Comparison

Financeit vs EMA App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financeit

This app provides businesses with a platform to offer customers flexible payment plans for purchases. Merchants can generate quotes, initiate applications, and manage financing details, while consumers can track payments and manage their loans.

Highlights
  • Offer flexible payment plans
  • Generate customer quotes
  • Initiate financing applications
  • Upload required documents
  • Electronic document signing
  • Track loan repayment progress
Features
Read full description

Offer your customers easy and affordable financing options for their next big purchase at your business. Financeit lets your customers pay for their home improvement, vehicle or retail purchase in monthly, bi-weekly or weekly payments. You get paid the full purchase amount and we collect payments directly from the customer. Plus, Financeit is FREE to use! Merchant partners can use the Financeit app to: • Create a monthly, bi-weekly or weekly payment quote for your customer and share it with them by email or text message • Start an application with your customer on the spot or invite them to apply privately, on their own device • Scan and upload any required documents instantly with your smartphone or tablet camera • Sign documents electronically • Access helpful learning & resources materials to learn about how Financeit can help you increase your sales • Change account, profile and notifications settings and manage employees Consumers can use the Financeit app to: • Set up their loan privately, on their own device • Manage the repayment process by tracking their progress, making early or extra payments, updating their personal details and more To get started, download the Financeit app and sign up for your free account at http://www.financeit.io. Financeit is available in Canada only.

About

EMA App

Monitor your solar energy system's performance in real-time and review historical data. Track power output, environmental benefits, and system details for APsystems microinverter users.

Highlights
  • Real-time output power display
  • Historical power output tracking
  • Environmental benefits monitoring
  • Daily, monthly, yearly, and lifetime output review
  • System registration and equipment profile
  • Installer contact information
Features
Read full description

EMA App is an energy monitoring application for smart phones, designed for end users of APsystems microinverter products. Users can check the real-time performance, historical power output, and environmental benefits of their PV system. Main function: -Display the system real-time output power -Dynamically switch between PV system historical output power and environmental benefits -Monitor and review system output by Day, Month, Year and Lifetime of the PV array -Display the registration information, equipment profile and installer contact information for the PV system

Screenshots

Financeit4 screens
EMA App4 screens

Verdict

The call

The clearest difference is update cadence: EMA App at every 2 weeks against Financeit's every 3 months. Financeit's advantage is review sentiment (50% vs 27%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Financeit ships an update every 3 months, EMA App every 2 weeks. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

Scorecard2 real differences · 8 level
Financeit versus EMA App: the parameters behind the verdict, then further details
ParameterFinanceitEMA App
PriceFreeFree
Rating—2.5 (112 ratings) — better
Positive reviews50.0% of reviews — better26.8% of reviews
Number of ratings—112 — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size18 MB251 MB
Age rating4+4+
DeveloperFinanceit Canada Inc.Altenergy Power System,Inc.

Customer experience

Financeit

Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

EMA App

All ratings112 ratings
Positive32.1%
Neutral8.9%
Negative58.9%
Written reviews355 reviews
Positive26.8%
Neutral15.2%
Negative58.0%

Bugs and requests

Financeit

Not enough reviews yet to summarise bugs or requests.

EMA App

Reported bugs

20 issues
  • App won't open on iPad after recent updates
  • Night/dark mode doesn't persist when app is closed
  • Login screen infinite loading circle
  • App crashes regularly and becomes unusable
  • Data page requires manual selection every time to display information
Show 15 more
  • Zoom feature too sensitive and uncontrollable
  • Environmental Protection Benefit data resets after firmware updates
  • App offline more often than online
  • Cannot edit user ID after installation
  • Privacy Policy agreement screen unresponsive
  • Version number doesn't update correctly after app updates
  • No data displayed after latest updates
  • App doesn't show 2025 year
  • Panels stop generating power without notification
  • Data missing until after sunset
  • App requires reinstall to regain access
  • Module page disappeared in recent updates
  • App only works on home WiFi, not cellular data
  • Slow data refresh rates (5-minute intervals)
  • Inconsistent date handling

Requested features

20 requests
  • iOS widgets for home screen and lock screen
  • Apple Watch app and watch face widgets
  • iPad app with landscape mode support
  • Auto-refresh functionality for live data updates
  • Persistent login credentials
Show 15 more
  • Automatic dark mode based on system settings
  • 13-month view instead of 12 months for year-over-year comparison
  • Month and year navigation by month/year instead of daily increments
  • CSV export functionality for data
  • Real-time data instead of delayed updates
  • Home energy consumption and grid export data display
  • Ability to set custom billing period dates
  • Alert notifications for system failures or low production
  • Zoom control for data charts
  • Realistic panel layout configuration
  • Historical data access by clicking on specific dates
  • Live Activities feature
  • Ability to edit user ID and account details
  • Messaging system for alerts
  • Referral tracking system

In-app purchases

None

Financeit

No in-app purchases

None

EMA App

No in-app purchases

Questions

Is Financeit free?
Financeit is free to download, with no in-app purchases.
Is EMA App free?
EMA App is free to download, with no in-app purchases.
Do Financeit or EMA App have ads?
Neither Financeit nor EMA App shows ads.
Which is updated more often, Financeit or EMA App?
Financeit ships an update every 3 months, and EMA App every 2 weeks. Most recently, Financeit was updated on September 24, 2026 and EMA App on September 22, 2026.

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