Comparison

Efecty vs JFK Móvil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Efecty

Manage your finances and send money with ease. This app allows you to send and receive money transfers, pay bills, and find nearby service points. You can also open an electronic deposit account to manage your funds, make various payments, and transfer money to other banks.

Highlights
  • Send money transfers
  • Consult sent and available transfers
  • Pay obligations from various agreements
  • View service tariffs
  • Locate physical service points
  • Open an electronic deposit account
  • Transfer money to other banks
Features
Read full description

Efecty pensando en ti, pone a tu disposición la APP como una de las soluciones de nuestro ecosistema digital, que te permitirá: - Envío de giros. - Consultar la relación de giros enviados y de giros disponibles para retiro. - Realizar y consultar el pago de tus obligaciones de diferentes convenios. - Conocer las tarifas de los servicios de la compañía. - Ubicar los más de 10.000 puntos físicos de servicio para realizar tus transacciones si así lo requieres. - Informarte sobre nuestras promociones y eventos. - Cambio de destinatario de giros. -Aperturar una cuenta de depósito electrónico que te permitirá administrar tus saldos, recargarla por PSE y puntos presenciales, realizar pagos de convenios, realizar retiros por puntos de atención, transferencias entre bolsillos, transferencias entre cuentas, transferencias a otros bancos y consultar tus movimientos. No esperes más. Descarga la aplicación y comienza a disfrutar de todos los beneficios. [10:46 AM, 12/29/2021] Juan Pablo Dieb Efecty: Novedades: Efecty pone a tu disposición una nueva versión que te permite transferir dinero desde tu depósito de bajo monto a cuentas de otros bancos, así puedes enviar dinero a quien necesites. Todas nuestras mejoras las hacemos para brindarte un excelente servicio.

About

JFK Móvil

Manage your finances with this banking app. Access account balances, make transfers, generate certificates, and block cards. It offers secure transactions and branch location services.

Highlights
  • Account balance and movement consultation
  • Transfers between accounts
  • Generate and download certificates
  • Block cards
  • Request agency turn
  • QR code transactions
  • Update personal data
Features
Read full description

Con la App de JFK podrás realizar la consulta de tus saldos y movimientos, transferir entre cuentas de ahorro JFK y otras entidades bancarias, además disfrutarás de la seguridad y confianza que necesitas para el manejo de tus recursos financieros. En nuestra App móvil puedes: • Generar y descargar tus certificados en tiempo real. • Bloquear tus tarjetas. • Solicitar tu turno en la Agencia. • Realizar transacciones con código QR. • Actualizar tus datos para que siempre estemos en contacto. • Consultar el estado de tu solicitud de crédito desde cualquier lugar . • Conocer la ubicación de nuestras 41 Agencias. ¿Qué esperas para descargarla? Realiza todas tus operaciones de forma fácil y segura sin importar donde te encuentres.

Screenshots

Efecty4 screens
JFK Móvil4 screens

Verdict

The call

The clearest difference is review sentiment: JFK Móvil at 100% against Efecty's 29%. JFK Móvil also leads on rating (4.7 vs 1.8). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JFK Móvil holds the better App Store score, 4.7 against 1.8. Both are backed by a comparable volume of ratings — 37 and 41 respectively. Written reviews point the same way: 29% of Efecty's written reviews are positive against 100% of JFK Móvil's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 23, 2026 and September 16, 2026 respectively.

Scorecard2 real differences · 8 level
Efecty versus JFK Móvil: the parameters behind the verdict, then further details
ParameterEfectyJFK Móvil
PriceFreeFree
Rating1.8 (37 ratings)4.7 (41 ratings) — better
Positive reviews28.6% of reviews100.0% of reviews — better
Number of ratings3741 — better
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size83 MB87 MB
Age rating4+4+
DeveloperEfectivo Ltda.JFK Cooperativa Financiera

Customer experience

Efecty

All ratings37 ratings
Positive18.9%
Neutral0.0%
Negative81.1%
Written reviews77 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

JFK Móvil

All ratings41 ratings
Positive95.1%
Neutral0.0%
Negative4.9%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Efecty

No in-app purchases

None

JFK Móvil

No in-app purchases

Questions

Is Efecty free?
Efecty is free to download, with no in-app purchases.
Is JFK Móvil free?
JFK Móvil is free to download, with no in-app purchases.
Which has better reviews, Efecty or JFK Móvil?
JFK Móvil is rated higher. Efecty averages 1.8 out of 5 from 37 ratings, while JFK Móvil averages 4.7 from 41 ratings.
Do Efecty or JFK Móvil have ads?
Neither Efecty nor JFK Móvil shows ads.
Which is updated more often, Efecty or JFK Móvil?
Efecty ships an update every 2 weeks, and JFK Móvil every 2 weeks. Most recently, Efecty was updated on September 23, 2026 and JFK Móvil on September 16, 2026.

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