Comparison

Financial Summary vs Shopify Balance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financial Summary

Features
Read full description

Watch financial summary of your travel company right in your mobile device! Figures include number of bookings, passengers, turnover and profit and are updated on a daily basis. Breakdown by type of bookings and ancillary products is provided.

About

Shopify Balance

Manage your business finances directly from your mobile device. This app offers a free business financial account integrated with your store, allowing you to track your balance, transfer funds, get paid faster, and earn rewards on your balance.

Highlights
  • View account balance and transaction history
  • Transfer funds with zero fees
  • Get paid faster from Shopify sales
  • Earn APY rewards on account balance
  • Access virtual card and mobile payments
  • Lock and unlock cards for security
Features
Read full description

Shopify Balance is the free business financial account built right into your Shopify store’s admin. Use the Balance app to make money moves for your business—right from your mobile device. By having the financial information you need at your fingertips, you can make the best decisions for the long-term health of your business. MANAGE MONEY ANYWHERE • Stay on top of your finances by viewing your account balance and filtering your transaction history. • Transfer funds in or out to pay bills, send money, or make payments directly to vendors—with zero transfer fees. GET PAID FASTER • Get paid out from your Shopify sales up to 7 days faster than with a traditional bank. EARN ON ANY ACCOUNT BALANCE • Earn a reward in the form of an annual percentage yield (APY) on all your money in Balance.* • No limit to how much you can earn and withdraw funds at any time.* SPEND SECURELY AND CONVENIENTLY • Always have your business card handy by accessing your card number in the app or using tap to pay with your mobile wallet. • Keep your business secure with the ability to lock and unlock your cards from the palm of your hand. ---------- ABOUT SHOPIFY Shopify is a world-class commerce platform that has everything you need to start, sell, market, and manage your business. Millions of business owners from over 175 countries trust Shopify to help sell their products and services online and in-person. Shopify partners with Stripe, Inc. and affiliated companies, and financial institution partners including Fifth Third Bank N.A., Member FDIC & Celtic Bank to offer money transmission, banking & issuing services, respectively. *This is a reward provided by Shopify and is not interest. The rate is variable and subject to change without notice. The reward accrues daily, and is compounded and paid monthly in the form of a credit to your Balance account. ACH transfer limits may apply.

Screenshots

Financial Summary3 screens
Shopify Balance4 screens

Verdict

The call

The clearest difference is update cadence: Shopify Balance at weekly against Financial Summary's every 2 months. Financial Summary's advantage is device support (3 vs 1) and iOS requirement (9.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Financial Summary ships an update every 2 months, Shopify Balance weekly. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Financial Summary versus Shopify Balance: the parameters behind the verdict, then further details
ParameterFinancial SummaryShopify Balance
PriceFreeFree
Rating—2.6 (85 ratings) — better
Positive reviews—17.4% of reviews
Number of ratings—85 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS9.0 — better16.4
Further details — not scored
Size3 MB102 MB
Age rating4+4+
DeveloperTopDog Developments LtdShopify Inc.

Bugs and requests

Financial Summary

Not enough reviews yet to summarise bugs or requests.

Shopify Balance

Reported bugs

32 issues
  • Bill Pay feature failed to pay rent on time
  • 302 fraudulent transactions posted without warning
  • Merchant names disappeared from debit card transactions
  • Cannot transfer money to bank account
  • Cannot add card to Apple Wallet
Show 27 more
  • Bank account removed and cannot be added back
  • App not working for months
  • Cannot sign in
  • App stuck on welcome page, cannot scroll
  • Keyboard won't pop up to enter information
  • Cannot log in
  • App requires full password login every time
  • App updated, not showing money or transactions
  • App updated, no cards, balance, or transactions listed
  • Cannot move money from balance
  • App freezes when trying to view account information
  • Cannot move money from the app
  • Cannot move money on the app, only website
  • Funds unavailable for extended periods
  • Cannot set up app due to fingerprint scanner issue
  • Cannot create a card
  • App is not working
  • Face ID login option never works
  • App logs user out of Shopify store app
  • Cannot see balance on phone
  • App not working on iPhone SE
  • Cannot add bank account to move money
  • App does not show account and routing number properly
  • App won't let me withdrawal money
  • Cannot figure out how to move money into the Shopify account
  • Recent transactions not showing
  • No emails verifying transactions

Requested features

9 requests
  • Add Zelle integration
  • Allow connected accounts to have nicknames
  • Improve UI for managing multiple accounts
  • Make app compatible with iPad
  • Add instant transfer method
Show 4 more
  • Allow cancellation of pending orders
  • Clarify transfer times
  • Add multi-store support
  • Integrate balance management into main Shopify app

In-app purchases

None

Financial Summary

No in-app purchases

None

Shopify Balance

No in-app purchases

Questions

Is Financial Summary free?
Financial Summary is free to download, with no in-app purchases.
Is Shopify Balance free?
Shopify Balance is free to download, with no in-app purchases.
Do Financial Summary or Shopify Balance have ads?
Neither Financial Summary nor Shopify Balance shows ads.
Which is updated more often, Financial Summary or Shopify Balance?
Financial Summary ships an update every 2 months, and Shopify Balance weekly. Most recently, Financial Summary was updated on November 1, 2026 and Shopify Balance on November 3, 2026.

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