Comparison

中国人保 vs 好福利

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

中国人保

This app offers comprehensive insurance services, including policy management, online claims processing, and health management. Access a wide range of insurance products like auto, property, and health insurance, along with personalized services for policy inquiries, renewals, and financial planning.

Highlights
  • Policy management and inquiries
  • Online claims processing and support
  • Wide range of insurance products
  • Health management services
  • Financial investment options
  • Roadside assistance
  • Service network locator
Features
Read full description

“中国人保”APP是中国人民保险集团重磅推出的官方应用,主要为用户提供保险保障、线上理赔、健康管理等专业化、一站式的综合金融服务。您将享受到车险、财产险、寿险、健康险、公募基金等丰富的产品,以及保单查询、保全续期、线上理赔、行车服务、健康管理、投资理财等一系列个性化优质的保障服务。 ——主要功能—— 【保单管家】提供保单查询、保单变更、保单回执签收等服务。 【理赔服务】理赔服务:提供在线报案、理赔进度查询,在线7*24小时智能+人工咨询服务。 【保险商城】产品种类涵盖车险、意外险、旅游险、家财险、责任险、医疗险、重疾险等,支持线上自助投保。 【道路救援】50公里内免费救援,随时掌握救援车位置。 【网点查询】查询全国上万个人保服务网点位置及联系方式。 【头条资讯】精选保险行业资讯,学习保险入门知识,丰富内容让保险有趣易懂 【财富管理】在线投资公募基金,满足客户的资产配置需求。 【健康管理】提供实时挂号、健康资讯、健康讲堂、海外医疗、重疾绿通等服务。 【精彩活动】线上活动365天精彩不断,随时随地畅享参与。 【更多生活服务】生活缴费、预约车位、车置换、洗车、保养、新车上牌、影票等。 ——联系我们—— 人保官网:www.picc.com 微信公众号:中国人保APP 微博账户:中国人保APP 服务热线:95518

About

好福利

Features
Read full description

好福利:一站式养老金融服务平台 【关于好福利】 好福利App是平安养老保险股份有限公司官方线上服务平台,以国家养老三支柱服务为核心,打造养老+健康生态,致力于为用户提供专业、贴心、高效的服务体验,是每一位用户的掌上好帮手。 【主要功能】 1.智享养老 •养老计算器:模拟多种养老场景,支持自定义参数,预估退休资产,识别养老缺口、并提供个性化资产配置建议,助您科学量化养老目标。 2.畅享服务 •企业年金:支持企业年金账户“三查”——查余额、查缴费、查收益;提供全流程线上服务,涵盖投资组合自选、计划外转移、离职转保留、退休测税和领取等。 •企业员工健康管理:提供“健康直付”“健康360”“家庭医生”“安享无忧”“鹰瞳检测”等健康管理服务,实现线上一站式履约,全面守护员工健康;支持团检与家人体检线上预约,报告查看与专业解读。 •保单服务:支持保单查询、下载、在线变更、长险领取等全流程服务,保障情况一目了然;提供“云柜面”远程视频服务,享一对一专业协助,无需亲临柜面即可轻松办理业务。 3.尊享财富: •个人养老保险:涵盖分红型、万能型、投连型及互联网专属商业养老保险等年金保险产品,投保便捷安全,最高可节税5400元,满足不同年龄、风险偏好人群的资金规划需求。 4.乐享健康: •健康商城:涵盖中西药品、医疗器械、营养保健、健康服务等平安质保商品,正品保障,支持使用健康直付权益。 •线上医院:免排队问诊,可开处方药,送药上门,符合保障约定客户享直付/代理赔/自付服务。 5.自助理赔: •理赔全流程线上办理,无需电话,不跑柜面,极速到账,进度透明可查。 6.企业专区: •为企业定制专属页面,根据企业的福利方案,集中展示员工常用服务,固定入口,“一键直达,一站畅享”专属服务,体验更高效、更贴心。 7.免费权益: 注册即享每年3次真人医生免费问诊,及无限次AI医生服务。 【联系我们】 微信公众号:pinganhfl 微信小程序:平安好福利+ 客服热线:95511-#-6-1

Screenshots

中国人保4 screens
好福利4 screens

Verdict

The call

The clearest difference is rating: 好福利 at 4.8 against 中国人保's 1.5. 好福利 also leads on ratings volume (845 vs 30) and review sentiment (65% vs 48%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

好福利 holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: 好福利 has 845 ratings behind it against 30, so its average is the more settled of the two. Written reviews point the same way: 48% of 中国人保's written reviews are positive against 65% of 好福利's.

UpkeepUpdate frequency

中国人保 ships an update fortnightly, 好福利 every 3 weeks. Both last shipped on September 24, 2026.

Scorecard3 real differences · 7 level
中国人保 versus 好福利: the parameters behind the verdict, then further details
Parameter中国人保好福利
PriceFreeFree
Rating1.5 (30 ratings)4.8 (845 ratings) — better
Positive reviews47.5% of reviews65.2% of reviews — better
Number of ratings30845 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size308 MB200 MB
Age rating4+17+
DeveloperPICC Information Technology Company Limited平安养老保险股份有限公司

Customer experience

中国人保

All ratings30 ratings
Positive10.0%
Neutral3.3%
Negative86.7%
Written reviews40 reviews
Positive47.5%
Neutral0.0%
Negative52.5%

好福利

All ratings845 ratings
Positive94.9%
Neutral1.7%
Negative3.4%
Written reviews46 reviews
Positive65.2%
Neutral2.2%
Negative32.6%

Bugs and requests

中国人保

Not enough reviews yet to summarise bugs or requests.

好福利

Reported bugs

9 issues
  • App crashes unexpectedly during claims
  • Cannot open on certain iOS versions
  • Photo upload doesn't allow preview
  • Cannot paste text in address and password fields
  • Facial recognition not working
Show 4 more
  • Signature authorization causes immediate crash
  • Hospital selection resets when navigating back
  • Inconsistent coverage eligibility display
  • App crashes on jailbroken iOS devices

Requested features

5 requests
  • Photo preview capability after upload
  • Ability to paste text in address and password fields
  • Improved facial recognition system
  • Better hospital selection and navigation flow
  • Clearer photo capture guidelines with visual indicators

In-app purchases

None

中国人保

No in-app purchases

None

好福利

No in-app purchases

Questions

Is 中国人保 free?
中国人保 is free to download, with no in-app purchases.
Is 好福利 free?
好福利 is free to download, with no in-app purchases.
Which has better reviews, 中国人保 or 好福利?
好福利 is rated higher. 中国人保 averages 1.5 out of 5 from 30 ratings, while 好福利 averages 4.8 from 845 ratings.
Do 中国人保 or 好福利 have ads?
Neither 中国人保 nor 好福利 shows ads.
Which is updated more often, 中国人保 or 好福利?
中国人保 ships an update fortnightly, and 好福利 every 3 weeks. Most recently, 中国人保 was updated on September 24, 2026 and 好福利 on September 24, 2026.

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