Lumbini Smart vs People's mBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lumbini Smart
Manage your bank accounts on the go with this mobile banking app. Check balances, request mini-statements, transfer funds, buy airtime, and pay bills directly from your device.
- Check account balances
- Request mini-statements
- Transfer funds
- Buy airtime top-ups
- Pay bills
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This is Omni Channel Based Mobile Banking Application for Customers of Lumbini Bikas Bank Ltd. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app (Lumbini Bikas Bank Ltd Mobile Banking) in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be send to shortcode 34142. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transfered from customer's default account. When entered specific account no. or account alias, amount is transfered from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transfered. 5. NT Landline Bill Payment Description : Pay Landline bill of Nepal Telecom. Fields: a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount to pay c. Phone No. : Landline number for which to pay bill.
People's mBank
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People's mBank is MBANK TECHNOLOGIES PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at People's mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from People's mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your People's mBank accounts faster and securely via internet. People's mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of People's mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * People's mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at People's mBank, and you need to subscribe to the People's mBank Banking Service. This app helps you to pay multiple utility payments though the app itself. And many more exciting features (This app is the property of MBANK TECHNOLOGIES PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About People's mBank People's mBank is leading Payment Service Provider. People's mBank is leading fin-tech company in Nepal.
Screenshots
Verdict
The clearest difference is update cadence: People's mBank at every 2 months against Lumbini Smart's every 5 months. Lumbini Smart's advantage is iOS requirement (12.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lumbini Smart ships an update every 5 months, People's mBank every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | Lumbini Smart | People's mBank |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 169 MB | 438 MB |
| Age rating | 12+ | 17+ |
| Developer | Lumbini Bikas Bank Ltd. | mBank Technologies |
In-app purchases
Lumbini Smart
No in-app purchases
People's mBank
No in-app purchases
Questions
Is Lumbini Smart free?
Is People's mBank free?
Do Lumbini Smart or People's mBank have ads?
Which is updated more often, Lumbini Smart or People's mBank?
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