Lumbini Smart vs Batika Saving iSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lumbini Smart
Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.
- Check account balances
- Request mini-statements
- Transfer funds
- Buy airtime top-ups
- Pay bills
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This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.
Batika Saving iSmart
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Batika Saving iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR
Screenshots
Verdict
The clearest difference is update cadence: Lumbini Smart at every 5 months against Batika Saving iSmart's every 21 months. Lumbini Smart also leads on device support. On price, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lumbini Smart ships an update every 5 months, Batika Saving iSmart every 21 months. The most recent releases landed on October 15, 2026 and September 30, 2026 respectively.
| Parameter | Lumbini Smart | Batika Saving iSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 months — better | Every 21 months |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | — |
| Requires iOS | 12.4 | 12.1 — better |
| Further details — not scored | ||
| Size | 169 MB | 66 MB |
| Age rating | 12+ | 17+ |
| Developer | Lumbini Bikas Bank Ltd. | Devanasoft Pvt Ltd |
In-app purchases
Lumbini Smart
No in-app purchases
Batika Saving iSmart
No in-app purchases
Questions
Is Lumbini Smart free?
Is Batika Saving iSmart free?
Which is updated more often, Lumbini Smart or Batika Saving iSmart?
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