Comparison

Access CU vs TipMap

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Access CU

Manage your finances securely and conveniently from your mobile device. Deposit cheques, open new accounts, schedule payments, and transfer funds between accounts. Offers enhanced security features and customization options for a personalized banking experience.

Highlights
  • Remote cheque deposit
  • Open new accounts
  • Download void cheques
  • Schedule transfers and bill payments
  • Canadian to US dollar transfers
  • Enhanced security features
  • Profile customization
Features
Read full description

Manage your finances from anywhere with our secure, easy-to-use mobile app. Features include: - Deposit cheques and stop cheques remotely - Open new accounts and assign custom names - Download void cheques for direct deposits - Add, edit, delete and view favourite transactions - Canadian to US dollar account transfers - Schedule transfers and bill payments and transfer to other members - Enhanced security with password reset, multi-factor authentication, and alerts - Customize background and profile photos To use this app you must be a member of Access Credit Union and have digital banking enabled on your account. Standard service charges still apply to online account services. The use of this mobile app is subject to the privacy and legal terms and conditions that can be found on our website at www.accesscu.ca. Cellular data rates may apply depending on your provider and plan.

About

TipMap

This app helps service industry professionals track their tips and shifts. It automatically calculates earnings, overtime, and provides insights into performance. Upgrade for advanced features like tax estimation and goal setting.

Highlights
  • Fast shift logging
  • Automatic earnings calculation
  • Shift performance analysis
  • Monthly tip goals
  • Tax estimator
  • Multiple workplace tracking
  • Calendar integration
Read full description

TipMap is the tip and shift tracker for servers, bartenders, baristas, delivery drivers, hair stylists, and anyone who earns gratuities. Log a shift in seconds, see what actually pays, and plan ahead with goals and tax estimates. Log every shift with clock-in and clock-out times, tips earned, area or section, and shift type. TipMap calculates your hourly rate, overtime, and total revenue automatically from your settings. View your history by week, month, or year, and compare performance across days, areas, and shift types. WHAT YOU GET FOR FREE • Fast shift logging with tips, hours, area, shift type, and notes • Automatic earnings math with overtime tiers (1.5x and 2x) • Earnings summary with trends, monthly totals, and earnings charts • Role profiles (server, bartender, barista, delivery, hair stylist) preloaded with sensible defaults • Shift reminders if you haven't logged in a while • Sign in with Apple, email and password, or guest mode TIPMAP PRO UNLOCKS • Monthly tip goals with a live progress ring on your home screen • Tax estimator — pick your state or province and see what to set aside (US and Canada supported) • Best-shift recommendations from your real earnings — know which day, area, and shift type pays the most • Group earnings by day-of-week and shift type, not just area • Track multiple workplaces with separate settings for each • Calendar integration — auto-prompt to log your tips when a shift ends • Custom areas and shift types beyond profile defaults • Share shift summaries with friends • CSV export for taxes and record-keeping SUBSCRIPTION DETAILS TipMap PRO is an auto-renewable subscription. Pricing varies by region and is shown in-app at the time of purchase. Choose monthly or yearly billing, or a one-time Lifetime purchase. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew at the same price unless canceled at least 24 hours before the end of the current period. Renewals are charged within 24 hours prior to the end of the current period. Manage or cancel anytime in iPhone Settings → your name → Subscriptions. PRIVACY & DATA Your shift data stays in your account and is never sold or shared. Tax estimates are calculated entirely on-device. No ads, no tracking. Privacy Policy: https://tipmap.ca/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ GUEST MODE Try TipMap without creating an account. When you're ready, save your data to a full account in one tap.

Screenshots

Access CU4 screens
TipMap4 screens

Verdict

The call

The clearest difference is rating: TipMap at 5.0 against Access CU's 4.2. TipMap also leads on update cadence (daily vs every 2 months) and iOS requirement (15.0 vs 17.6). Access CU's advantage is in-app purchases (none vs 3) and ratings volume (5 vs 1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TipMap sells 3 in-app purchases, starting at $2.99 per month. Access CU asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

TipMap holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Access CU has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Access CU ships an update every 2 months, TipMap daily. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard6 real differences · 4 level
Access CU versus TipMap: the parameters behind the verdict, then further details
ParameterAccess CUTipMap
PriceFreeFree
Rating4.2 (5 ratings)5.0 (1 ratings) — better
Positive reviews8.4% of reviews—
Number of ratings5 — better1
Update frequencyEvery 2 monthsDaily — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.615.0 — better
Further details — not scored
Size189 MB9 MB
Age rating4+4+
DeveloperAccess Credit Union LimitedNoah Brimble

Bugs and requests

Access CU

Reported bugs

18 issues
  • Login loop - username/password/error repeating indefinitely
  • App won't open or launch properly
  • Crashes immediately after update installation
  • Face ID/biometric authentication fails or blocks access
  • App hangs during login process
Show 13 more
  • False 'jailbroken device' detection on legitimate devices
  • Update notification persists despite being current version
  • App won't update despite notification prompts
  • Login page doesn't work in Safari (app uses Safari for login)
  • Password validation errors after updates
  • Accounts disappear during e-transfer process
  • Mobile deposit camera freezes
  • Homepage orientation stuck sideways with non-functional rotation icon
  • App reports 'No Internet connection' on working networks
  • Slow performance specifically on 5G networks
  • Session timeout and random logouts
  • NextStepUsername download error before app quit
  • App freezes on loading screen indefinitely

Requested features

12 requests
  • Fix Face ID and biometric authentication reliability
  • Implement proper multi-factor authentication (MFA)
  • Improve app stability and prevent crashes
  • Streamline update process to avoid deletion/reinstall
  • Enhance mobile deposit feature usability
Show 7 more
  • Add ability to modify or cancel scheduled transfers
  • Improve cellular data connectivity
  • Redesign user interface for better usability
  • Restore features from previous apps (Sunova, Casera)
  • Add credit card information access
  • Implement dark mode option
  • Reduce unnecessary permission requests

TipMap

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Access CU

No in-app purchases

3 purchases

TipMap

Subscriptions2
  • TipMap PRO Monthly$2.991 Month
  • TipMap PRO Yearly7 Days trial$19.991 Year
One-time1
  • TipMap PRO Lifetime Membership$39.99

Questions

Is Access CU free?
Access CU is free to download, with no in-app purchases.
Is TipMap free?
TipMap is free to download, with in-app purchases available.
Which has better reviews, Access CU or TipMap?
TipMap is rated higher. Access CU averages 4.2 out of 5 from 5 ratings, while TipMap averages 5.0 from 1 ratings.
Do Access CU or TipMap have ads?
Neither Access CU nor TipMap shows ads.
Which is updated more often, Access CU or TipMap?
Access CU ships an update every 2 months, and TipMap daily. Most recently, Access CU was updated on October 24, 2026 and TipMap on October 7, 2026.

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