中国人保 vs 好福利
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
中国人保
This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.
- Policy management and inquiries
- Online claims processing and support
- Wide range of insurance products
- Health management services
- Financial investment options
- Roadside assistance
- Service network locator
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“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518
好福利
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好福利:一站式养老金融服务平台 【关于好福利】 好福利App是平安养老保险股份有限公司官方线上服务平台,以国家养老三支柱服务为核心,打造养老+健康生态,致力于为用户提供专业、贴心、高效的服务体验,是每一位用户的掌上好帮手。 【主要功能】 1.智享养老 •养老计算器:模拟多种养老场景,支持自定义参数,预估退休资产,识别养老缺口、并提供个性化资产配置建议,助您科学量化养老目标。 2.畅享服务 •企业年金:支持企业年金账户“三查”——查余额、查缴费、查收益;提供全流程线上服务,涵盖投资组合自选、计划外转移、离职转保留、退休测税和领取等。 •企业员工健康管理:提供“健康直付”“健康360”“家庭医生”“安享无忧”“鹰瞳检测”等健康管理服务,实现线上一站式履约,全面守护员工健康;支持团检与家人体检线上预约,报告查看与专业解读。 •保单服务:支持保单查询、下载、在线变更、长险领取等全流程服务,保障情况一目了然;提供“云柜面”远程视频服务,享一对一专业协助,无需亲临柜面即可轻松办理业务。 3.尊享财富: •个人养老保险:涵盖分红型、万能型、投连型及互联网专属商业养老保险等年金保险产品,投保便捷安全,最高可节税5400元,满足不同年龄、风险偏好人群的资金规划需求。 4.乐享健康: •健康商城:涵盖中西药品、医疗器械、营养保健、健康服务等平安质保商品,正品保障,支持使用健康直付权益。 •线上医院:免排队问诊,可开处方药,送药上门,符合保障约定客户享直付/代理赔/自付服务。 5.自助理赔: •理赔全流程线上办理,无需电话,不跑柜面,极速到账,进度透明可查。 6.企业专区: •为企业定制专属页面,根据企业的福利方案,集中展示员工常用服务,固定入口,“一键直达,一站畅享”专属服务,体验更高效、更贴心。 7.免费权益: 注册即享每年3次真人医生免费问诊,及无限次AI医生服务。 【联系我们】 微信公众号:pinganhfl 微信小程序:平安好福利+ 客服热线:95511-#-6-1
Screenshots
Verdict
The clearest difference is rating: 好福利 at 4.8 against 中国人保's 1.5. 好福利 also leads on ratings volume (845 vs 30) and review sentiment (65% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
好福利 holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: 好福利 has 845 ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 65% of 好福利's.
中国人保 ships an update fortnightly, 好福利 every 3 weeks. Both last shipped on September 24, 2026.
| Parameter | 中国人保 | 好福利 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (30 ratings) | 4.8 (845 ratings) — better |
| Positive reviews | 47.5% of reviews | 65.2% of reviews — better |
| Number of ratings | 30 | 845 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 308 MB | 200 MB |
| Age rating | 4+ | 17+ |
| Developer | PICC Information Technology Company Limited | 平安养老保险股份有限公司 |
Customer experience
中国人保
好福利
Bugs and requests
中国人保
Not enough reviews yet to summarise bugs or requests.
好福利
Reported bugs
9 issues- App crashes unexpectedly during claims
- Cannot open on certain iOS versions
- Photo upload doesn't allow preview
- Cannot paste text in address and password fields
- Facial recognition not working
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- Signature authorization causes immediate crash
- Hospital selection resets when navigating back
- Inconsistent coverage eligibility display
- App crashes on jailbroken iOS devices
Requested features
5 requests- Photo preview capability after upload
- Ability to paste text in address and password fields
- Improved facial recognition system
- Better hospital selection and navigation flow
- Clearer photo capture guidelines with visual indicators
In-app purchases
中国人保
No in-app purchases
好福利
No in-app purchases








