expressPay vs AsaanaPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
expressPay
Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.
- Instant money transfers
- Mobile money and bank account transfers
- Instant airtime purchases
- Instant internet data purchases
- Merchant and service provider payments
- Multiple payment methods accepted
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Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.
AsaanaPay
This app incentivizes digital payments with cashback rewards and personalized offers. It provides a digital record of spending that can serve as proof of income and offers offline payment options for users with limited internet access.
- Cashback rewards on digital payments
- Personalized offers and discounts
- Digital spend history
- Proof of income statements
- Offline payment via USSD
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AsaanaPay is a mobile payments powered rewards and spend history building app developed to sustainably promote the cash-lite shift. AsaanaPay rewards customers for choosing digital payments over cash. AsaanaPay uses Machine Learning (ML) and other technologies to dynamically recommend offers, deals and promotions based on customers' profiles. Cash back rewards (not points) are cumulative, can be used for future transactions and can be redeemed and/or shared with friends & family seamlessly. Benefits: - Cash back rewards - Digital spend history - History statements serve as proof of income - Special offers and discounts from channel partners & merchants. No Smartphone or No / Low Internet? Dial *2050# to pay without internet. *2050# is a text menu mini-app exclusive to MTN Ghana customers) Feedback? Fill in-app form, email feedback@asaanapay.com or DM @asaanapay Side Hustle / Business Owner? Download AsaanaPay Business now. Also request the AsaanaPay APIs to embed rewards and offers in your business site, app and channels. Email api@asaanapay.com to get started. Info: Africa - https://africa.asaanapay.com Global - https://global.asaanapay.com
Screenshots
Verdict
The clearest difference is rating: AsaanaPay at 5.0 against expressPay's 4.1. AsaanaPay also leads on update cadence (monthly vs every 5 months). expressPay's advantage is ratings volume (114 vs 3). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AsaanaPay holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: expressPay has 114 ratings behind it against 3, so its average is the more settled of the two.
expressPay ships an update every 5 months, AsaanaPay monthly. The most recent releases landed on September 30, 2026 and September 23, 2026 respectively.
| Parameter | expressPay | AsaanaPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (114 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 58.3% of reviews | — |
| Number of ratings | 114 — better | 3 |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 78 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | expressPay Ghana Limited | AsaanaPay Inc |
Customer experience
expressPay
AsaanaPay
Bugs and requests
expressPay
Reported bugs
9 issues- History keeps reappearing after deleting
- App crashes when profile menu is selected
- Cannot change subscriptions without app crashing
- Cannot load money on the app
- SMS code not received for registration
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- Password incorrect error, but new password matches old
- Request timed out error after update
- Login challenges after updates, even with 'remember me' ticked
- Mobile money transfer not working for Vodafone broadband with MTN
Requested features
15 requests- Add foreign cards
- Add payment reference/notation for Mobile Money
- Add chat and request sections
- Create ExpressPay QR code for payments
- Add passcode or fingerprint security feature
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- Add iTunes gift card as payment method
- Add Glo network support
- Add PIN number option for app login
- Add Fidelity Bank Ghana to Bank Direct option
- Add ability to send money from USA to Ghana
- Add support for Amex cards
- Add scheduled payment page functionality
- Add profile menu functionality
- Add a back button on certain areas
- Add option to use PIN as password for app
AsaanaPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
expressPay
No in-app purchases
AsaanaPay
No in-app purchases
