Comparison

First PREMIER Mobile Banking vs CFC Mobile Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First PREMIER Mobile Banking

Securely manage your personal and business bank accounts on the go. Review balances, monitor transactions, suspend debit cards, and set up alerts. Transfer funds, pay bills, and deposit checks for free. Communicate with the bank through secure messaging.

Highlights
  • Manage account balances and transactions
  • Suspend debit cards
  • Set up account alerts
  • Perform stop payment requests
  • Transfer money between accounts
  • Pay bills and people
  • Deposit checks
Features
Read full description

*APP CANNOT BE USED FOR CREDIT CARD INFORMATION. First PREMIER Bank’s Mobile Banking app allows you to bank on the go. You can securely access your account information whenever and wherever it is convenient for you! First PREMIER Bank’s FREE Mobile Banking allows both our personal and our business banking customers to: Manage Your Accounts • Review account balances • Monitor recent transactions • Suspend your debit card if you suspect it’s lost or stolen • Set up account alerts • Perform stop payment requests Make Transfers and Payments • Transfer money between your First PREMIER Bank accounts • Pay anyone right from your account to anyone else with a bank account at First PREMIER Bank for FREE • Pay your bills with FREE Online Bill Pay • Make transfers between your First PREMIER Bank accounts to your accounts at other financial institutions with FREE Online Bill Pay • Pay anyone you would normally pay with cash or by check with the FREE Pay a Person feature in Online Bill Pay using a mobile phone number or email address Deposit Checks • Deposit checks quickly for FREE Contact Us Easily • Send and receive secure messages from our Autobooks Tap to Pay

About

CFC Mobile Access

Manage your credit card account on the go with this app. Securely check balances, make payments, and pay bills. It also allows you to report lost or stolen cards, access statements early, and manage account details.

Highlights
  • Check account balance
  • Make payments
  • Pay bills
  • Report lost/stolen card
  • Access monthly statements early
  • View Cardholder Agreement
  • Add authorized user
Features
Read full description

CFC Mobile Access is a free service offered to cardholders of: · The Verve® Mastercard® · The Reflex® Mastercard® · The Surge® Mastercard® · The FIT™ Mastercard® · The Matrix® Mastercard® · The Cerulean® Mastercard® · The Build® Mastercard® · The Revel® Mastercard® · The Today® Mastercard® CFC Mobile Access gives you secure access to your account anytime, anywhere, so you can check your balance, make a payment, and pay bills on the go. Additional features include: · Report your card as Lost or Stolen, · Access your monthly statement up to five days earlier, · Access your Cardholder Agreement, or · Add an authorized user to your account. Manage your finances straight from your smartphone or tablet on your schedule. Download the CFC Mobile Access App to get started. ©2024 Continental Finance Company, LLC. All rights reserved. Build®, Cerulean®, FIT™, Verve®, Matrix®, Today® and Revel® are issued by The Bank of Missouri, pursuant to a license from Mastercard International. Reflex® and Surge® are issued by Celtic Bank, pursuant to a license from Mastercard International. Continental Finance provides services for your Account but is not a bank. The bank issuing your card will be identified on the back of your Mastercard® and in your Cardholder Agreement, which governs your use of the Account. All trademarks not belonging to Continental Finance are the property of their respective owners.

Screenshots

First PREMIER Mobile Banking4 screens
CFC Mobile Access4 screens

Verdict

The call

First PREMIER Mobile Banking and CFC Mobile Access both sit at 4.4 stars, but that hides the real split: 81% of First PREMIER Mobile Banking's written reviews are positive against 19% of CFC Mobile Access's. CFC Mobile Access's advantage is update cadence (every 3 weeks vs every 6 months) and ratings volume (9K vs 1.6K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for First PREMIER Mobile Banking against 4.3 for CFC Mobile Access. That said, the two scores are not equally well evidenced: CFC Mobile Access has 9K ratings behind it against 1.6K, so its average is the more settled of the two. Written reviews are what separate them: 81% of First PREMIER Mobile Banking's written reviews are positive against 19% of CFC Mobile Access's.

