Comparison

SCFCU Mobile vs MEDSURETY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SCFCU Mobile

Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.

Highlights
  • Check account balances
  • View transaction history
  • Transfer money between accounts
  • Deposit checks
  • Locate ATMs and branches
  • Secure login with biometrics
Features
Read full description

Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers

About

MEDSURETY

Manage your health benefit accounts like HSA, FSA, and HRA with real-time balance checks, claim submissions, and expense tracking. Access all your important account information securely and conveniently on the go.

Highlights
  • Check account balances 24/7
  • View account summaries and claims
  • Submit claims for FSA and HRA
  • Upload receipt pictures for claims
  • Track medical expenses
  • Report lost or stolen debit cards
Features
Read full description

MEDSURETY saves you time and hassles while making the most of your HSA, VEBA, HRA, FSA, Commuter, and Dependent health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Using Expense Tracker, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen Powered by WEX Health®

Screenshots

SCFCU Mobile4 screens
MEDSURETY4 screens

Verdict

The call

The clearest difference is review sentiment: SCFCU Mobile at 93% against MEDSURETY's 20%. SCFCU Mobile also leads on rating (4.8 vs 2.1) and ratings volume (3.3K vs 7). MEDSURETY's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SCFCU Mobile holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 93% of SCFCU Mobile's written reviews are positive against 20% of MEDSURETY's.

UpkeepUpdate frequency

SCFCU Mobile ships an update monthly, MEDSURETY every 4 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.

Scorecard5 real differences · 5 level
SCFCU Mobile versus MEDSURETY: the parameters behind the verdict, then further details
ParameterSCFCU MobileMEDSURETY
PriceFreeFree
Rating4.8 (3.3K ratings) — better2.1 (7 ratings)
Positive reviews92.9% of reviews — better20.0% of reviews
Number of ratings3.3K — better7
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size128 MB29 MB
Age rating4+17+
DeveloperSt. Cloud Financial Credit UnionMedsurety

Customer experience

SCFCU Mobile

All ratings3,253 ratings
Positive97.8%
Neutral1.8%
Negative0.5%
Written reviews28 reviews
Positive92.9%
Neutral0.0%
Negative7.1%

MEDSURETY

All ratings6 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Bugs and requests

SCFCU Mobile

Reported bugs

2 issues
  • Mobile check deposit not working consistently
  • App crashes and shows black screen

Requested features

2 requests
  • Bring back 6-digit code login option
  • Add check image viewing in app

MEDSURETY

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

SCFCU Mobile

No in-app purchases

None

MEDSURETY

No in-app purchases

Questions

Is SCFCU Mobile free?
SCFCU Mobile is free to download, with no in-app purchases.
Is MEDSURETY free?
MEDSURETY is free to download, with no in-app purchases.
Which has better reviews, SCFCU Mobile or MEDSURETY?
SCFCU Mobile is rated higher. SCFCU Mobile averages 4.8 out of 5 from 3.3K ratings, while MEDSURETY averages 2.1 from 7 ratings.
Do SCFCU Mobile or MEDSURETY have ads?
Neither SCFCU Mobile nor MEDSURETY shows ads.
Which is updated more often, SCFCU Mobile or MEDSURETY?
SCFCU Mobile ships an update monthly, and MEDSURETY every 4 months. Most recently, SCFCU Mobile was updated on October 15, 2026 and MEDSURETY on October 6, 2026.

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