中国人保 vs 平安企业宝
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
平安企业宝
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平安企业宝是致力于为3亿+企业+个体工商户提供一站式企业保险、员工健康、风控安全、车队管理、差旅服务的企业综合服务平台。涵盖保单管理、保单批改、理赔报案、在线问诊、健康测评、防灾预警、车队托管、查违章、安驾培训、机酒预定、财税代办、法律咨询、补贴政策、海外贸易通等专业企业服务。 “让每个企业拥有平安保障,助力企业发展” 企业服务节!享金牌保险服务,领好礼劲省金秋! 主要服务: 【保单查询】团体车险、财产险、人员险电子保单、发票分类管理,随时查看或下载,还支持批量导出,方便制作台账; 【保单批改】团体车险、财产险、人员险、小微产品线上批改,操作人员变更、信息变更等,全程自助,省时省心; 【理赔报案】一健报案,在线传资料查进度,4步完成理赔,还能享万元以下小额理赔免交纸质材料,赔款快速到账; 【健康服务】企业员工同享,4万+专业医生免费在线问诊,健康测评、买药指导等专业健康服务; 【车队管理】提供车队托管,批量查违章查,司机安全驾驶培训等车队安全管理服务,帮助车队企业提升安全系数; 【灾害预警】提供17种自然灾害气象预警和防灾指南,帮助企业做好风险控制工作,避灾减损; 【企业差旅】实现从出差前的差旅申请、行程预订,以及出差后的差旅报销等产品功能的升级,打造多维、智能、一体化的一站式差旅管理服务; 【企业安全】为企业、职工服务,提供安全培训交流在安全领域的经验共同进步,共同讨论安全生产问题,知隐患、避风险; 【法律咨询】-提供专业周到的法律服务,在线律师随时为您解答法律问题; -----联系我们----- - 微信公众号:pack95511 - 客服邮箱:M1_13457@pingan.com.cn - 客服热线:95511
Screenshots
Verdict
The clearest difference is review sentiment: 平安企业宝 at 96% against 中国人保's 48%. 中国人保's advantage is rating (1.5 vs 1.0) and ratings volume (30 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
中国人保 holds the better App Store score, 1.5 against 1.0. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 48% of 中国人保's written reviews are positive against 96% of 平安企业宝's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | 中国人保 | 平安企业宝 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) — better | 1.0 (4 ratings) |
| Positive reviews | 47.5% of reviews | 96.2% of reviews — better |
| Number of ratings | 30 — better | 4 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 308 MB | 289 MB |
| Age rating | 4+ | 4+ |
| Developer | PICC Information Technology Company Limited | 中国平安财产保险股份有限公司 |
Customer experience
中国人保
平安企业宝
In-app purchases
中国人保
No in-app purchases
平安企业宝
No in-app purchases







