Comparison

Start Right Retire Right vs CFCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Start Right Retire Right

Access and manage your retirement plan details conveniently from your iPhone. Track your account balance, rate of return, and key plan features securely on the go.

Highlights
  • Check account balance
  • View recent activity
  • Track rate of return
  • Manage retirement plan features
  • Secure login credentials
  • SSL encryption
Read full description

Start Right – Manage Your Retirement Anytime, Anywhere Take your retirement planning with you wherever you go. The Start Right app gives you secure, convenient access to your retirement plan information—right from your iPhone. With Start Right, you can: * Check your account balance and recent activity * Track your personal rate of return * Manage key features of your retirement plan Built with your security in mind: * Create and manage your own secure login credentials * Your session automatically ends when you close the app or log out * Industry‑standard SSL encryption protects your username, password, and account data during every online interaction Getting Started Download Start Right, log in, and follow the simple step‑by‑step instructions to set up access to your retirement plan account(s).

About

CFCU Mobile

Access your accounts 24/7 with this mobile banking app. Deposit checks remotely, view balances and history, transfer funds, and locate branches or ATMs. Manage multiple memberships and enjoy secure, real-time transactions.

Highlights
  • Remote check deposit
  • Account balance and history viewing
  • Fund transfers
  • Branch and ATM locator
  • Bill pay
  • SMS text banking and alerts
Features
Read full description

The CFCU mobile app allows you 24/7 access to deposit checks remotely from your iPhone or iPad, check account balances, view account history, transfer funds between your accounts or to another CFCU member* and locate branches or ATMs. You can even manage multiple memberships/accounts that you have with CFCU. Mobile banking is free** with your CFCU membership and completely safe. We use the latest technology to ensure all transactions are private and secure. Once you’ve downloaded CFCU’s mobile banking app, simply enroll and login with your credentials. Main features include: Transfers and Loan Payments – Easily and quickly move funds in real-time to and from your CFCU accounts and loans. View Account Balances and Available Balances – All amounts are quickly displayed in real-time and are easy to read. You can also access transaction details. Find Us – Locate a CFCU branch or ATM using your GPS enabled locator. It also includes dynamic mapping. Bill Pay – Allows you to pay bills through your phone or tablet app. Mobile bill pay is integrated with online bill pay so that your information is consistent across platforms. SMS Text Banking – Allows you to send commands to our short-code and receive real time balance, history and account information via text message. SMS Text Alerts – Can be either transaction based or personal messages. You even have the ability to set usage alerts where you set the dollar amount thresholds. Remote Deposit - Allows you to take a picture of your check and securely deposit it to your CFCU account. *Before making member to member transfers, authorization documentation must be completed. **Your mobile carrier may assess text messaging and/or web access charges.

Screenshots

Start Right Retire Right4 screens
CFCU Mobile4 screens

Verdict

The call

Start Right Retire Right and CFCU Mobile both sit at 4.8 stars, but that hides the real split: 81% of CFCU Mobile's written reviews are positive against 61% of Start Right Retire Right's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Start Right Retire Right against 4.9 for CFCU Mobile. Both are backed by a comparable volume of ratings — 4.9K and 13K respectively. Written reviews are what separate them: 61% of Start Right Retire Right's written reviews are positive against 81% of CFCU Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

Scorecard1 real difference · 9 level
Start Right Retire Right versus CFCU Mobile: the parameters behind the verdict, then further details
ParameterStart Right Retire RightCFCU Mobile
PriceFreeFree
Rating4.8 (4.9K ratings)4.9 (13K ratings) — better
Positive reviews60.6% of reviews81.3% of reviews — better
Number of ratings4.9K13K — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.016.0 — better
Further details — not scored
Size75 MB182 MB
Age rating4+4+
DeveloperBOK Financial CorporationCommunication Federal Credit Union

Customer experience

Start Right Retire Right

All ratings4,073 ratings
Positive95.1%
Neutral2.1%
Negative2.7%
Written reviews33 reviews
Positive60.6%
Neutral6.1%
Negative33.3%

CFCU Mobile

All ratings12,452 ratings
Positive98.2%
Neutral1.3%
Negative0.5%
Written reviews134 reviews
Positive81.3%
Neutral6.0%
Negative12.7%

User reviews

Start Right Retire Right

From 4.9K App Store ratings

What we love

  • 🚀 Great app for retirement planning
  • 👍 Easy to use and navigate
  • 💡 Helpful calculators and projections
  • 🚀 Keeps you focused on progress
  • 👍 Clean and simple interface

Room to improve

  • 🐛 Password reset issues
  • 🐛 App not working for some users
  • 👎 Difficult to log in on mobile
  • 👎 Outdated look and features
  • 🐛 Disbursement process too slow

CFCU Mobile

From 13K App Store ratings

What we love

  • 👍 Great customer service
  • 🚀 Convenient mobile banking
  • 💡 Helpful budgeting tools
  • 🔒 Secure banking experience
  • 🤝 Positive long-term relationships

Room to improve

  • 🐛 Frequent app maintenance/downtime
  • 🔍 Difficulty linking accounts
  • 📱 Suboptimal mobile app experience
  • 💻 Outdated desktop platform
  • 🤔 Inconsistent notification system

Bugs and requests

Start Right Retire Right

Reported bugs

2 issues
  • App crashes on launch for some users
  • Account access issues after updates

Requested features

3 requests
  • Link to 401k account for payments
  • Native iPad support
  • Dark mode option

CFCU Mobile

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to access bill pay and transfer features
  • Mobile deposit not working as expected
  • Calendar functionality not working correctly

Requested features

4 requests
  • Add note functionality for internal transfers
  • Implement dark mode option
  • Improve mobile deposit feature reliability
  • Enhance account aggregation capabilities

In-app purchases

None

Start Right Retire Right

No in-app purchases

None

CFCU Mobile

No in-app purchases

Questions

Is Start Right Retire Right free?
Start Right Retire Right is free to download, with no in-app purchases.
Is CFCU Mobile free?
CFCU Mobile is free to download, with no in-app purchases.
Which has better reviews, Start Right Retire Right or CFCU Mobile?
CFCU Mobile is rated higher. Start Right Retire Right averages 4.8 out of 5 from 4.9K ratings, while CFCU Mobile averages 4.9 from 13K ratings.
Do Start Right Retire Right or CFCU Mobile have ads?
Neither Start Right Retire Right nor CFCU Mobile shows ads.
Which is updated more often, Start Right Retire Right or CFCU Mobile?
Start Right Retire Right ships an update monthly, and CFCU Mobile monthly. Most recently, Start Right Retire Right was updated on November 11, 2026 and CFCU Mobile on November 12, 2026.

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