Comparison

Acuity Insurance vs Código Virtual

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Acuity Insurance

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

Highlights
  • View agency details
  • Save vehicle ID cards
  • Digital insurance certificates
  • 24/7 Emergency Roadside Assistance
  • Claims process guidance
  • Locate auto repair shops
  • Pay bills via debit/credit or checking account
Features
Read full description

With the Acuity app, your insurance information is always at your fingertips. Easily manage your account, make payments, report claims, and more.   Access Your Information and Profile • View your agency details • Conveniently save vehicle ID cards to your phone* • Keep digital copies of your certificates of insurance Rely on Acuity When It Matters Most • Instantly connect with Emergency Roadside Assistance—available 24/7 • Get step-by-step guidance through the claims process • Quickly locate Acuity’s pre-approved auto repair shops near you Simplify Payments and Stay Informed • Pay your bills using a debit/credit card or checking account • Stay up to date by opting into email or text notifications *Vehicle ID cards saved to your phone may not meet proof-of-insurance requirements in some states.

About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights
  • Second factor authentication
  • Generate OTP codes
  • Secure financial transactions
  • Supports transfers
  • Supports loan payments
  • Supports credit card payments
Features
Read full description

Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

Screenshots

Acuity Insurance4 screens
Código Virtual4 screens

Verdict

The call

The clearest difference is rating: Acuity Insurance at 4.8 against Código Virtual's 3.0. Acuity Insurance also leads on update cadence (monthly vs every 36 months) and ratings volume (7.6K vs 2). Código Virtual's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Acuity Insurance holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Acuity Insurance ships an update monthly, Código Virtual every 36 months. The most recent releases landed on September 27, 2026 and August 18, 2026 respectively.

Scorecard4 real differences · 6 level
Acuity Insurance versus Código Virtual: the parameters behind the verdict, then further details
ParameterAcuity InsuranceCódigo Virtual
PriceFreeFree
Rating4.8 (7.6K ratings) — better3.0 (2 ratings)
Positive reviews54.7% of reviews—
Number of ratings7.6K — better2
Update frequencyMonthly — betterEvery 36 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size40 MB84 MB
Age rating4+17+
DeveloperAcuity, A Mutual Insurance CompanyCoopenae RL

Customer experience

Acuity Insurance

All ratings7,626 ratings
Positive95.0%
Neutral2.0%
Negative3.0%
Written reviews53 reviews
Positive54.7%
Neutral9.4%
Negative35.8%

Código Virtual

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Acuity Insurance

Reported bugs

4 issues
  • App freezes and crashes on login
  • Wallet cards not updating automatically
  • Inconsistent behavior across app features
  • Difficulty accessing and managing policies

Requested features

5 requests
  • Add policy creation and pricing tools
  • Improve login and password management
  • Enhance multi-policy account management
  • Introduce dark mode and other accessibility features
  • Streamline claims and billing processes

Código Virtual

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Acuity Insurance

No in-app purchases

None

Código Virtual

No in-app purchases

Questions

Is Acuity Insurance free?
Acuity Insurance is free to download, with no in-app purchases.
Is Código Virtual free?
Código Virtual is free to download, with no in-app purchases.
Which has better reviews, Acuity Insurance or Código Virtual?
Acuity Insurance is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while Código Virtual averages 3.0 from 2 ratings.
Do Acuity Insurance or Código Virtual have ads?
Neither Acuity Insurance nor Código Virtual shows ads.
Which is updated more often, Acuity Insurance or Código Virtual?
Acuity Insurance ships an update monthly, and Código Virtual every 36 months. Most recently, Acuity Insurance was updated on September 27, 2026 and Código Virtual on August 18, 2026.

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