SmartCredit® vs Transcom Buddy

SmartCredit® Control your future credit score!™ SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible. SmartCredit® even safeguards the points you gain with credit monitoring and identity fraud insurance. KEY FEATURES: SCORETRACKER Easily track all your scores with simple charts or in-depth information. SCOREBUILDER® See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score. SCOREBOOST™ Discover how your spending strategies can unlock hidden credit points using our patented credit data science. PRIVACYMASTER® See where your private information is exposed online and request removal with one swipe. NEWLY DESIGNED 3B REPORTS & SCORES It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports. ACTION BUTTONS Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons. MONEY MANAGER All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions. $1 MILLION WHOLE FAMILY FRAUD INSURANCE Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.

Buddy is your best sidekick. Buddy shows you the right information fitting for your profile. Looking for opportunity? Experience an awesome hiring experience with your target job! Share your sentiments freely by selecting your mood for the day and never go unnoticed. No more #FOMO. Get information you need about your PAR, PTO balances, upcoming events, discounts affiliations, shuttle schedules. Be notified when you need it by receiving real-time alerts. The Buddy app enables you to: - It never hurts being the first! Open up to an awesome hiring experience. Get to know available postings and get to it instantly. - Share your sentiments and be heard. - Be your own master, get information you need about your PAR, PTO balances, discounts affiliations, shuttle schedules. Get more engaged by knowing upcoming events. Step up the game or bring the gang in through IJP’s/ERP’s. - Subscribe only to what matters to you and Be notified by receiving real-time alerts. - Participate and answer surveys that matters.