SEPTA vs HiMoney FX
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SEPTA
Plan your entire journey with this transit app. Find nearby stops, get real-time updates, and manage your transit card. It offers a streamlined experience with trip planning and station details.
- End-to-end trip planning
- Real-time transit information
- SEPTA Key Card management
- Nearby stop and station finder
- Station-specific alerts and schedules
- Metro line integration
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SEPTA’s mobile app empowers riders to plan their trip end to end. Find stops and stations nearby, plan a trip, access real-time information, manage your SEPTA Key Card, and more! Improved performance and user experience - A more intuitive experience, now at faster speeds. Think ahead with the new Trip Planner - Plan your next ride without leaving the app. Get all of the Station Details - View station-specific alerts and schedules. Easily load up your SEPTA Key - Add funds and manage your SEPTA Key from the app. Get to know SEPTA Metro! - New letters and colors for our Metro lines fully integrated into the app. Stay in the know with Real-time Info - Get to-the-minute updates about upcoming routes. Find the closest stop with Nearby - Easily view (and favorite) nearby stations and routes. Get assistance from your pocket with Help - Report a concern or contact SEPTA straight rom the app. Improved features for riders with accessibility needs - Including full screen reader compatibility.
HiMoney FX
This app offers instant currency conversion with clear, up-to-date rates and a simple interface. It also helps you track recurring bills and subscriptions, displaying totals in your preferred currency.
- Instant currency conversion
- Clear exchange rates with update times
- Subscription tracking
- Bill cycle management (weekly, monthly, yearly)
- Totals converted to display currency
- Privacy-friendly local data storage
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HiMoney is a fast currency converter with a simple subscription tracker. Convert • Instant conversion across major currencies • Clear rates with last-update time • Light, clean interface built for everyday use Market • Quick glance at exchange rates • Refresh when you need the latest numbers Subscriptions • Track SaaS and bills in any currency • Weekly, monthly, or yearly cycles • Totals converted into your display currency (month & year) Free to use • Optional one-time Remove Ads purchase • Previous paid customers keep an ads-free experience when possible Privacy-friendly: preferences and subscription entries stay on your device. Rates come from ExchangeRate-API. Ads are served by Google AdMob unless you remove them. Support: https://himoney.femuo.com/support Privacy: https://himoney.femuo.com/privacy
Screenshots
Verdict
The clearest difference is rating: HiMoney FX at 5.0 against SEPTA's 4.4. SEPTA's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 8 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HiMoney FX holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: SEPTA has 29K ratings behind it against 1, so its average is the more settled of the two.
SEPTA ships an update every 3 weeks, HiMoney FX every 8 months. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.
| Parameter | SEPTA | HiMoney FX |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (29K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 13.0% of reviews | — |
| Number of ratings | 29K — better | 1 |
| Update frequency | Every 3 weeks — better | Every 8 months |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 91 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Southeastern Pennsylvania Transportation Authority | 文佳 王 |
Customer experience
SEPTA
HiMoney FX
Bugs and requests
SEPTA
Reported bugs
4 issues- Login and password reset issues
- Inconsistent real-time data and schedule information
- Inability to add payment methods or reload transit cards
- Geolocation and mapping features not working properly
Requested features
4 requests- Ability to view full schedule instead of just point-to-point
- Notifications for service changes and delays
- Integration with mobile wallet for digital tickets
- More customization options for saved routes and favorites
HiMoney FX
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SEPTA
No in-app purchases
HiMoney FX
No in-app purchases
