SCFCU Mobile vs MEDSURETY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SCFCU Mobile
Manage your finances conveniently from your mobile device. Access account information, transfer funds, deposit checks, and locate branches or ATMs. This app offers secure login and identity verification for peace of mind.
- Check account balances
- View transaction history
- Transfer money between accounts
- Deposit checks
- Locate ATMs and branches
- Secure login with biometrics
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Bank on the go with your SCFCU Mobile Banking App. Manage your accounts from your mobile device when it is convenient for you. The SCFCU Mobile App combines the benefits of Online Banking with the power of your mobile device, providing quick access to account information and transactions. The SCFCU Mobile Banking App is fast, convenient and free, and allows users to: - Check account balances - View transaction history - Transfer money between accounts - Deposit checks - Locate and get directions to ATM and branch locations using GPS St. Cloud Financial Credit Union protects your financial information from unauthorized users using: - Security questions to verify your identity - Secure login with Touch ID and Facial Recognition - No transmission of complete accounts numbers
MEDSURETY
Manage your health benefit accounts like HSA, FSA, and HRA with real-time balance checks, claim submissions, and expense tracking. Access all your important account information securely and conveniently on the go.
- Check account balances 24/7
- View account summaries and claims
- Submit claims for FSA and HRA
- Upload receipt pictures for claims
- Track medical expenses
- Report lost or stolen debit cards
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MEDSURETY saves you time and hassles while making the most of your HSA, VEBA, HRA, FSA, Commuter, and Dependent health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Using Expense Tracker, enter medical expense information and supporting documentation to store for later use in paying claims via your health benefits website • Report a debit card as lost or stolen Powered by WEX Health®
Screenshots
Verdict
The clearest difference is review sentiment: SCFCU Mobile at 93% against MEDSURETY's 20%. SCFCU Mobile also leads on rating (4.8 vs 2.1) and ratings volume (3.3K vs 7). MEDSURETY's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SCFCU Mobile holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: SCFCU Mobile has 3.3K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 93% of SCFCU Mobile's written reviews are positive against 20% of MEDSURETY's.
SCFCU Mobile ships an update monthly, MEDSURETY every 4 months. The most recent releases landed on October 15, 2026 and October 6, 2026 respectively.
| Parameter | SCFCU Mobile | MEDSURETY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (3.3K ratings) — better | 2.1 (7 ratings) |
| Positive reviews | 92.9% of reviews — better | 20.0% of reviews |
| Number of ratings | 3.3K — better | 7 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 128 MB | 29 MB |
| Age rating | 4+ | 17+ |
| Developer | St. Cloud Financial Credit Union | Medsurety |
Customer experience
SCFCU Mobile
MEDSURETY
Bugs and requests
SCFCU Mobile
Reported bugs
2 issues- Mobile check deposit not working consistently
- App crashes and shows black screen
Requested features
2 requests- Bring back 6-digit code login option
- Add check image viewing in app
MEDSURETY
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SCFCU Mobile
No in-app purchases
MEDSURETY
No in-app purchases
Questions
Is SCFCU Mobile free?
Is MEDSURETY free?
Which has better reviews, SCFCU Mobile or MEDSURETY?
Do SCFCU Mobile or MEDSURETY have ads?
Which is updated more often, SCFCU Mobile or MEDSURETY?
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