KTC Mobile vs Kept
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
KTC Mobile
Manage your finances with this all-in-one app. Access products and services, track transactions, pay bills, and redeem rewards. Enjoy secure, 24/7 access to your accounts and control your spending.
- Access all products and services
- Transaction management and privileges
- Card information and spending history
- Pay statement bills 24/7
- Online cash withdrawal and interbank transfer
- Convert spending to installments
- Redeem coupons and transfer reward points
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Complete every moment with “KTC Mobile” app. Let’s start new experience. All in one app. • Access to all products and services. • Complete with transaction management and privileges. • Secure and available at all times. Manage your transactions. • Access to your card information, spending history, monthly statement, and reward points. • Pay statement bills anytime, 24 hours a day, with instant credit limit restoration. • Withdraw cash online, instant cash deposit and seamless interbank transfer. • Easily convert any spending into installment payments. • Set your own ATM PIN code instantly, without the hassle of using an old PIN. • Easily increase your credit limit with instant approval for seamless usage experience. • Control and manage your spending limit as desired. • Instantly block your card for security and worry-free. Better deals, never miss any privileges. • Redeem coupons as you wish, across many category. • Transfer reward points to many membership programs. • Enjoy great benefits with minimal reward points. • Discover promotions and offers, available throughout the year.
Kept
This app helps you build saving habits with automated features like budget-based transfers, reward-linked savings, and regular contributions. Set financial goals and collaborate with friends to achieve them, or explore investment opportunities.
- Automated savings transfers
- Budget-based excess fund transfer
- Reward-linked savings
- Regular saving schedules
- Goal setting with friends
- Investment plan options
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Sometimes the hardest thing about saving money is just getting started and making it a habit. Kept application is created to help you reach your financial mission with various tailored solutions that perfectly fit your lifestyle. Here are automatic features to help you save effortlessly and effectively! • Set your budget to spend, the excess money will be automatically transferred to kapook Grow to earn higher interest rate • Every time you spend, Kept app will automatically grab money to kapook Fun and enjoy special reward • Save regularly with automatic regular save feature that allows you to save daily, weekly or monthly • Set your saving goals and invite friends to view and save together with kapook Together • Open your wealth opportunity with investment plans you can choose with kapook Kept Invest You will be surprised how Kept can help you meet your goals. Let's Kept!! *Investor should study fund features, condition of returns, and risk before making investment decision **More info, please visit www.keptbykrungsri.com Contact : Bank of Ayudhya PCL. 1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok 10120 Thailand
Screenshots
Verdict
The clearest difference is rating: Kept at 3.7 against KTC Mobile's 2.8. KTC Mobile's advantage is review sentiment (18% vs 0%) and monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kept holds the better App Store score, 3.7 against 2.8. That said, the two scores are not equally well evidenced: KTC Mobile has 25 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 18% of KTC Mobile's written reviews are positive against 0% of Kept's, so the app with the better star average is not the one people write more warmly about.
KTC Mobile ships an update monthly, Kept every 3 weeks. The most recent releases landed on September 21, 2026 and September 7, 2026 respectively.
| Parameter | KTC Mobile | Kept |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (25 ratings) | 3.7 (3 ratings) — better |
| Positive reviews | 18.2% of reviews — better | 0.0% of reviews |
| Number of ratings | 25 — better | 3 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 192 MB | 200 MB |
| Age rating | 4+ | 4+ |
| Developer | Krungthai Card Public Company Limited | Bank of Ayudhya Public Company Limited |
Customer experience
KTC Mobile
Kept
In-app purchases
KTC Mobile
No in-app purchases
Kept
No in-app purchases
