FSBDC Mobile vs First State Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSBDC Mobile
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Secure sign-on options enhance your banking experience.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills and view payment history
- Deposit checks with device camera
- Secure Touch ID/Face ID sign-on
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Start banking wherever you are with First State Bank Mobile Banking app. Available to all First State Bank of DeKalb County online banking customers. Available features include: Accounts: •Check your latest account balance and search recent transactions by date, amount, or check number. Transfers: •Easily transfer cash between your accounts. Bill Pay: •Make payments and view recent and scheduled payments. Deposits: •Submit check deposits using your device’s camera. Touch ID/Face ID: •Touch ID/Face ID allows you to use a secure and more efficient sign-on experience using your fingerprint or facial recognition.
First State Bank
Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.
- Real-time balance viewing
- Fund transfers
- Mobile check deposit
- ATM/Debit card management
- Transaction organization
- Customizable alerts
- Payment capabilities
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First State Bank customers - you can now enjoy secure mobile banking anywhere, anytime. It's free to download and allows you to manage your accounts when it's most convenient for you. With a quick touch, you can view your balance, transfer funds, and much more like: - Manage your account - View balances in real time - Transfer funds between accounts - ATM/Debit card management - Mobile check deposit - Find banking center locations and ATMS near you in Southern Ohio and Eastern Kentucky - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - View and save your monthly statements First State Bank mobile banking supports all account types including checking, certificates-of-deposits, loans and lines-of-credit. However, in order to access our mobile banking features, you must first have an approved online banking account established with First State Bank. For more details, contact us at 937-695-0331 or visit us at www.fsb4me.com. There is NO fee from First State Bank, however connectivity and usage rates may apply. Contact your wireless service provider for more details.
Screenshots
Verdict
FSBDC Mobile and First State Bank both sit at 4.9 stars, but that hides the real split: 100% of FSBDC Mobile's written reviews are positive against 48% of First State Bank's. FSBDC Mobile also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 18.4). First State Bank's advantage is ads (none vs shown) and ratings volume (2.2K vs 421). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for FSBDC Mobile against 4.8 for First State Bank. That said, the two scores are not equally well evidenced: First State Bank has 2.2K ratings behind it against 421, so its average is the more settled of the two. Written reviews are what separate them: 100% of FSBDC Mobile's written reviews are positive against 48% of First State Bank's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 5, 2026 and October 16, 2026 respectively.
| Parameter | FSBDC Mobile | First State Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (421 ratings) — better | 4.8 (2.2K ratings) |
| Positive reviews | 100.0% of reviews — better | 47.8% of reviews |
| Number of ratings | 421 | 2.2K — better |
| Update frequency | Monthly | Monthly |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.5 — better | 18.4 |
| Further details — not scored | ||
| Size | 188 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | FIRST STATE BANK OF DEKALB COUNTY | FIRST STATE BANK (OH) |
Customer experience
FSBDC Mobile
First State Bank
Bugs and requests
FSBDC Mobile
Not enough reviews yet to summarise bugs or requests.
First State Bank
Reported bugs
2 issues- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed
Requested features
2 requests- Bring back old app version
- Improve transaction visibility and timeliness
In-app purchases
FSBDC Mobile
No in-app purchases
First State Bank
No in-app purchases
Questions
Is FSBDC Mobile free?
Is First State Bank free?
Which has better reviews, FSBDC Mobile or First State Bank?
Do FSBDC Mobile or First State Bank have ads?
Which is updated more often, FSBDC Mobile or First State Bank?
Other comparisons
