Comparison

Satispay vs DMobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Satispay

Manage your finances, make payments, and invest directly from your smartphone. This app simplifies everyday transactions, from online shopping and bill payments to sending money to friends and building savings.

Highlights
  • Contactless payments in stores
  • Online payment security
  • Money transfers between friends
  • Public administration payments (pagoPA)
  • Mobile top-ups and gift cards
  • Investment options with no minimum
  • Savings management and moneyboxes
  • Loyalty program with points and discounts
Features
Read full description

Free account with a zero-fee card, investing, interest-free instalment payments and everyday banking in one app*. Chosen by over 6.5 million people: open your account in minutes from your phone, no branch visit needed. Satispay is the free account to manage your money every day: a zero-fee Mastercard debit card, payments in shops and online, purchases split into 3 interest-free instalments, and investing from just €1. All in one app. A free, 100% digital account - Online account with IBAN and free SEPA transfers - Receive your salary or pension with no strings attached and set up direct debits for your bills - Open your account in the app in minutes, without visiting a branch The Satispay Mastercard debit card - Mastercard debit card with no monthly fees - Virtual card ready to use instantly, physical card delivered in a few days - Pay wherever you go and earn Cashback Points on your purchases - Add your card to Google Pay and Apple Pay and pay with your smartphone or smartwatch - Perfect for travel: exclusive cards with no extra fees on foreign currency payments, free withdrawals worldwide*** and access to over 1,400 airport lounges - Freeze and unfreeze your card from the app at any time Pay in shops, online and with friends - Pay with your smartphone in shops near you and online, and earn Cashback Points - Send and receive money with all your contacts, free and instantly - Earn Cashback Points on transactions and spend them in over 450,000 shops Pay in 3, interest-free - Split your purchases into 3 monthly instalments, with no interest and no extra costs - Available in physical shops on the Satispay network and online wherever the service is active Investing made simple - Invest in funds, stocks and ETFs: over 1,000 instruments directly in the app - Start investing with as little as €1, thanks to fractional stocks and ETFs - Set up recurring investment plans in one tap: daily, weekly or monthly - €0 purchase fees on all Vanguard ETFs with a recurring plan Save with the Earning Piggy Bank - Earn a return on your savings - Create a piggy bank for every goal: holidays, taxes, emergencies - Set up automatic deposits and withdraw whenever you want, no strings attached Meal vouchers and employee benefits - Use your meal vouchers directly in the app, no cards or booklets needed - Spend your company's benefits credit wherever you already pay with Satispay Simplify every payment - Pay your car and motorbike tax wherever you are** - Pay MAV slips and public administration notices (pagoPA) in a few taps** - Buy vouchers and gift cards from your favourite brands** - Instantly top up your own or a friend's phone credit** For your kids too From 14 to 17, your child can have their own Satispay: digital pocket money, spending under control and more independence. Safe and secure - Satispay is an electronic money institution authorised and supervised by the CSSF - App protected by a 5-digit PIN, face recognition or fingerprint - No sensitive or personal data is shared with third parties - Get a notification for every transaction and block your card from the app in one tap What you need to get started - An ID document - Your Italian tax code (codice fiscale) Download Satispay: account, card, payments, savings and investing in one app. Learn more at satispay.com. Follow us on Instagram, Facebook and X (@satispay). *Payment services provided by Satispay Europe S.A., an electronic money institution authorised and supervised by the CSSF (no. W00000010). Investment services provided by Satispay Invest S.A., authorised and regulated by the CSSF (no. P555). Investing involves risk. **Services available in Italy only. ***Up to the limits set by your plan.

About

DMobile

Manage your daily banking needs with a refreshed, user-friendly mobile application. Quickly check balances, make payments, monitor investments, and access documents securely. Enjoy personalized navigation and advanced biometric authentication for seamless transactions.

