Comparison

Nu vs Sicoobcard Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nu

A digital banking platform offering a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.

Highlights
  • 3.50% APY on savings accounts
  • 1.5% cashback on credit card purchases
  • Real-time card management
  • Fraud protection
  • 24/7 customer support
  • Metal credit card
Features
Currently charting
Read full description

The world's most loved digital banking platform, now also available in the US and many other countries. Nu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step. For US customers, Nu offers: - An account where every dollar earns 3.50% APY* - Unlimited 1.5% cashback on your no-fee metal credit card - Real-time card management and fraud protection - Award-winning 24/7 customer support Nu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies. ______________________________ In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC. *Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interest is paid to your account daily. The rate may change over time, but we’ll always show the current rate in the app. 3.50% Annual Percentage Yield (APY), current as of Sep 10, 2026. 1.5% cashback on eligible settled purchases; some transaction types and merchant categories don't qualify. See Cashback Program Agreement.

About

Sicoobcard Mobile

Manage your credit card purchases and account details from anywhere. Instantly generate virtual cards for online shopping, control spending limits, and block or unblock your cards for enhanced security and convenience.

Highlights
  • Real-time purchase control
  • Virtual card generation
  • Spending limit adjustments
  • Temporary card blocking
  • Invoice emailing
  • ATM withdrawal blocking
Features
Read full description

Com o APP Sicoobcard é possível ter o controle das suas compras a hora que quiser e de onde estiver. O APP disponibiliza várias funcionalidades que ajudam você no dia a dia, de uma forma muito simples e intuitiva. Já imaginou gerar um cartão virtual para compras online em segundos? No app você pode. E liberar o cartão para uso no exterior? No app você também pode. Ah, e para suspender a fatura impressa? Isso mesmo, faz no app! Com ele, você ainda consegue: · Controlar suas compras em tempo real · Consultar saldo · Enviar sua fatura por e-mail · Consultar saldo do Sicoobcard Prêmios · Alterar o limite e realizar bloqueio dos cartões adicionais (geral ou por categoria) · Gerar boleto para o pagamento de faturas Ah, e tem mais! Perdeu seu Sicoobcard ou foi roubado? No app você consegue fazer o bloqueio e desbloqueio temporário do cartão de crédito, bloqueio para compras não presenciais e bloqueios para saques em ATM Banco24horas. Tudo pensado na sua segurança e praticidade.

Screenshots

Nu4 screens
Sicoobcard Mobile4 screens

Verdict

The call

The clearest difference is ads: Sicoobcard Mobile at none against Nu's shown. Sicoobcard Mobile also leads on monetization model (free vs ad-supported). Nu's advantage is review sentiment (52% vs 22%) and ratings volume (26K vs 128). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Nu against 4.7 for Sicoobcard Mobile. That said, the two scores are not equally well evidenced: Nu has 26K ratings behind it against 128, so its average is the more settled of the two. Written reviews are what separate them: 52% of Nu's written reviews are positive against 22% of Sicoobcard Mobile's.

UpkeepUpdate frequency

Nu ships an update weekly, Sicoobcard Mobile every 3 weeks. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

Scorecard6 real differences · 5 level
Nu versus Sicoobcard Mobile: the parameters behind the verdict, then further details
ParameterNuSicoobcard Mobile
PriceFreeFree
Rating4.8 (26K ratings) — better4.7 (128 ratings)
Positive reviews51.9% of reviews — better21.7% of reviews
Number of ratings26K — better128
Update frequencyWeekly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
Best chart rank#194 — better—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.6
Further details — not scored
Size216 MB48 MB
Age rating4++4
DeveloperNU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTOSicoob

Customer experience

Nu

All ratings26,351 ratings
Positive96.0%
Neutral1.2%
Negative2.8%
Written reviews899 reviews
Positive51.9%
Neutral6.7%
Negative41.4%

Sicoobcard Mobile

All ratings127 ratings
Positive92.1%
Neutral2.4%
Negative5.5%
Written reviews60 reviews
Positive21.7%
Neutral8.3%
Negative70.0%

Bugs and requests

Nu

Reported bugs

4 issues
  • App freezes on startup
  • Timed out during account creation
  • Unable to access account after password reset
  • Incorrect transaction history display

Requested features

5 requests
  • Apple Pay integration
  • Improved transaction categorization
  • Ability to increase credit limit manually
  • Support for international users
  • Dark mode option

Sicoobcard Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nu

No in-app purchases

None

Sicoobcard Mobile

No in-app purchases

Questions

Is Nu free?
Nu is free to download, with no in-app purchases.
Is Sicoobcard Mobile free?
Sicoobcard Mobile is free to download, with no in-app purchases.
Which has better reviews, Nu or Sicoobcard Mobile?
Nu is rated higher. Nu averages 4.8 out of 5 from 26K ratings, while Sicoobcard Mobile averages 4.7 from 128 ratings.
Do Nu or Sicoobcard Mobile have ads?
Nu shows ads; Sicoobcard Mobile does not.
Which is updated more often, Nu or Sicoobcard Mobile?
Nu ships an update weekly, and Sicoobcard Mobile every 3 weeks. Most recently, Nu was updated on November 5, 2026 and Sicoobcard Mobile on November 2, 2026.

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