中国人保 vs 大象保
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
大象保
This platform offers curated insurance products and personalized services using advanced technology. It helps users compare policies, manage existing ones, and navigate the complexities of insurance planning and claims.
- Personalized insurance planning
- One-on-one consultation
- Policy comparison tool
- Underwriting assistance
- Digital policy management
- Claims assistance
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大象保是世纪保险集团旗下的互联网保险严选平台,拥有银保监会颁发的全国性保险经纪牌照。 大象保以大数据、AI等前沿科技为核心驱动力,致力于为用户提供优质保险产品及一对一陪伴式定制服务, 全方面提升中国家庭的抗风险能力。 大象保与近百家保险公司建立深度合作关系,将不同纬度的疾病和风险纳入保障范围, 为客户提供国内一流的保险规划服务,帮客户解决从懂到买到赔的所有问题,真正做到懂你,更懂保险。 【综合智能化工具服务】 1,定制方案:全生命周期一对一陪伴式定制服务,告别传统销售导向模式 2,产品对比:想买保险很纠结?各家险种一键对比,保险责任优劣一目了然 3,核保助手:带病体也想投保?疾病快速筛查,获得专业核保建议 4,保单管理:纸质保单拍照上传,全家人的保单一站式轻松管理 【为什么选大象保】 1,安心保障 合规保司、高性价比、极速理赔 2,贴心管家 1V1专属顾问,保险咨询,理赔协助,贴心更安心 3,专业服务 减少误读,带来信任,让保险变得更透明 4,优选产品 成人险,少儿险,老人险,旅行险,定制险等360度全方位保障 温馨提示:投资有风险,请根据个人财务能力进行购买产品。
Screenshots
Verdict
The clearest difference is review sentiment: 大象保 at 100% against 中国人保's 48%. 大象保 also leads on rating (5.0 vs 1.5) and iOS requirement (9.0 vs 13.0). 中国人保's advantage is ratings volume (30 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
大象保 holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 100% of 大象保's.
中国人保 ships an update fortnightly, 大象保 every 3 weeks. The most recent releases landed on September 28, 2026 and September 17, 2026 respectively.
| Parameter | 中国人保 | 大象保 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 47.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 30 — better | 1 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 9.0 — better |
| Further details — not scored | ||
| Size | 308 MB | 75 MB |
| Age rating | 4+ | 17+ |
| Developer | PICC Information Technology Company Limited | Beijing Century Insurance Brokers Co., Ltd |
Customer experience
中国人保
大象保
In-app purchases
中国人保
No in-app purchases
大象保
No in-app purchases