UpkeepUpdate frequency

First PREMIER Mobile Banking ships an update every 6 months, CFC Mobile Access every 3 weeks. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
First PREMIER Mobile Banking versus CFC Mobile Access: the parameters behind the verdict, then further details
ParameterFirst PREMIER Mobile BankingCFC Mobile Access
PriceFreeFree
Rating4.4 (1.6K ratings) — better4.3 (9K ratings)
Positive reviews81.1% of reviews — better18.6% of reviews
Number of ratings1.6K9K — better
Update frequencyEvery 6 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size64 MB39 MB
Age rating4+4+
DeveloperFirst PREMIER BankContinental Finance Company, LLC

Customer experience

First PREMIER Mobile Banking

All ratings1,618 ratings
Positive85.8%
Neutral3.1%
Negative11.1%
Written reviews238 reviews
Positive81.1%
Neutral5.0%
Negative13.9%

CFC Mobile Access

All ratings9,047 ratings
Positive84.8%
Neutral4.9%
Negative10.2%
Written reviews183 reviews
Positive18.6%
Neutral9.3%
Negative72.1%

User reviews

First PREMIER Mobile Banking

From 1.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 🔒 Secure
  • 💡 Helpful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Glitches and bugs
  • 🐛 Inconsistent performance
  • 🐛 Difficult to link external accounts
  • 🐛 Unreliable mobile deposit
  • 🐛 Tedious login process

CFC Mobile Access

From 9K App Store ratings

What we love

  • 👍 Convenient app
  • 🚀 Quick and easy application process
  • 💡 Generous credit limit
  • 🚀 Fast credit increases

Room to improve

  • 🐛 App crashes and freezes
  • 🐛 Login issues and inability to access account
  • 🐛 Payments not posting or reflecting properly
  • 🐛 Unreliable app functionality
  • 💸 High interest rates and fees

Bugs and requests

First PREMIER Mobile Banking

Reported bugs

4 issues
  • Login issues
  • App crashes
  • Blurry mobile deposit images
  • Inconsistent account balances

Requested features

4 requests
  • Zelle integration
  • Customizable dashboard
  • Email notifications for account activity
  • Better transaction history and categorization

CFC Mobile Access

Reported bugs

4 issues
  • App crashes on login
  • Payment dates not showing up correctly
  • Credit balance not updating after payments
  • Inability to access account information

Requested features

5 requests
  • Add option to pay with debit card
  • Implement Touch ID/Face ID login
  • Save payment information for easier future payments
  • Provide more transparency around payment posting and credit limit updates
  • Improve app design and user experience

In-app purchases

None

First PREMIER Mobile Banking

No in-app purchases

None

CFC Mobile Access

No in-app purchases

Questions

Is First PREMIER Mobile Banking free?
First PREMIER Mobile Banking is free to download, with no in-app purchases.
Is CFC Mobile Access free?
CFC Mobile Access is free to download, with no in-app purchases.
Which has better reviews, First PREMIER Mobile Banking or CFC Mobile Access?
First PREMIER Mobile Banking is rated higher. First PREMIER Mobile Banking averages 4.4 out of 5 from 1.6K ratings, while CFC Mobile Access averages 4.3 from 9K ratings.
Do First PREMIER Mobile Banking or CFC Mobile Access have ads?
Neither First PREMIER Mobile Banking nor CFC Mobile Access shows ads.
Which is updated more often, First PREMIER Mobile Banking or CFC Mobile Access?
First PREMIER Mobile Banking ships an update every 6 months, and CFC Mobile Access every 3 weeks. Most recently, First PREMIER Mobile Banking was updated on October 16, 2026 and CFC Mobile Access on October 18, 2026.

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