Raiz vs MSFCU Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Raiz
Manage your finances conveniently with this mobile banking application. It offers features like account management, loan applications, credit score viewing, and secure card management. The app also includes budgeting tools and a virtual assistant for financial guidance.
- View credit score
- Apply for loans and credit cards
- Manage cards and fight fraud
- Virtual financial assistant
- Savings goals and budgeting tools
- Deposit checks via mobile camera
- Member-to-member transfers
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Reach new financial heights with our easy-to-use app. Our modern design and features allow intuitive navigation and account management. The Raiz mobile app is your all-in-one place for banking on the go. With our app, you can open new accounts, apply for loans, receive statements, view your credit score, manage your cards, and much more. Features: • View credit score • Touch ID or Face ID compatible for added security • Find Raiz ATMs and branches closest to you • Setup automatic payments with Bill Pay • Voice-enabled chat with “Archie” your virtual financial assistant • Fight fraud with an integrated card management feature • Improve your financial wellness with savings goals and budgeting tools • View your accounts and statements (available in English and Spanish) • Deposit checks using the camera on your mobile device • Apply and make payments on Raiz loans, credit cards, and more • Setup alerts and notifications to keep track of payments and avoid extra fees • Link accounts from other financial institutions for easy monitoring • Exchange money with member-to-member transfers
MSFCU Mobile Banking
Manage your finances securely with this credit union's mobile banking app. Easily access account balances, transaction history, and transfer funds. Apply for loans and make payments conveniently anytime, anywhere.
- Account Balances
- Transaction History
- Fund Transfers
- Loan Application
- Credit Card & Loan Payments
- ATM Locator
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Securely administrate and maintain your finances with Mountain Star Federal Credit Union’s mobile banking app. MSFCU makes operating financial transactions and staying up to date with your accounts, a breeze. Enhance your banking experience with the convenient ability to access and stay connect 24/7 thought the MSFCU mobile banking app. Capabilities: • Account Balances • Transaction History • Fund Transfers • Loan Application • Credit Card & Loan Payments • ATM Locator • Website Access Need Help? Contact Us: Local: (915) 544-2216 Toll Free: (888) 843-3207 Out of the U.S: 1-909-941-1398
Screenshots
Verdict
The clearest difference is review sentiment: Raiz at 49% against MSFCU Mobile Banking's 0%. Raiz also leads on ratings volume (5.8K vs 6) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Raiz holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Raiz has 5.8K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 49% of Raiz's written reviews are positive against 0% of MSFCU Mobile Banking's.
Raiz ships an update monthly, MSFCU Mobile Banking every 5 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Raiz | MSFCU Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (5.8K ratings) — better | 4.5 (6 ratings) |
| Positive reviews | 48.5% of reviews — better | 0.0% of reviews |
| Number of ratings | 5.8K — better | 6 |
| Update frequency | Monthly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 232 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Raiz Federal Credit Union | MOUNTAIN STAR FCU |
Customer experience
Raiz
MSFCU Mobile Banking
Bugs and requests
Raiz
Reported bugs
4 issues- Repeated sign-outs and login issues
- Inability to access accounts and view balances
- Zelle verification failures and disconnections
- Freezing and crashing during app usage
Requested features
4 requests- Improve Zelle integration
- Enhance account visibility and transaction history
- Implement more robust security features
- Provide better customer support options
MSFCU Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Raiz
No in-app purchases
MSFCU Mobile Banking
No in-app purchases
Questions
Is Raiz free?
Is MSFCU Mobile Banking free?
Which has better reviews, Raiz or MSFCU Mobile Banking?
Do Raiz or MSFCU Mobile Banking have ads?
Which is updated more often, Raiz or MSFCU Mobile Banking?
Other comparisons
