Comparison

MyBRD Mobile vs Raiffeisen SmartToken

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyBRD Mobile

Manage your bank accounts and perform various financial operations 24/7 from your mobile device. Access account details, pay bills, make transfers, and even open new accounts securely.

Highlights
  • Fingerprint access
  • Bill payment via barcode scan or photo
  • National transfers
  • QR code money transfers
  • Open new accounts
  • Mobile token for internet banking
Features
Read full description

Indiferent de ora si locul in care te afli, cu MyBRD Mobile esti permanent in contact cu banca ta, 24 din 7. Prin aplicatia MyBRD Mobile ai acces la detaliile conturilor tale cat si la o multime de operatiuni si informatii bancare direct de pe dispozitivul tau. Printre cele mai importante functionalitati pe care ti le ofera aplicatia regasesti: • Accesul pe baza de amprenta • Diferite metode de plata a facturilor: fie prin scanarea codului de bare, fie prin import din galeria telefonului a codului de bare • Transferuri catre beneficiari nationali • Transfer rapid de bani catre alti utilizatori MyBRD Mobile prin cod QR • Share de informatii relevante, simplu si rapid • Deschiderea de conturi noi, depozite, conturi de economii Utilizand serviciul de mobile banking beneficiezi de siguranta ridicata, asigurata de cele mai performante sisteme de securitate, dar si de mobilitatea de care ai nevoie. Descarca aplicatia si testeaza varianta DEMO. In plus, poti folosi aplicatia MyBRD Mobile si ca token de autentificare si autorizare pentru serviciul de internet banking MyBRD Net. Cu MyBRD Mobile le rezolvi dintr-o privire. Echipa BRD

About

Raiffeisen SmartToken

This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.

Highlights
  • Secure transaction authentication
  • Order transactions remotely
  • eToken functionality
  • 100% online process
  • No physical token needed
  • Integrates with mobile banking
Read full description

Be the first who tries the new Raiffeisen SmartToken app, integrated with Raiffeisen Smart Mobile and Raiffeisen Online - helping you to authenticate and order any transaction safely and securely, wherever you are, using just your mobile phone. The app is an eToken that makes authentication easy and makes everything 100% online, without the need for a physical token. To activate authentication via Raiffeisen SmartToken, all you need to do is tick the option in your new Raiffeisen Smart Mobile app.

Screenshots

MyBRD Mobile4 screens
Raiffeisen SmartToken4 screens

Verdict

The call

The clearest difference is rating: Raiffeisen SmartToken at 4.6 against MyBRD Mobile's 1.5. Raiffeisen SmartToken also leads on ratings volume (300 vs 36). MyBRD Mobile's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Raiffeisen SmartToken holds the better App Store score, 4.6 against 1.5. That said, the two scores are not equally well evidenced: Raiffeisen SmartToken has 300 ratings behind it against 36, so its average is the more settled of the two. Written reviews complicate that: 17% of MyBRD Mobile's written reviews are positive against 10% of Raiffeisen SmartToken's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MyBRD Mobile ships an update every 2 months, Raiffeisen SmartToken every 6 weeks. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
MyBRD Mobile versus Raiffeisen SmartToken: the parameters behind the verdict, then further details
ParameterMyBRD MobileRaiffeisen SmartToken
PriceFreeFree
Rating1.5 (36 ratings)4.6 (300 ratings) — better
Positive reviews16.8% of reviews — better9.6% of reviews
Number of ratings36300 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.0
Further details — not scored
Size90 MB43 MB
Age rating4+4+
DeveloperBRD Groupe Societe Generale S.A.Raiffeisen Bank Romania S.A.

Customer experience

MyBRD Mobile

All ratings37 ratings
Positive8.1%
Neutral8.1%
Negative83.8%
Written reviews101 reviews
Positive16.8%
Neutral8.9%
Negative74.3%

Raiffeisen SmartToken

All ratings298 ratings
Positive89.9%
Neutral1.0%
Negative9.1%
Written reviews73 reviews
Positive9.6%
Neutral1.4%
Negative89.0%

In-app purchases

None

MyBRD Mobile

No in-app purchases

None

Raiffeisen SmartToken

No in-app purchases

Questions

Is MyBRD Mobile free?
MyBRD Mobile is free to download, with no in-app purchases.
Is Raiffeisen SmartToken free?
Raiffeisen SmartToken is free to download, with no in-app purchases.
Which has better reviews, MyBRD Mobile or Raiffeisen SmartToken?
Raiffeisen SmartToken is rated higher. MyBRD Mobile averages 1.5 out of 5 from 36 ratings, while Raiffeisen SmartToken averages 4.6 from 300 ratings.
Do MyBRD Mobile or Raiffeisen SmartToken have ads?
Neither MyBRD Mobile nor Raiffeisen SmartToken shows ads.
Which is updated more often, MyBRD Mobile or Raiffeisen SmartToken?
MyBRD Mobile ships an update every 2 months, and Raiffeisen SmartToken every 6 weeks. Most recently, MyBRD Mobile was updated on October 24, 2026 and Raiffeisen SmartToken on October 26, 2026.

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