Efecty vs Fisapay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Efecty
Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.
- Send money transfers
- Consult sent and available transfers
- Pay obligations from various agreements
- View service tariffs
- Locate physical service points
- Open an electronic deposit account
- Transfer money to other banks
Read full descriptionHide full description
Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.
Fisapay
This fintech solution offers an efficient alternative for companies processing a high volume of payments to independent contractors and service providers. It streamlines payments for fees, commissions, services, or brokerages to both individuals and businesses.
- Efficient payment processing
- Supports independent contractors
- Handles service providers
- Processes fees and commissions
- For individuals and businesses
Read full descriptionHide full description
Fisapay es una Fintech que surge objetivo de ser un alternativa eficiente para las compañías que, debido a su operación tienen un alto volumen de pagos a trabajadores independientes o prestadores de servicios, sean personas naturales o jurídicas, por concepto de honorarios, comisiones, servicios o corretajes.
Screenshots
Verdict
The clearest difference is review sentiment: Efecty at 29% against Fisapay's 14%. Fisapay's advantage is iOS requirement (10.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Efecty ships an update every 2 weeks, Fisapay every 3 weeks. The most recent releases landed on September 23, 2026 and June 25, 2026 respectively.
| Parameter | Efecty | Fisapay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (37 ratings) — better | — |
| Positive reviews | 28.6% of reviews — better | 14.3% of reviews |
| Number of ratings | 37 — better | — |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 83 MB | 120 MB |
| Age rating | 4+ | 4+ |
| Developer | Efectivo Ltda. | F&I SAS |
Customer experience
Efecty
Fisapay
In-app purchases
Efecty
No in-app purchases
Fisapay
No in-app purchases
