Nu vs SMB APP
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nu
A digital banking platform offering a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.
- 3.50% APY on savings accounts
- 1.5% cashback on credit card purchases
- Real-time card management
- Fraud protection
- 24/7 customer support
- Metal credit card
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The world's most loved digital banking platform, now also available in the US and many other countries. Nu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step. For US customers, Nu offers: - An account where every dollar earns 3.50% APY* - Unlimited 1.5% cashback on your no-fee metal credit card - Real-time card management and fraud protection - Award-winning 24/7 customer support Nu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies. ______________________________ In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC. *Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interest is paid to your account daily. The rate may change over time, but we’ll always show the current rate in the app. 3.50% Annual Percentage Yield (APY), current as of Sep 10, 2026. 1.5% cashback on eligible settled purchases; some transaction types and merchant categories don't qualify. See Cashback Program Agreement.
SMB APP
This app offers tax and accountancy advisory and compliance services for small and medium-sized businesses. It includes a mileage tracker that uses background location data to measure distance traveled while in use.
- Tax advisory services
- Accountancy compliance
- Small and medium business focus
- Mileage tracking module
- Client-centered approach
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The SMB Professional Services app. We provide tax and accountancy advisory and compliance service for small and medium sized businesses. Since the business was founded in 1991, we have placed our clients at the centre of all we do. Please note that the background location of a user’s device is used only when starting the Mileage Tracker module. This is to measure the distance travelled while in use. Continual use can reduce battery power.
Screenshots
Verdict
The clearest difference is review sentiment: SMB APP at 100% against Nu's 52%. SMB APP also leads on ads (none vs shown) and monetization model (free vs ad-supported). Nu's advantage is update cadence (weekly vs every 8 months) and chart position (#181 vs unranked). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nu ships an update weekly, SMB APP every 8 months. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.
| Parameter | Nu | SMB APP |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (26K ratings) — better | — |
| Positive reviews | 51.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 26K — better | — |
| Update frequency | Weekly — better | Every 8 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Best chart rank | #181 — better | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 11.0 — better |
| Further details — not scored | ||
| Size | 216 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO | SMB PROFESSIONAL SERVICES LTD |
Customer experience
Nu
SMB APP
Bugs and requests
Nu
Reported bugs
4 issues- App freezes on startup
- Timed out during account creation
- Unable to access account after password reset
- Incorrect transaction history display
Requested features
5 requests- Apple Pay integration
- Improved transaction categorization
- Ability to increase credit limit manually
- Support for international users
- Dark mode option
SMB APP
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Nu
No in-app purchases
SMB APP
No in-app purchases









