Comparison

BankVic app vs Defence Bank Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BankVic app

This app offers convenient and secure mobile banking services for police, emergency, and health workers. Manage accounts, make payments, and control your cards easily from your device.

Highlights
  • Secure login with biometrics
  • View account balances and transaction history
  • Set up and track savings goals
  • PayID and Osko® payments
  • BPAY® bill payments
  • Card activation and temporary blocking
Read full description

The banking app for police, emergency, and health workers providing convenient banking on the go. Access a range of banking services at your fingertips - download the BankVic app. Easier banking • Log in quickly and securely with a PIN, pattern, Touch ID, or Face ID • View account balances and search your transaction history • Set up a ‘quick balance’ to see the balance of your favourite account without logging in • Set up & track a savings goal. Make payments • Easily set up your PayID using your email or mobile number • Make fast payments with PayID and Osko® • Transfer between your BankVic accounts • Transfer money to others • Pay bills with BPAY® • Schedule future or ongoing payments. Card controls • Activate your card for immediate use • Apply a temporary card block for peace of mind whenever you want it. Police Financial Services Limited ABN 33 087 651 661 trading as BankVic. Note: this description will always be appended with the following: We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

Defence Bank Mobile

Manage your finances securely and conveniently on the go. Transfer funds instantly, control card usage, and track spending with real-time alerts and digital wallet integration. Access eStatements, plan travel, and even use voice commands for balance checks.

Highlights
  • Instant money transfers (Osko, PayID)
  • Digital wallet integration (Apple Pay, Google Pay)
  • Card management (PIN change, report lost/stolen)
  • Spending tracking and alerts
  • eStatements and account balance checks
  • Travel planning and international payments
  • Fingerprint or PIN login
Features
Read full description

Enjoy secure real-time banking anywhere, anytime with our award-winning mobile banking app. Top features - Send and receive money instantly using Osko and PayID. - Replace lost or stolen cards instantly by adding Quick Cards to your digital wallet. - Keep track of your spending and transactions with Card Alerts and Quick Balance. - Check your accounts with ease, and view your eStatements online. - Securely log on using your fingerprint or PIN. - Create a digital wallet by linking your Defence Bank cards to your smart phone or watch with Apple Pay, Google Pay™, Samsung Pay, Garmin Pay or Fitbit Pay. - Change your card’s PIN instantly. - Log your overseas travel plans using our Travel Planner and make international payments through the app. - Activate new cards, or report them lost or stolen instantly. - Control your card usage by restricting transaction types. - Round up your purchases to the nearest dollar and have the difference transferred to a nominated savings account using Round Ups. - Compare your spending to the previous month. - Find branch locations near you. - Add a custom wallpaper. - See your balance quickly with Quick Balance, add widgets to your phone to display account information. - Easily share your account details. - Use Siri to check your account balances. - Detailed transaction information – see exactly who and where you spend your money. - Securely message Defence Bank within the app. - New opt-in alerts for loans and credit card overdue and coming due. Download our app and stay on top of your banking, wherever you are in the world from your mobile device. If you experience any difficulty with registration, please contact us on 1800 033 139 between 8am to 8pm AEST weekdays or email info@defencebank.com.au.

Screenshots

BankVic app4 screens
Defence Bank Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: Defence Bank Mobile at 93% against BankVic app's 12%. Defence Bank Mobile also leads on ads (none vs shown) and update cadence (every 2 months vs every 4 months). BankVic app's advantage is iOS requirement (12.2 vs 15.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BankVic app ships an update every 4 months, Defence Bank Mobile every 2 months. The most recent releases landed on June 10, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
BankVic app versus Defence Bank Mobile: the parameters behind the verdict, then further details
ParameterBankVic appDefence Bank Mobile
PriceFreeFree
Rating5.0 (10 ratings) — better
Positive reviews12.0% of reviews93.0% of reviews — better
Number of ratings10 — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS12.2 — better15.0
Further details — not scored
Size108 MB117 MB
Age rating4+4+
DeveloperBankVicDefence Bank Limited

Customer experience

BankVic app

Written reviews75 reviews
Positive12.0%
Neutral14.7%
Negative73.3%

Defence Bank Mobile

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews330 reviews
Positive93.0%
Neutral2.1%
Negative4.8%

Bugs and requests

BankVic app

Not enough reviews yet to summarise bugs or requests.

Defence Bank Mobile

Reported bugs

9 issues
  • Quick Balance widget stopped working after iOS updates
  • App crashes when left open for extended periods
  • Login freezes when switching between apps
  • Keyboard occasionally fails to appear during transfers
  • Invisible buttons in lower portion of keypad
Show 4 more
  • Frequent password reset requirements despite correct credentials
  • Net position calculation doesn't include RSA accounts
  • Back button missing after certain transactions
  • App performance issues after updates

Requested features

11 requests
  • Restore Quick Balance widget functionality
  • Two-factor authentication option
  • Budget creation and tracking tools
  • Online cheque deposit capability
  • Support for multiple member accounts in single app
Show 6 more
  • Transaction description visibility in transaction history
  • Ability to hide specific accounts from online banking
  • Dark mode option
  • Built-in calculator for budget calculations
  • Custom app background photos
  • Better transaction categorization and filtering

In-app purchases

None

BankVic app

No in-app purchases

None

Defence Bank Mobile

No in-app purchases

Questions

Is BankVic app free?
BankVic app is free to download, with no in-app purchases.
Is Defence Bank Mobile free?
Defence Bank Mobile is free to download, with no in-app purchases.
Do BankVic app or Defence Bank Mobile have ads?
BankVic app shows ads; Defence Bank Mobile does not.
Which is updated more often, BankVic app or Defence Bank Mobile?
BankVic app ships an update every 4 months, and Defence Bank Mobile every 2 months. Most recently, BankVic app was updated on June 10, 2026 and Defence Bank Mobile on September 22, 2026.

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