Ghana also leads on review sentiment (30% vs 8%) and iOS requirement (14.0 vs 16.0). Ecobank Mobile App's advantage is ads (none vs shown) and ratings volume (1.3K vs 147). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SC Mobile Ghana holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: Ecobank Mobile App has 1.3K ratings behind it against 147, so its average is the more settled of the two. Written reviews point the same way: 30% of SC Mobile Ghana's written reviews are positive against 8% of Ecobank Mobile App's.

UpkeepUpdate frequency

SC Mobile Ghana ships an update every 6 weeks, Ecobank Mobile App every 2 months. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
SC Mobile Ghana versus Ecobank Mobile App: the parameters behind the verdict, then further details
ParameterSC Mobile GhanaEcobank Mobile App
PriceFreeFree
Rating3.7 (147 ratings) — better3.0 (1.3K ratings)
Positive reviews30.2% of reviews — better7.9% of reviews
Number of ratings1471.3K — better
Update frequencyEvery 6 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better16.0
Further details — not scored
Size154 MB285 MB
Age rating4+4+
DeveloperStandard Chartered BankECOBANK

Customer experience

SC Mobile Ghana

All ratings147 ratings
Positive66.0%
Neutral9.5%
Negative24.5%
Written reviews43 reviews
Positive30.2%
Neutral14.0%
Negative55.8%

Ecobank Mobile App

All ratings1,329 ratings
Positive47.3%
Neutral8.6%
Negative44.2%
Written reviews252 reviews
Positive7.9%
Neutral6.3%
Negative85.7%

User reviews

SC Mobile Ghana

From 147 App Store ratings

What we love

  • 🔥 Smooth performance (Stephen Asamoah)
  • 🚀 Innovation in digital banking (vhtmusah)
  • 💡 Great banking assistant (K. Agyeman)
  • 👍 Easy to use (Robert, Apam-Ghana)
  • ✨ App is getting better (kinggquarshie)

Room to improve

  • ❌ App constantly crashing (𝕾𝖙𝖎𝖋𝖑𝖊𝖗, Dddnnydd, ricgard0987, Saigon 4pf)
  • ❌ Frequent re-registration required (Neon Abyss, Jfkgjgkc)
  • ❌ International transfers declining (realmecollins, Elorms)
  • ❌ Difficulty receiving OTP (Ajbounce94)
  • ❌ Poor interface, difficult to use (Brownjaybird, Trespasser Trent, Delious2341)

Ecobank Mobile App

From 1.3K App Store ratings

What we love

  • 👍 Great app
  • 🚀 Convenient banking
  • 💡 Useful features

Room to improve

  • 🐛 Frequent crashes
  • 🔒 Security concerns
  • ⏱️ Slow performance
  • 💰 Excessive fees
  • 🤔 Confusing UI

Bugs and requests

SC Mobile Ghana

Reported bugs

22 issues
  • App crashes when opened on Starlink internet
  • App crashes during verification process
  • App asks for upgrade but no update available
  • Difficulty receiving OTP for transactions
  • Transfers from account to Mobile Money failing ('Billers not available')
Show 17 more
  • App not working on iPhone 14 Pro Max
  • App exits automatically when opened
  • App not working after an update
  • App crashes unexpectedly after login/logout
  • Cannot open an account ('oops we are fixing whatever')
  • Cannot download loan application form
  • Password and PIN not recognized after multiple resets
  • Account activation problems
  • Cannot create online login with debit card
  • Adverts/commercials overlay app interface
  • Setting up profile results in challenges with no clear error message
  • Customer service unable to understand app reference numbers
  • Fingerprint login not working
  • Touch ID stopped working after update
  • Face ID login not working after update
  • Register with temporary PIN/SMS option not working
  • App doesn't connect on iPhone

Requested features

8 requests
  • Simplify app interface
  • Maximize menu button size on iPhone
  • Fix back button size
  • Improve visibility of transactions (in/out)
  • Fix loan application form download
Show 3 more
  • Add dark mode option
  • Improve account menu design
  • Fix time zone issue for statements

Ecobank Mobile App

Reported bugs

4 issues
  • Login issues
  • Pending transactions not reflecting
  • App not compatible with newer devices
  • Inability to update account information

Requested features

4 requests
  • Dark mode option
  • Fingerprint/Face ID support
  • Improved transaction history
  • Better customer support

In-app purchases

None

SC Mobile Ghana

No in-app purchases

None

Ecobank Mobile App

No in-app purchases

Questions

Is SC Mobile Ghana free?
SC Mobile Ghana is free to download, with no in-app purchases.
Is Ecobank Mobile App free?
Ecobank Mobile App is free to download, with no in-app purchases.
Which has better reviews, SC Mobile Ghana or Ecobank Mobile App?
SC Mobile Ghana is rated higher. SC Mobile Ghana averages 3.7 out of 5 from 147 ratings, while Ecobank Mobile App averages 3.0 from 1.3K ratings.
Do SC Mobile Ghana or Ecobank Mobile App have ads?
SC Mobile Ghana shows ads; Ecobank Mobile App does not.
Which is updated more often, SC Mobile Ghana or Ecobank Mobile App?
SC Mobile Ghana ships an update every 6 weeks, and Ecobank Mobile App every 2 months. Most recently, SC Mobile Ghana was updated on October 23, 2026 and Ecobank Mobile App on October 30, 2026.

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