Comparison

中国人保 vs 平安企业宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
Read full description

“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

About

平安企业宝

Features
Read full description

平安企业宝是致力于为3亿+企业+个体工商户提供一站式企业保险、员工健康、风控安全、车队管理、差旅服务的企业综合服务平台。涵盖保单管理、保单批改、理赔报案、在线问诊、健康测评、防灾预警、车队托管、查违章、安驾培训、机酒预定、财税代办、法律咨询、补贴政策、海外贸易通等专业企业服务。 “让每个企业拥有平安保障,助力企业发展” 企业服务节!享金牌保险服务,领好礼劲省金秋! 主要服务: 【保单查询】团体车险、财产险、人员险电子保单、发票分类管理,随时查看或下载,还支持批量导出,方便制作台账; 【保单批改】团体车险、财产险、人员险、小微产品线上批改,操作人员变更、信息变更等,全程自助,省时省心; 【理赔报案】一健报案,在线传资料查进度,4步完成理赔,还能享万元以下小额理赔免交纸质材料,赔款快速到账; 【健康服务】企业员工同享,4万+专业医生免费在线问诊,健康测评、买药指导等专业健康服务; 【车队管理】提供车队托管,批量查违章查,司机安全驾驶培训等车队安全管理服务,帮助车队企业提升安全系数; 【灾害预警】提供17种自然灾害气象预警和防灾指南,帮助企业做好风险控制工作,避灾减损; 【企业差旅】实现从出差前的差旅申请、行程预订,以及出差后的差旅报销等产品功能的升级,打造多维、智能、一体化的一站式差旅管理服务; 【企业安全】为企业、职工服务,提供安全培训交流在安全领域的经验共同进步,共同讨论安全生产问题,知隐患、避风险; 【法律咨询】-提供专业周到的法律服务,在线律师随时为您解答法律问题; -----联系我们----- - 微信公众号:pack95511 - 客服邮箱:M1_13457@pingan.com.cn - 客服热线:95511

Screenshots

中国人保4 screens
平安企业宝4 screens

Verdict

The call

The clearest difference is review sentiment: 平安企业宝 at 96% against 中国人保's 48%. 中国人保's advantage is rating (1.5 vs 1.0) and ratings volume (30 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

中国人保 holds the better App Store score, 1.5 against 1.0. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 48% of 中国人保's written reviews are positive against 96% of 平安企业宝's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
中国人保 versus 平安企业宝: the parameters behind the verdict, then further details
Parameter中国人保平安企业宝
PriceFreeFree
Rating1.5 (30 ratings) — better1.0 (4 ratings)
Positive reviews47.5% of reviews96.2% of reviews — better
Number of ratings30 — better4
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size308 MB289 MB
Age rating4+4+
DeveloperPICC Information Technology Company Limited中国平安财产保险股份有限公司

Customer experience

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

平安企业宝

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews26 reviews
Positive96.2%
Neutral0.0%
Negative3.8%

In-app purchases

None

中国人保

No in-app purchases

None

平安企业宝

No in-app purchases

Questions

Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Is 平安企业宝 free?
平安企业宝 is free to download, with no in-app purchases.
Which has better reviews, 中国人保 or 平安企业宝?
中国人保 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 平安企业宝 averages 1.0 from 4 ratings.
Do 中国人保 or 平安企业宝 have ads?
Neither 中国人保 nor 平安企业宝 shows ads.
Which is updated more often, 中国人保 or 平安企业宝?
中国人保 ships an update fortnightly, and 平安企业宝 fortnightly. Most recently, 中国人保 was updated on October 26, 2026 and 平安企业宝 on October 27, 2026.

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