Comparison

Spending 2 vs 鲸记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spending 2

Easily log your expenses and track your spending with this intuitive application. Monitor weekly and yearly expenditures, manage multiple accounts, and utilize flexible reporting to understand your financial habits. Features include auto-backup, budgeting tools, and password protection for secure financial management.

Highlights
  • Easy expense logging
  • Budget management
  • Multiple account support
  • Flexible reporting
  • Auto backup
  • Password protection
  • CSV export
Features
Read full description

Spending 2 is the most easy to use expense log that keeps track of your spending. No complex operations, no impractical functions. Spending is easy to use. Spending 2 will quickly and easily record each expense. It’s easy to see how much money you have spent every week and even how much money you have spent this year. Key features: - Auto backup. - Budget. - Multiple accounts,Cash/Credit Card. - Support different currencies for different account. - Transfer between accounts. - Fast and easy to use native iPhone user interface. - Recording a purchase takes seconds. - Auto-generate recurring expenses and income entries. - Create/Edit/Sort expense/income categories and subcategories. - Support to order category by Alphabetic/Most Used/Customized. - Dynamic graph showing costs in percentages. - History to view and adjust your previous entries. - Flexible reports to view expenses by week, month, or year. - Password protection - Export CSV file. - Online backup via iCloud. - Back up via Mail. - Sync data across multiple devices via iCloud. I will not be able to reply directly to you in your review, so if you have any problems, please email spending2@qiuping.com . I will help you to solve your problem ASAP

About

鲸记账

Features
Read full description

鲸记账,您的智能个人财务管理专家 还在为账目繁杂、支出难追踪、财务计划难坚持而烦恼吗?鲸记账致力于为您带来更轻松、更清晰、更高效的个人财务管理体验。我们不仅帮助您快速记录每一笔收支,还进一步提供多账本管理、预算计划、存钱计划、还款计划、数据导出、iCloud 备份、每日提醒和进阶报表等实用功能,让个人理财从“记下来”升级为“看得懂、管得住、能规划”。 主要特色: - 快速记账:简洁直观地记录日常收入、支出与转账,让记账更轻松。 - 分类管理:支持灵活分类与自定义整理,让账目更清晰,也更贴合您的使用习惯。 - 多账本管理:支持多账本切换、归档与恢复,并可适配不同币种,满足家庭、日常、旅行等多场景需求。 - 计划管理:内置预算计划、存钱计划和还款计划,帮助您更有节奏地控制开支、积累目标资金、管理还款安排。 - 可视化分析:通过收支概览、分类统计、趋势变化与进阶报表,多维度洞察消费习惯和财务状况。 - 数据导出与模板:支持将账单导出为 CSV / Excel,并提供模板中心,方便整理、复盘和进一步处理数据。 - 备份与数据安全:支持 iCloud 备份与恢复,重要账本更安心;数据以本地管理为主,离线也能持续记录。 - 贴心辅助体验:支持每日记账提醒等功能,帮助您更容易养成稳定的记账习惯。 无论您是刚开始关注个人理财,还是正在寻找一款更完整、更高效的财务管理工具,鲸记账都能为您提供从记录、分析到规划的一站式体验。立即下载鲸记账,开启智能理财新方式,让每一分钱都花得清楚、用得值得。 立即体验鲸记账,掌控财务,成就更好的自己!

Screenshots

Spending 24 screens
鲸记账4 screens

Verdict

The call

The clearest difference is update cadence: Spending 2 at fortnightly against 鲸记账's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spending 2 sells 1 one-off in-app purchase and 鲸记账 sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spending 2 ships an update fortnightly, 鲸记账 every 9 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard1 real difference · 9 level
Spending 2 versus 鲸记账: the parameters behind the verdict, then further details
ParameterSpending 2鲸记账
PriceFreeFree
Rating3.8 (64 ratings) — better—
Positive reviews65.0% of reviews—
Number of ratings64 — better—
Update frequencyFortnightly — betterEvery 9 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size8 MB39 MB
Age rating4+4+
Developer平 邱剑龙 刘

In-app purchases

1 purchases

Spending 2

One-time1
  • Spending 2 Pro$4.99
2 purchases

鲸记账

One-time2
  • 订阅1个月$0.99
  • 订阅1年$9.99

Questions

Is Spending 2 free?
Spending 2 is free to download, with in-app purchases available.
Is 鲸记账 free?
鲸记账 is free to download, with in-app purchases available.
Do Spending 2 or 鲸记账 have ads?
Neither Spending 2 nor 鲸记账 shows ads.
Which is updated more often, Spending 2 or 鲸记账?
Spending 2 ships an update fortnightly, and 鲸记账 every 9 months. Most recently, Spending 2 was updated on November 6, 2026 and 鲸记账 on November 8, 2026.

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