Comparison

Nu vs WILL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nu

This digital banking platform offers a high-yield savings account and cashback credit card. Enjoy real-time card management, fraud protection, and award-winning 24/7 customer support. Experience a modern, secure, and elegant financial service.

Highlights
  • 3.50% APY on savings
  • 1.5% cashback on credit card
  • Real-time card management
  • Fraud protection
  • 24/7 customer support
  • Metal credit card
Features
Currently charting
Read full description

The world's most loved digital banking platform, now also available in the US and many other countries. Nu is one of the largest digital financial services platforms in the world, already trusted and loved by over 140 million people. Powerful tech, elegant design, and premium products, with protection built into every step. For US customers, Nu offers: - An account where every dollar earns 3.50% APY* - Unlimited 1.5% cashback on your no-fee metal credit card - Real-time card management and fraud protection - Award-winning 24/7 customer support Nu is the recipient of numerous world-class awards, including, Forbes World's Best Banks, Time 100 Most Influential Companies, and Fast Company's Most Innovative Companies. ______________________________ In the United States, Nu is a financial technology company, not a bank. Banking services and the Nu Credit Card are provided by Lead Bank, Member FDIC. Lead Bank is the FDIC-insured bank. Deposit insurance covers the failure of an insured bank; certain conditions must be satisfied for deposit insurance to apply. Nu is a brand of Nu United States LLC. *Annual Percentage Yield (APY) is the percentage your balance earns over a year. Interest is paid to your account daily. The rate may change over time, but we’ll always show the current rate in the app. 3.50% Annual Percentage Yield (APY), current as of Sep 10, 2026. 1.5% cashback on eligible settled purchases; some transaction types and merchant categories don't qualify. See Cashback Program Agreement.

About

WILL

Features
Read full description

WILL. Die digitale Vermögensverwaltung von Raiffeisen. Sie wollen „WILL. Die digitale Vermögensverwaltung von Raiffeisen“ jederzeit und überall im Blick haben? Das WILL-Cockpit bietet Ihnen einen raschen und kompakten Überblick zu Ihrer Veranlagung. Das WILL-Cockpit bietet Ihnen folgenden Funktionsumfang: • Portfolioübersicht
Sie haben einen Überblick zum aktuellen Portfoliomix und die Produktausstattung.
 • Wertentwicklung
Sie haben die Performance Ihrer Digitalen Vermögensverwaltung jederzeit im Blick. Eine graphische Darstellung der prozentuellen Performanceentwicklung sowie die Entwicklung Ihres Depotwerts machen das möglich.
 • Zahlungen
Sie haben jederzeit Zugriff auf Ihr Vermögen, können unter Berücksichtigung des Mindestanlagebetrags flexibel Zu- und Auszahlungen tätigen, sowie einen monatlichen Ansparplan anlegen und ändern. Alle Zahlungen werden übersichtlich in der Transaktionshistorie dargestellt.
 • Transaktionen
Sie haben jederzeit einen Überblick über alle Bewegungen (Wertpapierkäufe und –verkäufe) die für Sie im Rahmen des professionellen Portfoliomanagements vorgenommen wurden. WILL. Das Beste aus drei Welten • Mit WILL veranlagen Sie Ihr Geld bei Ihrer regionalen Raiffeisenbank. Durch aktives Management von Kapitalanlagegesellschaften kann auf Marktschwankungen und ineffiziente Märkte reagiert und auch in schwierigen Situationen auf die richtige Anlageklasse gesetzt werden. • Die Beimischung der börsengehandelten Indexfonds (ETFs), bei denen keine Ausgabeaufschläge anfallen, hält zusätzlich die Gesamtkosten im Portfolio niedrig. • Dank einer der modernsten Technologien im Bereich der digitalen Vermögensverwaltung steht Ihnen eine geführte Online-Antragsstrecke und ein Anlage-Cockpit zur Beobachtung Ihres Portfolios zur Verfügung.

Screenshots

Nu4 screens
WILL4 screens

Verdict

The call

The clearest difference is ads: WILL at none against Nu's shown. WILL also leads on iOS requirement (12.3 vs 15.0). Nu's advantage is update cadence (weekly vs every 6 months) and chart position (#197 vs unranked). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nu ships an update weekly, WILL every 6 months. The most recent releases landed on November 14, 2026 and November 11, 2026 respectively.

Scorecard4 real differences · 7 level
Nu versus WILL: the parameters behind the verdict, then further details
ParameterNuWILL
PriceFreeFree
Rating4.8 (27K ratings) — better—
Positive reviews51.9% of reviews—
Number of ratings27K — better—
Update frequencyWeekly — betterEvery 6 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
Best chart rank#197 — better—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.012.3 — better
Further details — not scored
Size219 MB33 MB
Age rating4+12+
DeveloperNU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTORaiffeisen e-force GmbH

Bugs and requests

Nu

Reported bugs

4 issues
  • App freezes on startup
  • Timed out during account creation
  • Unable to access account after password reset
  • Incorrect transaction history display

Requested features

5 requests
  • Apple Pay integration
  • Improved transaction categorization
  • Ability to increase credit limit manually
  • Support for international users
  • Dark mode option

WILL

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nu

No in-app purchases

None

WILL

No in-app purchases

Questions

Is Nu free?
Nu is free to download, with no in-app purchases.
Is WILL free?
WILL is free to download, with no in-app purchases.
Do Nu or WILL have ads?
Nu shows ads; WILL does not.
Which is updated more often, Nu or WILL?
Nu ships an update weekly, and WILL every 6 months. Most recently, Nu was updated on November 14, 2026 and WILL on November 11, 2026.

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