Verve Mobile vs HabiMate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Verve Mobile
Manage your finances on the go with this banking app. Quickly check balances, pay bills, transfer funds, and set up custom alerts. Enjoy secure login options and easy access to customer service, including video chat.
- Check balances and pay bills
- Transfer funds between accounts
- Set up custom alerts
- Find ATM and branch locations
- Personalized spending insights
- In-app customer service (video chat, messaging)
- Biometric login (fingerprint/facial ID)
- Card on/off functionality
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Verve Mobile makes banking fast, secure and easy, with the ability to take care of your finances whenever and wherever you have internet access. You can also enable the quick view option to quickly view your balances without logging in. With Verve Mobile you can: • Quickly check balances, pay bills, send money to your friends and family, and transfer funds between accounts. • Set up alerts to be notified of deposits, bills coming due, low balance/overdraft risk, large purchases, purchases from certain categories or merchants, large withdrawals, password changes and more. • Find ATM and branch locations near you. • Personalize your experience with a simple, intuitive design and personalize money management insights to help you categorize and track spending patterns. • Easy-to-access customer service options, including video chat that's built into the app, as well as chat messaging and live phone support. • Instantly become a member, open an additional account or apply for a loan.* • Log in using your fingerprint or facial ID (based on device capability) for enhanced security technology. • Add your Verve debit or credit cards to your mobile wallet. • View detailed transaction descriptions. • Turn your card on and off within the app to disable or enable purchases on your card, which is especially helpful if your card is lost or stolen. *Restrictions apply.
HabiMate
Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.
- Log and split expenses
- Custom splitting rules
- Optional receipt scanning
- Track balances and settlements
- House Wall for updates
- QR code house invites
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HabiMate helps roommates split shared costs clearly—without spreadsheet chaos. • Log expenses and split fairly (equal or custom rules) • Optional receipt scan to suggest amounts—always verify before saving • See who owes whom and suggested settlements (you pay friends however you like) • House Wall for photos, updates, and coordination • Join a house with QR codes and invites Privacy: https://habimate.com/privacy Account deletion: https://habimate.com/delete-account Support: https://habimate.com/contact HabiMate helps you organize splits; it isn’t legal, tax, or financial advice.
Screenshots
Verdict
The clearest difference is review sentiment: HabiMate at 100% against Verve Mobile's 61%. HabiMate also leads on update cadence (every 5 days vs monthly) and monetization model (free vs free with in-app purchases). Verve Mobile's advantage is ratings volume (7.6K vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HabiMate holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Verve Mobile has 7.6K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 61% of Verve Mobile's written reviews are positive against 100% of HabiMate's.
Verve Mobile ships an update monthly, HabiMate every 5 days. The most recent releases landed on October 29, 2026 and October 14, 2026 respectively.
| Parameter | Verve Mobile | HabiMate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (7.6K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 7.6K — better | 1 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 178 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Verve, a Credit Union | Muhammad Zahid |
Customer experience
Verve Mobile
HabiMate
Bugs and requests
Verve Mobile
Reported bugs
5 issues- App frequently crashes after updates
- Login process often fails or requires password resets
- Mobile deposit not working consistently
- Facial recognition not functioning properly
- App UI not optimized for newer device screens
Requested features
5 requests- Integrate biometric login (Face ID, Touch ID)
- Improve mobile deposit experience
- Add option to rearrange/customize account views
- Provide more detailed mortgage account information
- Enhance external account transfer capabilities
HabiMate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Verve Mobile
No in-app purchases
HabiMate
No in-app purchases









