Comparison

First PREMIER Mobile Banking vs Total Card

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First PREMIER Mobile Banking

Securely manage your personal and business bank accounts on the go. Review balances, monitor transactions, suspend debit cards, and set up alerts. Transfer funds, pay bills, and deposit checks for free. Communicate with the bank through secure messaging.

Highlights
  • Manage account balances and transactions
  • Suspend debit cards
  • Set up account alerts
  • Perform stop payment requests
  • Transfer money between accounts
  • Pay bills and people
  • Deposit checks
Features
Read full description

*APP CANNOT BE USED FOR CREDIT CARD INFORMATION. First PREMIER Bank’s Mobile Banking app allows you to bank on the go. You can securely access your account information whenever and wherever it is convenient for you! First PREMIER Bank’s FREE Mobile Banking allows both our personal and our business banking customers to: Manage Your Accounts • Review account balances • Monitor recent transactions • Suspend your debit card if you suspect it’s lost or stolen • Set up account alerts • Perform stop payment requests Make Transfers and Payments • Transfer money between your First PREMIER Bank accounts • Pay anyone right from your account to anyone else with a bank account at First PREMIER Bank for FREE • Pay your bills with FREE Online Bill Pay • Make transfers between your First PREMIER Bank accounts to your accounts at other financial institutions with FREE Online Bill Pay • Pay anyone you would normally pay with cash or by check with the FREE Pay a Person feature in Online Bill Pay using a mobile phone number or email address Deposit Checks • Deposit checks quickly for FREE Contact Us Easily • Send and receive secure messages from our Autobooks Tap to Pay

About

Total Card

Manage your credit card account easily with this app. Make payments, view transactions and statements, and check your available credit. It also offers free credit monitoring powered by TransUnion.

Highlights
  • Make payments
  • View transactions and statements
  • Check available credit
  • Free credit monitoring
  • Manage credit card account
Features
Read full description

The Total Card app is for Total Visa cardholders to allow for a quick and easy way to manage their credit card account. Total Card Visa - restart your credit journey with us! TotalCardVisa.com Easily Manage your Total Visa account right from the mobile app! Make payments View transactions & statements Check available credit Check your score with free Credit Monitoring powered by TransUnion

Screenshots

First PREMIER Mobile Banking4 screens
Total Card4 screens

Verdict

The call

The clearest difference is review sentiment: First PREMIER Mobile Banking at 81% against Total Card's 10%. First PREMIER Mobile Banking also leads on rating (4.4 vs 2.1) and ratings volume (1.7K vs 334). Total Card's advantage is update cadence (monthly vs every 6 months) and iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

First PREMIER Mobile Banking holds the better App Store score, 4.4 against 2.1. Both are backed by a comparable volume of ratings — 1.7K and 334 respectively. Written reviews point the same way: 81% of First PREMIER Mobile Banking's written reviews are positive against 10% of Total Card's.

UpkeepUpdate frequency

First PREMIER Mobile Banking ships an update every 6 months, Total Card monthly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
First PREMIER Mobile Banking versus Total Card: the parameters behind the verdict, then further details
ParameterFirst PREMIER Mobile BankingTotal Card
PriceFreeFree
Rating4.4 (1.7K ratings) — better2.1 (334 ratings)
Positive reviews81.0% of reviews — better9.8% of reviews
Number of ratings1.7K — better334
Update frequencyEvery 6 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size64 MB227 MB
Age rating4+4+
DeveloperFirst PREMIER BankVervent, Inc

Customer experience

First PREMIER Mobile Banking

All ratings1,618 ratings
Positive85.8%
Neutral3.1%
Negative11.1%
Written reviews248 reviews
Positive81.0%
Neutral4.8%
Negative14.1%

Total Card

All ratings333 ratings
Positive24.3%
Neutral4.5%
Negative71.2%
Written reviews174 reviews
Positive9.8%
Neutral4.0%
Negative86.2%

User reviews

First PREMIER Mobile Banking

From 1.7K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient banking
  • 🔒 Secure
  • 💡 Helpful features
  • 👍 User-friendly interface

Room to improve

  • 🐛 Glitches and bugs
  • 🐛 Inconsistent performance
  • 🐛 Difficult to link external accounts
  • 🐛 Unreliable mobile deposit
  • 🐛 Tedious login process

Total Card

From 334 App Store ratings

What we love

  • 🙏🏾 Pretty fair
  • 💎 Awesome
  • 🧗🏾‍♀️ Excellent

Room to improve

  • 🗑️ Trash app
  • 🔒 Can't lock card
  • 🚫 App Not Working
  • 🚫 DON'T FALL FOR THESE SCAMMERS
  • 💰 Bad card worse app

Bugs and requests

First PREMIER Mobile Banking

Reported bugs

4 issues
  • Login issues
  • App crashes
  • Blurry mobile deposit images
  • Inconsistent account balances

Requested features

4 requests
  • Zelle integration
  • Customizable dashboard
  • Email notifications for account activity
  • Better transaction history and categorization

Total Card

Reported bugs

4 issues
  • Face ID/biometrics not working consistently
  • Login issues
  • App crashes/freezes
  • Payment processing problems

Requested features

2 requests
  • Keep biometric login
  • Allow access to multiple accounts

In-app purchases

None

First PREMIER Mobile Banking

No in-app purchases

None

Total Card

No in-app purchases

Questions

Is First PREMIER Mobile Banking free?
First PREMIER Mobile Banking is free to download, with no in-app purchases.
Is Total Card free?
Total Card is free to download, with no in-app purchases.
Which has better reviews, First PREMIER Mobile Banking or Total Card?
First PREMIER Mobile Banking is rated higher. First PREMIER Mobile Banking averages 4.4 out of 5 from 1.7K ratings, while Total Card averages 2.1 from 334 ratings.
Do First PREMIER Mobile Banking or Total Card have ads?
Neither First PREMIER Mobile Banking nor Total Card shows ads.
Which is updated more often, First PREMIER Mobile Banking or Total Card?
First PREMIER Mobile Banking ships an update every 6 months, and Total Card monthly. Most recently, First PREMIER Mobile Banking was updated on November 11, 2026 and Total Card on November 3, 2026.

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