Comparison

Lumbini Smart vs Manjushree Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lumbini Smart

Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.

Highlights
  • Check account balances
  • Request mini-statements
  • Transfer funds
  • Buy airtime top-ups
  • Pay bills
Features
Read full description

This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.

About

Manjushree Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and QR code payments easily. Enjoy convenient banking anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Manjushree Finance Smart is Manjushree Finance Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Manjushree Finance Limited. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Manjushree Finance Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Manjushree Finance Limited, and you need to subscribe to the Manjushree Finance Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Manjushree Finance Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

Lumbini Smart4 screens
Manjushree Smart4 screens

Verdict

The call

The clearest difference is rating: Lumbini Smart at 3.0 against Manjushree Smart's 2.3. Manjushree Smart's advantage is update cadence (every 2 months vs every 5 months) and ratings volume (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lumbini Smart holds the better App Store score, 3.0 against 2.3. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Lumbini Smart ships an update every 5 months, Manjushree Smart every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 6 level
Lumbini Smart versus Manjushree Smart: the parameters behind the verdict, then further details
ParameterLumbini SmartManjushree Smart
PriceFreeFree
Rating3.0 (1 ratings) — better2.3 (3 ratings)
Number of ratings13 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.412.4
Further details — not scored
Size169 MB170 MB
Age rating12+12+
DeveloperLumbini Bikas Bank Ltd.Manjushree Finance Limited

Customer experience

Lumbini Smart

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%

Manjushree Smart

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Lumbini Smart

No in-app purchases

None

Manjushree Smart

No in-app purchases

Questions

Is Lumbini Smart free?
Lumbini Smart is free to download, with no in-app purchases.
Is Manjushree Smart free?
Manjushree Smart is free to download, with no in-app purchases.
Which has better reviews, Lumbini Smart or Manjushree Smart?
Lumbini Smart is rated higher. Lumbini Smart averages 3.0 out of 5 from 1 ratings, while Manjushree Smart averages 2.3 from 3 ratings.
Do Lumbini Smart or Manjushree Smart have ads?
Neither Lumbini Smart nor Manjushree Smart shows ads.
Which is updated more often, Lumbini Smart or Manjushree Smart?
Lumbini Smart ships an update every 5 months, and Manjushree Smart every 2 months. Most recently, Lumbini Smart was updated on November 1, 2026 and Manjushree Smart on November 3, 2026.

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