mySympany vs Cembra App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
mySympany
Manage all your insurance policies in one place. Track costs, submit claims, and view their status. Access your digital insurance card and communicate with customer service.
- Policy tracking
- Cost-sharing overview
- Invoice and claim submission
- Processing status view
- Personal data adjustment
- Digital insurance card
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YOUR ADVANTAGES • Keep track of your policies and cost-sharing (deductible and co-payment) • Submit invoices and reimbursement claims • View the processing status of invoices and claims • Adjust personal data and insurance policies • Receive notifications about new documents • Send messages to our customer service • Digital insurance card for medical consultations or purchasing medication in Switzerland Sympany. All the insurance you need. 3'555
Cembra App
Manage your credit card details, view purchases in real-time, and retrieve your card PIN. Easily suspend your credit card and access monthly statements. Secure login with fingerprint or facial recognition.
- Real-time purchase tracking
- Card PIN retrieval
- Credit card suspension
- Add card to Apple Wallet
- Track credit card payments
- Access monthly statements
- Secure Touch ID/Face ID login
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"Cembra App: It couldn't be simpler" From now on you can, among other things, check your purchases in real time, retrieve your card PIN and suspend your credit card yourself. "Who is the Cembra app for?" The Cembra app is ideal for all Cembra customers. If you haven't registered to use the app yet, you can easily do this here: https://apps.cembra.ch/cmf/en/#apply Once you have received your access code from us by mail, you can set up the Cembra app yourself with just a few simple steps. "These are the features you've been waiting for" * Find all important information about your Cembra credit card(s) in one overview. * Put your credit card/s into the Apple Wallet * Keep track of your current credit card payments * Manage and receive important push notifications * Access your monthly statements * Customize your personal data directly in the Cembra app * Log in easily and securely using Touch ID (fingerprint) or Face ID (facial recognition). We are working on new features and services all the time. We also look forward to receiving your suggestions and feedback. Do you have a technical issue with the Cembra App? Then you’re in the right place: cmfsupport[at]cembra.ch. For any questions about your account, please visit our Customer Center. (https://www.cembra.ch/en/customer-center/contact-via-e-mail/) at cembra.ch.
Screenshots
Verdict
The clearest difference is monetization model: mySympany at free against Cembra App's ad-supported. mySympany also leads on device support (3 vs 1). Cembra App's advantage is review sentiment (42% vs 31%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 18, 2026 and October 15, 2026 respectively.
| Parameter | mySympany | Cembra App |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (68 ratings) — better |
| Positive reviews | 31.3% of reviews | 41.7% of reviews — better |
| Number of ratings | — | 68 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.6 — better | 16.0 |
| Further details — not scored | ||
| Size | 101 MB | 322 MB |
| Age rating | 4+ | 4+ |
| Developer | Sympany Versicherungen AG | Cembra Money Bank AG |
Customer experience
mySympany
Cembra App
In-app purchases
mySympany
No in-app purchases
Cembra App
No in-app purchases









