Comparison

FirstLight Mobile Banking vs MSFCU Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstLight Mobile Banking

Manage your finances on the go with this mobile banking app. Review account activity, transfer funds, pay bills, deposit checks, and find ATM locations. It offers secure access to your accounts, optimized for Apple devices.

Highlights
  • Review account balances and transactions
  • Transfer funds between accounts
  • Pay bills
  • View cleared check copies
  • Deposit checks
  • Locate ATMs and branches
Features
Read full description

FirstLight’s FREE Mobile Banking Application - optimized for iPhone and iPad devices.* FEATURES OF FirstLight MOBILE BANKING: • Review account balances and transactions • Transfer funds between accounts • Pay bills** • View copies of cleared checks • Deposit checks • Locate surcharge-free ATM’s and FirstLight branches SAFE AND SECURE FirstLight uses SSL (Secure Socket Layer) encryption to communicate securely through all mobile devices. *Must be enrolled in Online Banking. There is no charge from FirstLight, but messaging and data rates may apply. **Must have Bill Pay set up previously in Online Banking.

About

MSFCU Mobile Banking

Manage your finances securely with this credit union's mobile banking app. Easily access account balances, transaction history, and transfer funds. Apply for loans and make payments conveniently anytime, anywhere.

Highlights
  • Account Balances
  • Transaction History
  • Fund Transfers
  • Loan Application
  • Credit Card & Loan Payments
  • ATM Locator
Features
Read full description

Securely administrate and maintain your finances with Mountain Star Federal Credit Union’s mobile banking app. MSFCU makes operating financial transactions and staying up to date with your accounts, a breeze. Enhance your banking experience with the convenient ability to access and stay connect 24/7 thought the MSFCU mobile banking app. Capabilities: • Account Balances • Transaction History • Fund Transfers • Loan Application • Credit Card & Loan Payments • ATM Locator • Website Access Need Help? Contact Us: Local: (915) 544-2216 Toll Free: (888) 843-3207 Out of the U.S: 1-909-941-1398

Screenshots

FirstLight Mobile Banking4 screens
MSFCU Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: FirstLight Mobile Banking at 52% against MSFCU Mobile Banking's 0%. FirstLight Mobile Banking also leads on ratings volume (10K vs 6) and rating (4.8 vs 4.5). MSFCU Mobile Banking's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FirstLight Mobile Banking holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: FirstLight Mobile Banking has 10K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 52% of FirstLight Mobile Banking's written reviews are positive against 0% of MSFCU Mobile Banking's.

UpkeepUpdate frequency

FirstLight Mobile Banking ships an update every 4 months, MSFCU Mobile Banking every 5 months. The most recent releases landed on October 18, 2026 and October 3, 2026 respectively.

Scorecard4 real differences · 6 level
FirstLight Mobile Banking versus MSFCU Mobile Banking: the parameters behind the verdict, then further details
ParameterFirstLight Mobile BankingMSFCU Mobile Banking
PriceFreeFree
Rating4.8 (10K ratings) — better4.5 (6 ratings)
Positive reviews52.3% of reviews — better0.0% of reviews
Number of ratings10K — better6
Update frequencyEvery 4 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size120 MB26 MB
Age rating4+4+
DeveloperFirstLight Federal Credit UnionMOUNTAIN STAR FCU

Customer experience

FirstLight Mobile Banking

All ratings10,199 ratings
Positive95.6%
Neutral1.7%
Negative2.8%
Written reviews86 reviews
Positive52.3%
Neutral3.5%
Negative44.2%

MSFCU Mobile Banking

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

FirstLight Mobile Banking

Reported bugs

3 issues
  • Camera not working for check deposits
  • Login issues and account access problems
  • Delayed or inaccurate transaction updates

Requested features

4 requests
  • Ability to transfer funds between accounts
  • Search and filter transaction history
  • Improved mobile check deposit functionality
  • Dark mode option for the app

MSFCU Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

FirstLight Mobile Banking

No in-app purchases

None

MSFCU Mobile Banking

No in-app purchases

Questions

Is FirstLight Mobile Banking free?
FirstLight Mobile Banking is free to download, with no in-app purchases.
Is MSFCU Mobile Banking free?
MSFCU Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, FirstLight Mobile Banking or MSFCU Mobile Banking?
FirstLight Mobile Banking is rated higher. FirstLight Mobile Banking averages 4.8 out of 5 from 10K ratings, while MSFCU Mobile Banking averages 4.5 from 6 ratings.
Do FirstLight Mobile Banking or MSFCU Mobile Banking have ads?
Neither FirstLight Mobile Banking nor MSFCU Mobile Banking shows ads.
Which is updated more often, FirstLight Mobile Banking or MSFCU Mobile Banking?
FirstLight Mobile Banking ships an update every 4 months, and MSFCU Mobile Banking every 5 months. Most recently, FirstLight Mobile Banking was updated on October 18, 2026 and MSFCU Mobile Banking on October 3, 2026.

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