OCBC Malaysia vs Vircle

Manage your money with ease anytime, anywhere with OCBC Malaysia Mobile Banking. Accounts and e-Statements: - OCBC 360 and 360-i Account: Earn high bonus interest/profit when you deposit, pay and spend with this account. - Biometric login: Login seamlessly using facial recognition (OneLook) or your fingerprint (OneTouch). - Account dashboard: Get an overview of your deposit accounts, credit cards, loans and investments. - e-Statements: Go green! Manage and view your account statements online. Payments and Transfers: - Funds transfer: Send money with ease in Malaysia via DuitNow or Interbank GIRO (IBG). - Pay bills: Pay utility bills or set future-dated payments to stay ahead and avoid late payment penalties. - QR payments: Go cashless by scanning the DuitNow QR code at any participating merchants or import from Photos. Receive money by generating your very own QR code. - Request money: Request money using DuitNow ID such as mobile number, NRIC or account number. Investment: - Unit trust: Select a fund of your choice, view fund details and buy or sell funds, anytime anywhere. - Foreign Exchange: Buy and sell foreign currencies with up to 10 major foreign currencies, 24/7. Manage your money: - Place FD: Let your money work harder for you! - Money In$ights: Smart spend tracker so you can track and manage your money seamlessly. Card Services: - Activate your credit card instantly via our app. - Set PIN: Create or change your debit and credit card PIN. Security: - OneToken: Generate an OTP securely within the app while you are on the go. - Kill Switch: Suspend your accounts, cards and digital banking access immediately. Don’t have an OCBC Online Banking Login ID and Password yet? Visit http://www.ocbc.com.my to register.

Vircle enables parents and schools to work together to nurture healthier, brighter and financially responsible children through a state-of-the-art payment and nurturing solution. Vircle brings the best of payments control and parental guidance to help parents raise smart and financially responsible children. Vircle allows parents to provide their children with allowances (pocket money) digitally with accompanying rules on how it can be spent. For a young child, a parent may take a stronger control on their spending control and as they grow into teens, teach them responsible spending and financial literacy by allowing them to make decisions on how they want to spend their money. Vircle allows parents to safely introduce their children to the world of contactless payments in a responsible way within a trusted Family circle.