Comparison

Verve Mobile vs HabiMate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Verve Mobile

Manage your finances on the go with this banking app. Quickly check balances, pay bills, transfer funds, and set up custom alerts. Enjoy secure login options and easy access to customer service, including video chat.

Highlights
  • Check balances and pay bills
  • Transfer funds between accounts
  • Set up custom alerts
  • Find ATM and branch locations
  • Personalized spending insights
  • In-app customer service (video chat, messaging)
  • Biometric login (fingerprint/facial ID)
  • Card on/off functionality
Features
Read full description

Verve Mobile makes banking fast, secure and easy, with the ability to take care of your finances whenever and wherever you have internet access. You can also enable the quick view option to quickly view your balances without logging in. With Verve Mobile you can: • Quickly check balances, pay bills, send money to your friends and family, and transfer funds between accounts. • Set up alerts to be notified of deposits, bills coming due, low balance/overdraft risk, large purchases, purchases from certain categories or merchants, large withdrawals, password changes and more. • Find ATM and branch locations near you. • Personalize your experience with a simple, intuitive design and personalize money management insights to help you categorize and track spending patterns. • Easy-to-access customer service options, including video chat that's built into the app, as well as chat messaging and live phone support. • Instantly become a member, open an additional account or apply for a loan.* • Log in using your fingerprint or facial ID (based on device capability) for enhanced security technology. • Add your Verve debit or credit cards to your mobile wallet. • View detailed transaction descriptions. • Turn your card on and off within the app to disable or enable purchases on your card, which is especially helpful if your card is lost or stolen. *Restrictions apply.

About

HabiMate

Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.

Highlights
  • Log and split expenses
  • Custom splitting rules
  • Optional receipt scanning
  • Track balances and settlements
  • House Wall for updates
  • QR code house invites
Features
Read full description

HabiMate helps roommates split shared costs clearly—without spreadsheet chaos. • Log expenses and split fairly (equal or custom rules) • Optional receipt scan to suggest amounts—always verify before saving • See who owes whom and suggested settlements (you pay friends however you like) • House Wall for photos, updates, and coordination • Join a house with QR codes and invites Privacy: https://habimate.com/privacy Account deletion: https://habimate.com/delete-account Support: https://habimate.com/contact HabiMate helps you organize splits; it isn’t legal, tax, or financial advice.

Screenshots

Verve Mobile4 screens
HabiMate4 screens

Verdict

The call

The clearest difference is review sentiment: HabiMate at 100% against Verve Mobile's 61%. HabiMate also leads on update cadence (every 5 days vs monthly) and monetization model (free vs free with in-app purchases). Verve Mobile's advantage is ratings volume (7.6K vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HabiMate holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Verve Mobile has 7.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 61% of Verve Mobile's written reviews are positive against 100% of HabiMate's.

UpkeepUpdate frequency

Verve Mobile ships an update monthly, HabiMate every 5 days. The most recent releases landed on October 29, 2026 and October 14, 2026 respectively.

Scorecard5 real differences · 5 level
Verve Mobile versus HabiMate: the parameters behind the verdict, then further details
ParameterVerve MobileHabiMate
PriceFreeFree
Rating4.8 (7.6K ratings)5.0 (1 ratings) — better
Positive reviews60.6% of reviews100.0% of reviews — better
Number of ratings7.6K — better1
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size178 MB50 MB
Age rating4+4+
DeveloperVerve, a Credit UnionMuhammad Zahid

Customer experience

Verve Mobile

All ratings7,450 ratings
Positive96.4%
Neutral2.1%
Negative1.5%
Written reviews71 reviews
Positive60.6%
Neutral8.5%
Negative31.0%

HabiMate

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Verve Mobile

Reported bugs

5 issues
  • App frequently crashes after updates
  • Login process often fails or requires password resets
  • Mobile deposit not working consistently
  • Facial recognition not functioning properly
  • App UI not optimized for newer device screens

Requested features

5 requests
  • Integrate biometric login (Face ID, Touch ID)
  • Improve mobile deposit experience
  • Add option to rearrange/customize account views
  • Provide more detailed mortgage account information
  • Enhance external account transfer capabilities

HabiMate

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Verve Mobile

No in-app purchases

None

HabiMate

No in-app purchases

Questions

Is Verve Mobile free?
Verve Mobile is free to download, with no in-app purchases.
Is HabiMate free?
HabiMate is free to download, with no in-app purchases.
Which has better reviews, Verve Mobile or HabiMate?
HabiMate is rated higher. Verve Mobile averages 4.8 out of 5 from 7.6K ratings, while HabiMate averages 5.0 from 1 ratings.
Do Verve Mobile or HabiMate have ads?
Neither Verve Mobile nor HabiMate shows ads.
Which is updated more often, Verve Mobile or HabiMate?
Verve Mobile ships an update monthly, and HabiMate every 5 days. Most recently, Verve Mobile was updated on October 29, 2026 and HabiMate on October 14, 2026.

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