Comparison

Acuity Insurance vs DivUp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Acuity Insurance

Manage your insurance policies and payments conveniently from your mobile device. Access policy details, make payments, report claims, and get roadside assistance 24/7. This app simplifies insurance management and keeps important information readily available.

Highlights
  • View agency details
  • Save vehicle ID cards
  • Digital insurance certificates
  • 24/7 Emergency Roadside Assistance
  • Claims process guidance
  • Locate auto repair shops
  • Pay bills via debit/credit or checking account
Features
Read full description

With the Acuity app, your insurance information is always at your fingertips. Easily manage your account, make payments, report claims, and more.   Access Your Information and Profile • View your agency details • Conveniently save vehicle ID cards to your phone* • Keep digital copies of your certificates of insurance Rely on Acuity When It Matters Most • Instantly connect with Emergency Roadside Assistance—available 24/7 • Get step-by-step guidance through the claims process • Quickly locate Acuity’s pre-approved auto repair shops near you Simplify Payments and Stay Informed • Pay your bills using a debit/credit card or checking account • Stay up to date by opting into email or text notifications *Vehicle ID cards saved to your phone may not meet proof-of-insurance requirements in some states.

About

DivUp

Easily divide shared expenses among friends. This application simplifies the process of splitting bills and tracking who owes what, making group outings and shared living arrangements hassle-free.

Highlights
  • Split receipts with friends
  • Easy expense tracking
  • Manage shared bills
  • Fast and simple interface
Read full description

DivUp is a fast and easy way to split receipts with your friends.

Screenshots

Acuity Insurance4 screens
DivUp4 screens

Verdict

The call

The clearest difference is review sentiment: DivUp at 100% against Acuity Insurance's 56%. DivUp also leads on monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). Acuity Insurance's advantage is update cadence (monthly vs every 7 months) and ratings volume (7.6K vs 5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DivUp holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Acuity Insurance has 7.6K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 56% of Acuity Insurance's written reviews are positive against 100% of DivUp's.

UpkeepUpdate frequency

Acuity Insurance ships an update monthly, DivUp every 7 months. The most recent releases landed on September 22, 2026 and June 5, 2026 respectively.

Scorecard6 real differences · 4 level
Acuity Insurance versus DivUp: the parameters behind the verdict, then further details
ParameterAcuity InsuranceDivUp
PriceFreeFree
Rating4.8 (7.6K ratings)5.0 (5 ratings) — better
Positive reviews55.8% of reviews100.0% of reviews — better
Number of ratings7.6K — better5
Update frequencyMonthly — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size40 MB21 MB
Age rating4+4+
DeveloperAcuity, A Mutual Insurance CompanySonu Chopra

Customer experience

Acuity Insurance

All ratings7,626 ratings
Positive95.0%
Neutral2.0%
Negative3.0%
Written reviews52 reviews
Positive55.8%
Neutral9.6%
Negative34.6%

DivUp

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Acuity Insurance

Reported bugs

4 issues
  • App freezes and crashes on login
  • Wallet cards not updating automatically
  • Inconsistent behavior across app features
  • Difficulty accessing and managing policies

Requested features

5 requests
  • Add policy creation and pricing tools
  • Improve login and password management
  • Enhance multi-policy account management
  • Introduce dark mode and other accessibility features
  • Streamline claims and billing processes

DivUp

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Acuity Insurance

No in-app purchases

None

DivUp

No in-app purchases

Questions

Is Acuity Insurance free?
Acuity Insurance is free to download, with no in-app purchases.
Is DivUp free?
DivUp is free to download, with no in-app purchases.
Which has better reviews, Acuity Insurance or DivUp?
DivUp is rated higher. Acuity Insurance averages 4.8 out of 5 from 7.6K ratings, while DivUp averages 5.0 from 5 ratings.
Do Acuity Insurance or DivUp have ads?
Neither Acuity Insurance nor DivUp shows ads.
Which is updated more often, Acuity Insurance or DivUp?
Acuity Insurance ships an update monthly, and DivUp every 7 months. Most recently, Acuity Insurance was updated on September 22, 2026 and DivUp on June 5, 2026.

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