Comparison

expressPay vs Digistore

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

expressPay

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Highlights
  • Instant money transfers
  • Mobile money and bank account transfers
  • Instant airtime purchases
  • Instant internet data purchases
  • Merchant and service provider payments
  • Multiple payment methods accepted
Features
Read full description

Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.

About

Digistore

Features
Read full description

iPay PayPoint POS By iPay Solutions Ltd iPay’s PayPoint POS is a retail point of sale solution designed to enable businesses of all sizes; from corner shops to supermarket chains, restaurants, bars and multinational FMCG distribution companies to manage their inventory of items, make sales , accept mobile money and card payments and manage customer loyalty in a SIMPLE, DIGITAL and CASHLESS way. With the iPay’s PayPoint POS solution, there is no need for any additional hardware or software; no need to display multiple mobile money numbers or risk leaving the cash on a mobile phone with staff. You can use our simple POS solution on your device or tablet. Stay on top of your business, even when you’re on the go. Track and reconcile your sales, inventory, payments and customer loyalty from different channels all in ONE account. WHY CHOOSE IPAY POS: • Start selling as soon as you download the app and sign up for a business account. • Get ONE mobile money account with your business name without the hassle of registering with all networks. • Instant SMS/Email confirmation of payment to both business and customer. • Transfer your received payments to your bank account. • Get access to real-time statement of your payments and customer purchase trends. • No POS device required. Accept payments on any mobile phone, PC or tablet. • Attract more business and earn commissions in your pocket by offering consumer services tool, which enables you offer additional services customers love such as Airtime top-ups, utility bill payments, internet bundle purchases and many more.

Screenshots

expressPay4 screens
Digistore4 screens

Verdict

The call

The clearest difference is iOS requirement: Digistore at 12.4 against expressPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

expressPay ships an update every 5 months, Digistore every 7 months. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.

Scorecard1 real difference · 9 level
expressPay versus Digistore: the parameters behind the verdict, then further details
ParameterexpressPayDigistore
PriceFreeFree
Rating4.1 (114 ratings) — better—
Positive reviews58.3% of reviews—
Number of ratings114 — better—
Update frequencyEvery 5 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.4 — better
Further details — not scored
Size78 MB20 MB
Age rating4+17+
DeveloperexpressPay Ghana LimitediPay Solutions Limited

Bugs and requests

expressPay

Reported bugs

9 issues
  • History keeps reappearing after deleting
  • App crashes when profile menu is selected
  • Cannot change subscriptions without app crashing
  • Cannot load money on the app
  • SMS code not received for registration
Show 4 more
  • Password incorrect error, but new password matches old
  • Request timed out error after update
  • Login challenges after updates, even with 'remember me' ticked
  • Mobile money transfer not working for Vodafone broadband with MTN

Requested features

15 requests
  • Add foreign cards
  • Add payment reference/notation for Mobile Money
  • Add chat and request sections
  • Create ExpressPay QR code for payments
  • Add passcode or fingerprint security feature
Show 10 more
  • Add iTunes gift card as payment method
  • Add Glo network support
  • Add PIN number option for app login
  • Add Fidelity Bank Ghana to Bank Direct option
  • Add ability to send money from USA to Ghana
  • Add support for Amex cards
  • Add scheduled payment page functionality
  • Add profile menu functionality
  • Add a back button on certain areas
  • Add option to use PIN as password for app

Digistore

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

expressPay

No in-app purchases

None

Digistore

No in-app purchases

Questions

Is expressPay free?
expressPay is free to download, with no in-app purchases.
Is Digistore free?
Digistore is free to download, with no in-app purchases.
Do expressPay or Digistore have ads?
Neither expressPay nor Digistore shows ads.
Which is updated more often, expressPay or Digistore?
expressPay ships an update every 5 months, and Digistore every 7 months. Most recently, expressPay was updated on September 20, 2026 and Digistore on September 18, 2026.

Other comparisons