Comparison

中国人保 vs 自开票

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

About

自开票

Features
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从前,我们用税盘开发票,要每个月抄税清卡,超级麻烦。现在国家推出了全面数字化电子发票(简称:数电发票,有的人叫全电发票),终于把税盘干掉了,越来越多的人开始用数电发票了。 这种发票使用流程简单,不用每月上报汇总,抄税清卡。但是开票有点麻烦,每次都需要登录到电子税局后台才能开发票,而且每天要扫脸,用起来还是不方便。 我们找遍全网,没找到方便又好用的开发票工具App。所以,我们研发了“自开票”这款软件,仅收取授权服务费100/年,纯手机操作,客户微信扫二维码开票,全国适用。用这个app,操作简单,小白都会用。不需要每天扫脸,5秒钟就可以开一张发票。 这个产品是给小微企业用的,目前自开票APP单张最高开具的金额是9999,每一个购买方当天开票额度限定1万(第二天重新计算) 建议用上自开票后,去税局把税盘注销掉,不仅省去税盘费用,还不用每月抄税清卡。 产品特点/功能: - 【二维码开票】:客户扫你手机上生成的动态二维码,自行填写企业抬头,就能收到发票。 - 【无需二次确认】:你先设置好发票名称和金额,才会出动态二维码,客户扫码填完抬头信息,不需要你再次确认,直接就能自动开出发票。避免客户输入抬头很慢,在前台排队。 - 【历史开出发票】:你开出的每张发票,都在“开票记录”中一笔笔详细列出来。 - 【纯手机操作】:不用买电脑,不用插税盘,不需要每个月抄税清卡。 - 【不用每天扫脸】:很多同类工具每天都要扫脸才能开数电发票,用自开票,不需要。 - 【客户不丢发票】:客户扫码后,关注“票卡包”公众号,发票就会自动推送到他公众号里,不存在发票没收到,或者丢失问题。 - 【免费发票邮件】:发票邮件会自动发送到客户填写的电子邮箱中,不需要自己填写。 - 【支持所有企业】:小规模纳税人,一般纳税人,个体户都能用。 - 【支持普票专票】:支持开数电增值税普票,数电增值税专票。只能开数字化电子发票,不支持用税盘才能开的发票(包括:纸电增值税专用发票,纸电增值税普通发票,纸质票)

Screenshots

中国人保4 screens
自开票4 screens

Verdict

The call

The clearest difference is review sentiment: 自开票 at 100% against 中国人保's 48%. 自开票 also leads on rating (5.0 vs 1.5). 中国人保's advantage is ratings volume (30 vs 1) and update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

自开票 holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: 中国人保 has 30 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 100% of 自开票's.

UpkeepUpdate frequency

中国人保 ships an update fortnightly, 自开票 every 2 months. The most recent releases landed on October 12, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
中国人保 versus 自开票: the parameters behind the verdict, then further details
Parameter中国人保自开票
PriceFreeFree
Rating1.5 (30 ratings)5.0 (1 ratings) — better
Positive reviews47.5% of reviews100.0% of reviews — better
Number of ratings30 — better1
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size308 MB143 MB
Age rating4+4+
DeveloperPICC Information Technology Company Limited自开票科技(珠海)有限公司

Customer experience

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

自开票

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

中国人保

No in-app purchases

None

自开票

No in-app purchases

Questions

Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Is 自开票 free?
自开票 is free to download, with no in-app purchases.
Which has better reviews, 中国人保 or 自开票?
自开票 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 自开票 averages 5.0 from 1 ratings.
Do 中国人保 or 自开票 have ads?
Neither 中国人保 nor 自开票 shows ads.
Which is updated more often, 中国人保 or 自开票?
中国人保 ships an update fortnightly, and 自开票 every 2 months. Most recently, 中国人保 was updated on October 12, 2026 and 自开票 on October 1, 2026.

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