Comparison

Zilveren Kruis vs SimWallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zilveren Kruis

Manage your health insurance easily and securely. View your coverage, reimbursements, and remaining excess. Submit claims with a photo for fast processing and access your digital insurance card.

Highlights
  • View insurance details
  • Track reimbursements
  • Submit claims via photo
  • Check remaining excess
  • Access digital insurance card
  • Chat with support
Features
Read full description

Quickly and safely arrange your health care affairs in the Zilveren Kruis app Logging into our app is always done through DigiD to ensure you have easy and safe access to your personal data. View the app in Dutch or in English. Quickly see: - How you are insured with us and those (co-) insured with you. - Your reimbursements. - Submitted and reimbursed health care costs. - How much excess you still have (left). Easily arrange yourself: - Your claims. Take a photo and submit it. Reimbursed the next working day. - Find answers to your reimbursement questions. Chat with our chatbot or customer service agents. - Your transport authorisation. Did you know that your health insurance card can be found in the app?

About

SimWallet

Get mobile internet on the go with a travel eSIM, no subscription needed. Purchase data bundles for over 140 countries and stay connected without expensive roaming charges or physical SIM cards. Easy setup in under 3 minutes.

Highlights
  • Travel eSIM for mobile internet
  • Data bundles for 140+ countries
  • No subscription or hidden costs
  • Avoids expensive roaming charges
  • Easy setup in under 3 minutes
  • Use alongside regular SIM card
Features
Read full description

With SimWallet by Odido, you are online in under 3 minutes, wherever you want and for as long as you want. In the Netherlands and in more than 140 other countries, from just €2.50 per day. Your travel data eSIM for mobile internet on the go: no subscription, no hassle, and no hidden costs, even if you are not an Odido customer. Travelling to Turkey, the United States, Thailand, Mexico, Morocco, or South Africa, and want to be online the moment you land? With the SimWallet eSIM app you avoid expensive roaming charges and the hassle of physical SIM cards. You buy separate data bundles per country or region and get online quickly on your own device. Whether you are going on holiday, exploring your own country, planning a city trip, or going backpacking, with SimWallet, you have fast mobile internet in your pocket. Popular destinations SimWallet works in the Netherlands and in more than 140 countries worldwide, such as: - Turkey - Morocco - United States - Mexico - Brazil - Canada - Australia - South Africa - Thailand - Indonesia - Japan - Egypt - Suriname - Netherlands Antilles There are also data bundles available for regions worldwide, such as Asia, Europe, and South America. What is an eSIM? An eSIM is a digital SIM card that is pre-installed in your phone or tablet. You no longer need to insert a plastic SIM card. With SimWallet, you download an eSIM profile onto your device. This way, you use one eSIM for mobile data on your trip, while keeping your regular SIM card and phone number. This means you can: - be online with SimWallet - stay reachable on your own number via your regular SIM How does SimWallet work? 1. Download the SimWallet app 2. Choose your destination and data bundle 3. Choose how many days you want to be online. 4. Install your eSIM 5. Follow the steps in the app to add your eSIM to your device. 6. Activate on arrival 7. Switch on your eSIM, turn on mobile data for the eSIM, and you are online straight away (or, if you switch it on beforehand, the eSIM will automatically activate when you land). You will be ready in about 3 minutes. Good to know: when your bundle ends, it stops automatically. You are not tied to anything and only renew if you want to. Why SimWallet? - Online in more than 140 countries, without roaming stress: You can buy data bundles for more than 140 countries, so you are not dependent on Wi-Fi or high roaming charges. - Simple to set up: You use one eSIM for all your destinations. Sorted within 3 minutes and it activates automatically when you arrive at your destination. - Online from just €2.50 per day: Clear prices, no subscription. - No personal data needed: You do not need to share personal data to use your eSIM. That feels a lot safer. - SimWallet eSIM: SimWallet is a brand by Odido. You benefit from the quality and reliability of a major Dutch provider. - Use alongside your regular SIM card: You keep using your own number. Your eSIM is for data, your regular SIM is for calls and SMS. - Perfect for travel and extra data at home: Also useful if you temporarily need extra data in the Netherlands or Europe, for example on a second device. - Share your hotspot: Use your phone as a hotspot so you can get your kids’ tablet or your laptop online too. - Easy and secure payment: You pay easily and securely with iDEAL or credit card. - Flexible duration: Choose data bundles from one day up to several weeks, depending on your trip or situation. When your bundle ends or is fully used up, it stops automatically. You are not tied to anything and only renew if you want to. Questions? Download the app and get in touch with us.

Screenshots

Zilveren Kruis4 screens
SimWallet4 screens

Verdict

The call

The clearest difference is ratings volume: Zilveren Kruis at 256 against SimWallet's 2. SimWallet's advantage is iOS requirement (15.1 vs 18.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for Zilveren Kruis against 4.5 for SimWallet. That said, the two scores are not equally well evidenced: Zilveren Kruis has 256 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Zilveren Kruis ships an update monthly, SimWallet every 5 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Zilveren Kruis versus SimWallet: the parameters behind the verdict, then further details
ParameterZilveren KruisSimWallet
PriceFreeFree
Rating4.6 (256 ratings) — better4.5 (2 ratings)
Positive reviews47.9% of reviews—
Number of ratings256 — better2
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.1 — better
Further details — not scored
Size330 MB82 MB
Age rating4+4+
DeveloperZilveren KruisOdido Netherlands B.V.

Bugs and requests

Zilveren Kruis

Reported bugs

5 issues
  • App freezes
  • App not loading
  • White screen after login
  • PDF download not possible from iPhone
  • App keeps crashing when uploading photos

Requested features

3 requests
  • English language option
  • Monthly invoices for premium payments
  • Clearer instructions and process

SimWallet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Zilveren Kruis

No in-app purchases

None

SimWallet

No in-app purchases

Questions

Is Zilveren Kruis free?
Zilveren Kruis is free to download, with no in-app purchases.
Is SimWallet free?
SimWallet is free to download, with no in-app purchases.
Which has better reviews, Zilveren Kruis or SimWallet?
Zilveren Kruis is rated higher. Zilveren Kruis averages 4.6 out of 5 from 256 ratings, while SimWallet averages 4.5 from 2 ratings.
Do Zilveren Kruis or SimWallet have ads?
Neither Zilveren Kruis nor SimWallet shows ads.
Which is updated more often, Zilveren Kruis or SimWallet?
Zilveren Kruis ships an update monthly, and SimWallet every 5 weeks. Most recently, Zilveren Kruis was updated on November 6, 2026 and SimWallet on October 30, 2026.

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