Comparison

First PREMIER Mobile Banking vs Legacy Visa®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First PREMIER Mobile Banking

Securely manage your personal and business bank accounts on the go. Review balances, monitor transactions, suspend debit cards, and set up alerts. Transfer funds, pay bills, and deposit checks for free. Communicate with the bank through secure messaging.

Highlights
  • Manage account balances and transactions
  • Suspend debit cards
  • Set up account alerts
  • Perform stop payment requests
  • Transfer money between accounts
  • Pay bills and people
  • Deposit checks
Features
Read full description

*APP CANNOT BE USED FOR CREDIT CARD INFORMATION. First PREMIER Bank’s Mobile Banking app allows you to bank on the go. You can securely access your account information whenever and wherever it is convenient for you! First PREMIER Bank’s FREE Mobile Banking allows both our personal and our business banking customers to: Manage Your Accounts • Review account balances • Monitor recent transactions • Suspend your debit card if you suspect it’s lost or stolen • Set up account alerts • Perform stop payment requests Make Transfers and Payments • Transfer money between your First PREMIER Bank accounts • Pay anyone right from your account to anyone else with a bank account at First PREMIER Bank for FREE • Pay your bills with FREE Online Bill Pay • Make transfers between your First PREMIER Bank accounts to your accounts at other financial institutions with FREE Online Bill Pay • Pay anyone you would normally pay with cash or by check with the FREE Pay a Person feature in Online Bill Pay using a mobile phone number or email address Deposit Checks • Deposit checks quickly for FREE Contact Us Easily • Send and receive secure messages from our Autobooks Tap to Pay

About

Legacy Visa®

Manage your credit card account conveniently from your mobile device. Access balances, make payments, set up alerts, and update your information securely.

Highlights
  • Secure biometric login
  • Account activity alerts
  • Customizable push notifications
  • View and download statements
  • Make payments and manage Autopay
  • Update account information
Features
Read full description

Manage your Legacy Visa account anytime, anywhere. Stay on top of your account with quick access to balances, payments, alerts, and more. Secure Access • Log in securely with biometric authentication on supported devices Stay One Step Ahead • Get alerts for account activity, payment due dates, and posted payments • Customize push notifications for updates that matter most to you Manage Your Account On the Go • View and download monthly statements • Make payments and manage Autopay • Update your account information anytime

Screenshots

First PREMIER Mobile Banking4 screens
Legacy Visa®4 screens

Verdict

The call

The clearest difference is rating: Legacy Visa® at 4.8 against First PREMIER Mobile Banking's 4.4. Legacy Visa® also leads on ratings volume (11K vs 1.7K). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Legacy Visa® holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Legacy Visa® has 11K ratings behind it against 1.7K, so its average is the more settled of the two. Written reviews complicate that: 81% of First PREMIER Mobile Banking's written reviews are positive against 75% of Legacy Visa®'s, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

First PREMIER Mobile Banking ships an update every 6 months, Legacy Visa® every 10 months. Both last shipped on November 11, 2026.

Scorecard2 real differences · 8 level
First PREMIER Mobile Banking versus Legacy Visa®: the parameters behind the verdict, then further details
ParameterFirst PREMIER Mobile BankingLegacy Visa®
PriceFreeFree
Rating4.4 (1.7K ratings)4.8 (11K ratings) — better
Positive reviews81.0% of reviews — better75.3% of reviews
Number of ratings1.7K11K — better
Update frequencyEvery 6 months — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size64 MB73 MB
Age rating4+4+
DeveloperFirst PREMIER BankFirst National Bank SD-MN

Customer experience

First PREMIER Mobile Banking

All ratings1,618 ratings
Positive85.8%
Neutral3.1%
Negative11.1%
Written reviews248 reviews
Positive81.0%
Neutral4.8%
Negative14.1%

Legacy Visa®

All ratings11,002 ratings
Positive95.2%
Neutral1.6%
Negative3.2%
Written reviews574 reviews
Positive75.3%
Neutral6.4%
Negative18.3%

User reviews

First PREMIER Mobile Banking

From 1.7K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 🔒 Secure
  • 💡 Helpful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Glitches and bugs
  • 🐛 Inconsistent performance
  • 🐛 Difficult to link external accounts
  • 🐛 Unreliable mobile deposit
  • 🐛 Tedious login process

Legacy Visa®

From 11K App Store ratings

What we love

  • 🚀 Easy to use
  • 🚀 Convenient app
  • 🚀 Smooth app
  • 🚀 Efficient
  • 🚀 User friendly

Room to improve

  • 🐛 App crashes/freezes
  • 🐛 Inaccurate account information
  • 🐛 Login issues
  • 🔒 Lack of security features (e.g. no card locking)
  • 💰 High fees and charges

Bugs and requests

First PREMIER Mobile Banking

Reported bugs

4 issues
  • Login issues
  • App crashes
  • Blurry mobile deposit images
  • Inconsistent account balances

Requested features

4 requests
  • Zelle integration
  • Customizable dashboard
  • Email notifications for account activity
  • Better transaction history and categorization

Legacy Visa®

Reported bugs

4 issues
  • App crashes when trying to make a payment
  • Unable to access account information
  • Verification code not received
  • Inconsistent account balance display

Requested features

6 requests
  • Allow more payment options
  • Add scheduled payment feature
  • Improve payment date flexibility
  • Provide payment confirmation numbers
  • Add card locking/unlocking feature
Show 1 more
  • Modernize app design and functionality

In-app purchases

None

First PREMIER Mobile Banking

No in-app purchases

None

Legacy Visa®

No in-app purchases

Questions

Is First PREMIER Mobile Banking free?
First PREMIER Mobile Banking is free to download, with no in-app purchases.
Is Legacy Visa® free?
Legacy Visa® is free to download, with no in-app purchases.
Which has better reviews, First PREMIER Mobile Banking or Legacy Visa®?
Legacy Visa® is rated higher. First PREMIER Mobile Banking averages 4.4 out of 5 from 1.7K ratings, while Legacy Visa® averages 4.8 from 11K ratings.
Do First PREMIER Mobile Banking or Legacy Visa® have ads?
Neither First PREMIER Mobile Banking nor Legacy Visa® shows ads.
Which is updated more often, First PREMIER Mobile Banking or Legacy Visa®?
First PREMIER Mobile Banking ships an update every 6 months, and Legacy Visa® every 10 months. Most recently, First PREMIER Mobile Banking was updated on November 11, 2026 and Legacy Visa® on November 11, 2026.

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