Comparison

TMBank vs Australian Ethical

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TMBank

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

Highlights
  • Quick balance check without login
  • Track spending by category
  • Set savings goals
  • Personalize home screen
  • Lock/unlock transactions
  • View card details
Features
Read full description

Everyday banking is easier than ever using the Teachers Mutual Bank Mobile Banking App¹. You'll find all the things you can expect to make everyday banking simple, safe and fast. • Need a quick balance check? Use the Quick Balance feature to view your account balance instantly – no login needed! Fast, secure, and always at your fingertips. • Track your spending – Know where your money is going with the "How I Spend" feature. You can now track your spend for the month across different categories. • Maximise your savings by setting a goal in your savings account. Create a plan to get what you want – from a new car to a dream holiday. • Personalise your home screen to keep your top banking tasks at your fingertips. Choose what accounts, goals and spending trackers to show, plus quick links for transfers and payments. Reorder and rename to your heart’s content. • Lock or unlock transactions anytime, anywhere. Block online payments, ATM withdrawals, or even view your full card details – no physical card needed. Please note: If you have used digital banking before, you’re ready to use the app. You just need your Member Number and Internet Banking Password. Visit tmbank.com.au/faq for help. Important Information ¹ You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices, but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We collect anonymous information on how you use the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app, you are giving your consent.

About

Australian Ethical

Manage your ethical investments with ease. Track portfolio value, fund balances, and contributions. Set up regular investments and manage distribution rules. Update personal information and bank details securely.

Highlights
  • Portfolio value summary
  • Individual fund balances
  • Contribution tracking
  • Top 10 holdings view
  • Recent transaction history
  • Regular investment plan setup
  • Distribution rule management
Features
Read full description

An easy way for Australian Ethical Managed Fund investors to stay on top of their earth-changing investments. With this version of the app you’ll be able to: - Access a summary of your overall portfolio value and the value of your individual funds - View the balance of your funds - Track your contributions to individual funds - View your funds’ top 10 holdings - View recent transactions for each fund (e.g. deposits, distributions) - Set-up and make changes to a regular investment plan - Manage distribution rules for your fund e.g. re-invest funds, or payout in cash to your nominated bank account - Update your personal information, password, and bank account You will need to be an existing Australian Ethical investor to use the app. You will need your InvestorServe account details to login. If you don’t have an account or have forgotten your details, you can get these within the app. This is general information only and is not intended to provide you with financial advice or take into account your individual investment objectives, financial situation or needs. Before acting on it, consider its appropriateness to your circumstances and read the Financial Services Guide, the Product Disclosure Statement and the Target Market Determination relevant to the product which is available on our website. You should consider seeking advice from a licensed financial adviser before making an investment decision. Past performance is not a reliable indicator of future performance. Interests in the Australian Ethical Managed Funds are issued by Australian Ethical Investment Ltd (ABN 47 003 188 930, AFSL 229949). Australian Ethical respects your privacy. All personal information is handled in accordance with Australian Ethical’s Privacy Policy [:mav: 2.0.1]

Screenshots

TMBank4 screens
Australian Ethical4 screens

Verdict

The call

The clearest difference is iOS requirement: TMBank at 13.0 against Australian Ethical's 15.1. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TMBank ships an update every 5 months, Australian Ethical every 3 months. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 7 level
TMBank versus Australian Ethical: the parameters behind the verdict, then further details
ParameterTMBankAustralian Ethical
PriceFreeFree
Positive reviews16.5% of reviews17.1% of reviews — better
Update frequencyEvery 5 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size110 MB51 MB
Age rating4+4+
DeveloperTeachers Mutual Bank LimitedAUSTRALIAN ETHICAL INVESTMENT LTD

Customer experience

TMBank

Written reviews121 reviews
Positive16.5%
Neutral14.9%
Negative68.6%

Australian Ethical

Written reviews41 reviews
Positive17.1%
Neutral7.3%
Negative75.6%

In-app purchases

None

TMBank

No in-app purchases

None

Australian Ethical

No in-app purchases

Questions

Is TMBank free?
TMBank is free to download, with no in-app purchases.
Is Australian Ethical free?
Australian Ethical is free to download, with no in-app purchases.
Do TMBank or Australian Ethical have ads?
Neither TMBank nor Australian Ethical shows ads.
Which is updated more often, TMBank or Australian Ethical?
TMBank ships an update every 5 months, and Australian Ethical every 3 months. Most recently, TMBank was updated on October 23, 2026 and Australian Ethical on October 22, 2026.

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