Comparison

CHECK24 vs Split by Finanzguru

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CHECK24

Germany's leading comparison app allows you to manage all your contracts, bookings, and purchases in one place. Compare prices for insurance, energy, loans, travel, and more to save money. Access your personal customer account to view all your agreements and benefit from exclusive offers.

Highlights
  • Compare insurance, energy, loans, and travel
  • Manage all contracts and purchases
  • Real-time price and condition comparison
  • Access personal customer account
  • Benefit from voucher promotions
  • Free consultation hotlines
Features
Read full description

Laden Sie sich die CHECK24 App herunter und verwalten Sie ganz einfach alle Abschlüsse, Buchungen, Verträge und Käufe bequem in Ihrem persönlichen Kundenkonto. Vergleichen, wechseln, sparen: z. B. mit dem Kreditvergleich über 2.000 €, bis zu 850 € mit dem Autoversicherungsvergleich, bis zu 1.000 € mit dem Strom- und Gasvergleich und über 1.000 € mit dem Reisevergleich. Mit CHECK24 vergleichen Sie Preise und Konditionen in Echtzeit: - Versicherungen: Kfz-Versicherung, Privathaftpflichtversicherung, Rechtsschutzversicherung und viele mehr... - Strom & Gas - Kredit, Konto, Tagesgeld & Kreditkarten - DSL & Mobilfunk - Mietwagen - Hotels & Ferienwohnungen - Flüge - Urlaubsreisen & Last Minute - Shopping: Elektronik, Drogerie, Möbel, Autoreifen und viele mehr… - Profis für Ihr Projekt - Kostenlose Steuererklärung mit CHECK24 Steuer Die Vorteile der CHECK24 App im Überblick: - Bequemer, kostenloser Vergleich – überall - Gespeicherte Vergleiche unterwegs aufrufen - Kostenlose Beratungshotlines - Mit Ihrem persönlichen CHECK24 Kundenkonto noch schneller vergleichen - Abschlüsse in Ihrem persönlichen CHECK24 Kundenkonto einsehen - Von attraktiven Gutscheinaktionen profitieren AGB und Datenschutzhinweise für Deutschland: https://www.check24.de/unternehmen/impressum/ AGB und Datenschutzhinweise für Österreich: https://www.check24.at/unternehmen/impressum/

About

Split by Finanzguru

Easily track and split expenses for travel, shared living, or group events. Settle up with friends and flatmates effortlessly, eliminating the need for manual calculations. Integrates with Finanzguru for seamless expense importing.

Highlights
  • Add and split expenses in various ways
  • View balances at a glance
  • Send reminders and settle up
  • Import expenses from Finanzguru
  • Free and ad-free experience
Features
Read full description

Whether you’re traveling, sharing a flat, or managing costs with friends: Split makes it easy to track expenses, split them fairly, and settle up with just a tap. All in one place – no math, no stress. Features: - Add and split expenses (equally, by percentage, share, or exact amount) - See who owes what at a glance - Send reminders and confirm settlements with one tap - Import expenses directly from the Finanzguru app - Completely free and ad-free Good to know: Split works with or without a Finanzguru account. If you’re already using Finanzguru, you can import purchases and bills with a single tap – especially handy for things that are already tracked. Great for: - Travel - Shared flats - Couples - Group events - Grocery runs More clarity, less effort. See exactly who owes what, when – and keep everything under control. Built and maintained by the Finanzguru team in Germany.

Screenshots

CHECK244 screens
Split by Finanzguru4 screens

Verdict

The call

The clearest difference is review sentiment: Split by Finanzguru at 100% against CHECK24's 70%. Split by Finanzguru also leads on monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CHECK24 ships an update weekly, Split by Finanzguru every 8 days. The most recent releases landed on September 25, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
CHECK24 versus Split by Finanzguru: the parameters behind the verdict, then further details
ParameterCHECK24Split by Finanzguru
PriceFreeFree
Rating4.8 (1.9K ratings) — better—
Positive reviews70.0% of reviews100.0% of reviews — better
Number of ratings1.9K — better—
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size380 MB39 MB
Age rating4+4+
DeveloperCHECK24dwins GmbH

Customer experience

CHECK24

All ratings1,896 ratings
Positive94.8%
Neutral2.5%
Negative2.6%
Written reviews60 reviews
Positive70.0%
Neutral1.7%
Negative28.3%

Split by Finanzguru

Written reviews23 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CHECK24

Reported bugs

3 issues
  • App freezes and crashes
  • Unavailable offers still listed
  • Booking cancellation issues

Requested features

2 requests
  • English language option
  • Ability to download PDFs

Split by Finanzguru

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CHECK24

No in-app purchases

None

Split by Finanzguru

No in-app purchases

Questions

Is CHECK24 free?
CHECK24 is free to download, with no in-app purchases.
Is Split by Finanzguru free?
Split by Finanzguru is free to download, with no in-app purchases.
Do CHECK24 or Split by Finanzguru have ads?
Neither CHECK24 nor Split by Finanzguru shows ads.
Which is updated more often, CHECK24 or Split by Finanzguru?
CHECK24 ships an update weekly, and Split by Finanzguru every 8 days. Most recently, CHECK24 was updated on September 25, 2026 and Split by Finanzguru on September 21, 2026.

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