Highlights
  • Real-time account balance and transaction history
  • Fast transfers and payments
  • Investment and securities management
  • QR code bill payments
  • Mobile credit top-ups
  • Biometric login and transaction security
Features
Read full description

Tutta nuova! La tua DMobile, l'applicazione di Banco Desio per l'utilizzo di tutti i giorni, si rifà il look con un design completamente rinnovato e funzionalità innovative per una navigazione semplice, veloce e personalizzata. Grazie a DMobile puoi: - consultare il saldo e i movimenti del tuo conto in tempo reale, - effettuare bonifici e pagamenti in tutta rapidità, anche in un Click, - gestire e monitorare il tuo deposito titoli e i tuoi investimenti, - pagare Bollettini Postali, MAV e RAV tramite QR Code, - ricaricare il credito del tuo cellulare, - integrare la rubrica telefonica del tuo smartphone per salvare automaticamente i beneficiari in rubrica, - rintracciare la filiale più vicina a te, - scaricare i Tuoi documenti che il Banco Desio condivide con te, - richiedere immediata assistenza. Inoltre, se il tuo Smartphone gestisce il riconoscimento dell'impronta digitale o del volto, puoi accedere al tuo Mobile Banking ed effettuare disposizioni molto più rapidamente grazie a questa tecnologia di ultima generazione. In questo modo la biometria rappresenterà il tuo token virtuale di autenticazione e disposizione che ti garantirà assoluta sicurezza nella tua navigazione da mobile. Per ulteriori informazioni visita il sito https://www.bancodesio.it/it o chiama il nostro Servizio Clienti al Numero Verde 800.755.866 Il cambiamento conferma l'attenzione del Banco Desio alle esigenze dei propri Clienti, coniugando la necessità di utilizzare un'app semplice e personalizzabile con i più alti standard di sicurezza di mercato Dichiarazioni di accessibilità: https://www.bancodesio.it/it/content/accessibilita

Screenshots

Satispay4 screens
DMobile3 screens

Verdict

The call

Satispay and DMobile both sit at 4.8 stars, but that hides the real split: 71% of DMobile's written reviews are positive against 11% of Satispay's. Satispay's advantage is update cadence (every 2 weeks vs every 2 months) and ratings volume (206 vs 39). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Satispay holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Satispay has 206 ratings behind it against 39, so its average is the more settled of the two. Written reviews complicate that: 11% of Satispay's written reviews are positive against 71% of DMobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Satispay ships an update every 2 weeks, DMobile every 2 months. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Satispay versus DMobile: the parameters behind the verdict, then further details
ParameterSatispayDMobile
PriceFreeFree
Rating4.8 (206 ratings) — better4.6 (39 ratings)
Positive reviews11.1% of reviews71.2% of reviews — better
Number of ratings206 — better39
Update frequencyEvery 2 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size236 MB144 MB
Age rating4+4+
DeveloperMOMENTUM S.P.ABanco Desio

Customer experience

Satispay

All ratings206 ratings
Positive96.1%
Neutral0.5%
Negative3.4%
Written reviews9 reviews
Positive11.1%
Neutral0.0%
Negative88.9%

DMobile

All ratings38 ratings
Positive92.1%
Neutral0.0%
Negative7.9%
Written reviews52 reviews
Positive71.2%
Neutral7.7%
Negative21.2%

In-app purchases

None

Satispay

No in-app purchases

None

DMobile

No in-app purchases

Questions

Is Satispay free?
Satispay is free to download, with no in-app purchases.
Is DMobile free?
DMobile is free to download, with no in-app purchases.
Which has better reviews, Satispay or DMobile?
Satispay is rated higher. Satispay averages 4.8 out of 5 from 206 ratings, while DMobile averages 4.6 from 39 ratings.
Do Satispay or DMobile have ads?
Neither Satispay nor DMobile shows ads.
Which is updated more often, Satispay or DMobile?
Satispay ships an update every 2 weeks, and DMobile every 2 months. Most recently, Satispay was updated on November 6, 2026 and DMobile on November 7, 2026.

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