Comparison

expressPay vs KiKi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

expressPay

Send money instantly to mobile money accounts or bank accounts with just a few taps. Easily purchase airtime and internet data for any network in seconds. Pay merchants and service providers using various digital payment methods.

Highlights
  • Instant money transfers
  • Mobile money and bank account transfers
  • Instant airtime purchases
  • Instant internet data purchases
  • Merchant and service provider payments
  • Multiple payment methods accepted
Features
Read full description

Instant money transfers Send money instantly in just a few taps. Send directly to Airtel Money, MTN mobile money, Tigo Cash, Vodafone Cash or to a bank account! Your days of visiting the bank branch to make a deposit are over. Tap, tap, tap and you’re done! Instant airtime purchases Buying topup is a breeze with expressPay. Topup any network in a matter of seconds. Airtel, Glo, MTN, Tigo Vodafone, you’re covered! Instant internet purchases Need data? Get connected in seconds by purchasing your internet data with expressPay. 4G and 3G services are all covered. Paying for your data should be as easy as 1,2,3. Pay with ease Make payments to your favorite merchants and service providers with ease. Merchants get notified instantly. You can pay any way you like. If it’s digital, expressPay has you covered. expressPay accepts Visa, MasterCard, MTN mobile money, AirtelTigo Money and Vodafone Cash.

About

KiKi

Easily purchase mobile data and airtime, and manage bill payments. Offers a convenient and affordable source for essential internet data needs.

Highlights
  • Buy airtime
  • Buy data bundles
  • Pay bills
  • Convenient data source
  • Affordable options
Features
Read full description

Buy Airtime, Buy Data and Pay Bills with KiKi App. Internet Data has become an integral part of our live and nothing is more exciting than having a cheap and convenient source of data. Try KiKi App now.

Screenshots

expressPay4 screens
KiKi4 screens

Verdict

The call

The clearest difference is review sentiment: expressPay at 58% against KiKi's 0%. expressPay also leads on rating (4.1 vs 3.0) and ratings volume (114 vs 2). KiKi's advantage is update cadence (every 3 weeks vs every 5 months) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

expressPay holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: expressPay has 114 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 58% of expressPay's written reviews are positive against 0% of KiKi's.

UpkeepUpdate frequency

expressPay ships an update every 5 months, KiKi every 3 weeks. The most recent releases landed on September 20, 2026 and August 1, 2026 respectively.

Scorecard5 real differences · 5 level
expressPay versus KiKi: the parameters behind the verdict, then further details
ParameterexpressPayKiKi
PriceFreeFree
Rating4.1 (114 ratings) — better3.0 (2 ratings)
Positive reviews58.3% of reviews — better0.0% of reviews
Number of ratings114 — better2
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size78 MB34 MB
Age rating4+17+
DeveloperexpressPay Ghana LimitedDoss Empire Limited

Customer experience

expressPay

All ratings111 ratings
Positive73.0%
Neutral9.0%
Negative18.0%
Written reviews48 reviews
Positive58.3%
Neutral14.6%
Negative27.1%

KiKi

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

expressPay

Reported bugs

9 issues
  • History keeps reappearing after deleting
  • App crashes when profile menu is selected
  • Cannot change subscriptions without app crashing
  • Cannot load money on the app
  • SMS code not received for registration
Show 4 more
  • Password incorrect error, but new password matches old
  • Request timed out error after update
  • Login challenges after updates, even with 'remember me' ticked
  • Mobile money transfer not working for Vodafone broadband with MTN

Requested features

15 requests
  • Add foreign cards
  • Add payment reference/notation for Mobile Money
  • Add chat and request sections
  • Create ExpressPay QR code for payments
  • Add passcode or fingerprint security feature
Show 10 more
  • Add iTunes gift card as payment method
  • Add Glo network support
  • Add PIN number option for app login
  • Add Fidelity Bank Ghana to Bank Direct option
  • Add ability to send money from USA to Ghana
  • Add support for Amex cards
  • Add scheduled payment page functionality
  • Add profile menu functionality
  • Add a back button on certain areas
  • Add option to use PIN as password for app

KiKi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

expressPay

No in-app purchases

None

KiKi

No in-app purchases

Questions

Is expressPay free?
expressPay is free to download, with no in-app purchases.
Is KiKi free?
KiKi is free to download, with no in-app purchases.
Which has better reviews, expressPay or KiKi?
expressPay is rated higher. expressPay averages 4.1 out of 5 from 114 ratings, while KiKi averages 3.0 from 2 ratings.
Do expressPay or KiKi have ads?
Neither expressPay nor KiKi shows ads.
Which is updated more often, expressPay or KiKi?
expressPay ships an update every 5 months, and KiKi every 3 weeks. Most recently, expressPay was updated on September 20, 2026 and KiKi on August 1, 2026.

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