Comparison

NN Direct vs YOU BRD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NN Direct

Manage your insurance and pension accounts with ease. Pay premiums, make investments, update personal details, and track claims securely. Enjoy a user-friendly experience with convenient login options.

Highlights
  • Pay insurance premiums and pension contributions
  • Invest in fund units
  • Update personal and contact information
  • Track insurance claims status
  • Secure login with facial recognition or fingerprint
  • View payment history
Features
Read full description

NN Direct este aplicația care îți aduce pe telefon ce este mai important să știi despre asigurările și pensiile de la NN. Poți plăti primele asigurărilor sau contribuțiile pensiilor facultative rapid și în siguranță, cu orice card bancar, și poți salva detaliile cardurilor tale pentru a face plăți mai ușor. Dacă ești printre cei cu apetit pentru investiții, tot prin aplicație poți face tranzacții cu unități de fond în câțiva pași simpli. Mai mult, ai acces la istoricul primelor de asigurare plătite și al contribuțiilor la pensie și îți poți actualiza datele personale sau de contact oricând apar schimbări, prin simpla scanare a cărții de identitate. În cazul apariției unui eveniment asigurat, ne poți transmite toate detaliile prin intermediul meniului dedicat din NN Direct, unde poți urmări ulterior statusul solicitării tale. Noi te vom notifica în cazul în care avem nevoie de documente suplimentare, pe care le vei putea încărca tot în aplicație. Activarea contului se face scurt și de la distanță, iar pentru autentificare poți alege varianta clasică (email și parolă) sau, și mai simplu, cu recunoaștere facială sau amprentă digitală. Ca să te bucuri de noua experiență care vine cu funcționalități noi și informații pe înțelesul tău, e suficient să actualizezi sau descarci cea mai recentă versiune. Odată ce te-ai conectat, ne place să credem că avem o aplicație intuitivă și îți va fi ușor să afli ce te interesează. Dacă nu e așa, dă-ne de veste. În timp ce citești aceste rânduri, echipa noastră lucrează la îmbunătățirea aplicației, așa că apreciem dacă ne lași un review aici. Promitem să răspundem în timp util.

About

YOU BRD

Manage your finances on the go with secure mobile banking. Access your accounts, view transaction history, and perform transfers with biometric authentication.

Highlights
  • Fingerprint/facial recognition access
  • National beneficiary transfers
  • Transfers between own accounts
  • Exchange rate information
  • Transaction history
  • Internet banking authentication
Features
Read full description

The most important features from application are: • Access based on fingerprint or facial recognition • Transfers to national beneficiaries • Transfers between own accounts • Exchange rate • Transactions History Use the benefits of mobile banking services. In addition, you can use the YOU BRD application for the authentication to the internet banking service.

Screenshots

NN Direct4 screens
YOU BRD4 screens

Verdict

The call

NN Direct and YOU BRD both sit at 4.8 stars, but that hides the real split: 75% of NN Direct's written reviews are positive against 19% of YOU BRD's. NN Direct also leads on iOS requirement (11.0 vs 15.0). YOU BRD's advantage is ratings volume (921 vs 154). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for NN Direct against 4.7 for YOU BRD. That said, the two scores are not equally well evidenced: YOU BRD has 921 ratings behind it against 154, so its average is the more settled of the two. Written reviews are what separate them: 75% of NN Direct's written reviews are positive against 19% of YOU BRD's.

UpkeepUpdate frequency

NN Direct ships an update monthly, YOU BRD fortnightly. The most recent releases landed on October 20, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
NN Direct versus YOU BRD: the parameters behind the verdict, then further details
ParameterNN DirectYOU BRD
PriceFreeFree
Rating4.8 (154 ratings) — better4.7 (921 ratings)
Positive reviews75.0% of reviews — better19.1% of reviews
Number of ratings154921 — better
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size118 MB153 MB
Age rating4+4+
DeveloperNN Asigurari de Viata S.A.BRD Groupe Societe Generale S.A.

Customer experience

NN Direct

All ratings147 ratings
Positive93.9%
Neutral2.7%
Negative3.4%
Written reviews16 reviews
Positive75.0%
Neutral6.3%
Negative18.8%

YOU BRD

All ratings921 ratings
Positive94.0%
Neutral0.5%
Negative5.4%
Written reviews47 reviews
Positive19.1%
Neutral0.0%
Negative80.9%

Bugs and requests

NN Direct

Not enough reviews yet to summarise bugs or requests.

YOU BRD

Reported bugs

4 issues
  • Inability to register with non-Romanian phone numbers
  • Frequent app crashes and loading errors
  • Issues with facial recognition and identity verification
  • Problems with SMS-based authentication

Requested features

5 requests
  • Improve registration and account setup process
  • Provide better in-app support and troubleshooting
  • Simplify UI and make navigation more intuitive
  • Reduce fees and commissions
  • Allow access for international customers

In-app purchases

None

NN Direct

No in-app purchases

None

YOU BRD

No in-app purchases

Questions

Is NN Direct free?
NN Direct is free to download, with no in-app purchases.
Is YOU BRD free?
YOU BRD is free to download, with no in-app purchases.
Which has better reviews, NN Direct or YOU BRD?
NN Direct is rated higher. NN Direct averages 4.8 out of 5 from 154 ratings, while YOU BRD averages 4.7 from 921 ratings.
Do NN Direct or YOU BRD have ads?
Neither NN Direct nor YOU BRD shows ads.
Which is updated more often, NN Direct or YOU BRD?
NN Direct ships an update monthly, and YOU BRD fortnightly. Most recently, NN Direct was updated on October 20, 2026 and YOU BRD on October 26, 2026.

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