Comparison

VÚB Mobile Banking vs fpoho

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VÚB Mobile Banking

Manage your finances and access banking services remotely with this comprehensive mobile banking application. Perform transactions, confirm payments, and manage your accounts securely from your device, eliminating the need for branch visits.

Highlights
  • Remote banking with advisor contact
  • Secure online payment confirmation
  • Cardless ATM withdrawals
  • Invoice uploading and scanning
  • Biometric login and mobile payments
  • Payment sharing and quick balance checks
  • Loan applications and management
Features
Read full description

VÚB Bank brings you the award-winning VÚB Mobile Banking app, which gives you complete management of your finances and secure access to a number of services that make you no longer have to go to a branch. The app retains clarity and simplicity and you can customize it to suit your needs. Most popular features: • Remote banking – possibility to contact your advisor, upload your documents, sign any necessary documents remotely etc. • Confirmation of online card payments with Mobile PIN or biometrics • Withdrawal from an ATM by mobile phone – the safest form of cash withdrawal without the need for a card and the card PIN • Uploading of invoices in PDF format directly to the mobile app • Authorized calls to our Contact centre from your app – you skip the authorization step and save several minutes of your time • Postal order, IBAN and QR code scanner – you can easily pay invoices without lengthy filling in of data • Biometric login – used by up to 30% of our clients • Mobile payments support – add and manage your cards via the app • Payment sharing – a quick way to share your IBAN or various payments and costs with other people via payment link (Payme) or QR code • Quick balance check on selected account – no log-in needed • Overview of loans and an online loan application • Online credit card loans payments • Card blocking or temporary deactivation/activation in case of loss or theft • Payment to a phone number Other useful features: • Quick access to your selected features • Quick balance for a selected account – account balance info without the need to login • Overview and set up of notifications sent to your phone number, email, or as PUSH messages • Management of standing orders and payment partners • Unlimited payment operations • Possibility to interact with a branch employee • Planned payments – clearly structured into pending payments, standing orders and installments • Daily savings • Change the Internet limit on both debit and credit cards • Credit card PIN display • Change the limit for ATM withdrawals, merchant payments, and the maximum daily limit for debit cards • Online opening of savings accounts and travel insurance purchase • Product statements • Overview of all banking products with the option to request them • Profile picture • Overview of direct debits authorizations • Currency convertor and exchange rate • Map of branches and ATMs • Option to arrange an appointment with your personal bank advisor or banker How do I activate the app? To activate the application, you need to have the Nonstop banking service enabled. On the home screen of the Mobile banking app, click on the "Activation" button. Sign in with the ID number and password you use to log in to Internet banking. You will then receive an SMS with an activation code. Write it into the app and choose your new 4-digit Mobile PIN. If your device supports fingerprint scanning or Face ID, you can also activate this sign-in method. How much will you pay for this service? The Mobile banking app is free and does not contain any paid services. Fees for operations carried out through Mobile banking are subject to a valid price list of VÚB Bank. If you don’t have the Nonstop banking service, or in case of any other questions, please contact us: • via service KONTAKT at 0850 123 000 within Slovakia or at +421 2 4855 59 70 from abroad • by e-mail at kontakt@vub.sk

About

fpoho

Features
Read full description

Aplikácia fpoho Appka Moderná aplikácia na správu elektronických zamestnaneckých benefitov od slovenskej spoločnosti DOXX - Stravné lístky. • Aplikácia je určená pre držiteľov fyzickej Karty fpoho a je bezplatná • Slúži na vyhľadávanie akceptačných prevádzok a kontrolu zostatkov a platnosti elektronických benefitov. • Minimálna verzia iOS pre beh aplikácie je 17.4. Ako začať používať aplikáciu fpoho Appka 1. Stiahnite si aplikáciu fpoho Appka 2. V online účte držiteľa karty https://fpoho.sk/#drzitel-karty je k dispozícii jedinečný aktivačný kód pre aplikáciu. 3. Zadajte aktivačný kód do otvorenej mobilnej aplikácie. 4. Aktiváciu potvrďte PIN kódom ku karte. 5. Teraz si môžete kedykoľvek skontrolovať zostatky na Karte fpoho Výhody aplikácie fpoho Appka • Pohodlné a rýchle používanie všetkých elektronických benefitov od fpoho. • Vyhľadávanie a filtrovanie akceptačných miest, vrátane lokalizácie podľa aktuálnej polohy. • Možnosť zablokovania Karty fpoho v prípade jej straty, krádeže. • Jednu Kartu fpoho je možné aktivovať aj do viacerých mobilov s aplikáciou. • Kompletná história transakcií pre všetky elektronické produkty • Podpora widgetov • Novinky a dôležité informácie v správach. Každý mesiac pribúdajú reštaurácie, prevádzky, obchody a ubytovacie zariadenia, kde je možné zaplatiť napríklad za obedy alebo za rekreáciu. V prípade, že potrebujete pomoc, kontaktujte nás v pracovných dňoch od 7:30 do 16:00 • telefonicky na čísle: 041/500 52 78 • emailom: infoservis@fpoho.sk

Screenshots

VÚB Mobile Banking4 screens
fpoho4 screens

Verdict

The call

The clearest difference is ads: VÚB Mobile Banking at none against fpoho's shown. VÚB Mobile Banking also leads on iOS requirement (14.0 vs 17.4). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VÚB Mobile Banking ships an update every 6 weeks, fpoho monthly. The most recent releases landed on September 22, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
VÚB Mobile Banking versus fpoho: the parameters behind the verdict, then further details
ParameterVÚB Mobile Bankingfpoho
PriceFreeFree
Rating4.8 (198 ratings) — better—
Positive reviews30.0% of reviews—
Number of ratings198 — better—
Update frequencyEvery 6 weeksMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better17.4
Further details — not scored
Size233 MB53 MB
Age rating9+4+
DeveloperVÚB, a.s.DOXX- Stravne listky, spol. s r.o.

In-app purchases

None

VÚB Mobile Banking

No in-app purchases

None

fpoho

No in-app purchases

Questions

Is VÚB Mobile Banking free?
VÚB Mobile Banking is free to download, with no in-app purchases.
Is fpoho free?
fpoho is free to download, with no in-app purchases.
Do VÚB Mobile Banking or fpoho have ads?
fpoho shows ads; VÚB Mobile Banking does not.
Which is updated more often, VÚB Mobile Banking or fpoho?
VÚB Mobile Banking ships an update every 6 weeks, and fpoho monthly. Most recently, VÚB Mobile Banking was updated on September 22, 2026 and fpoho on September 17, 2026.

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